Will Insurance Cover Covid Tests After May 11 in the US

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From above of sterile face mask on decorative USA ribbons with stripes and stars on wooden desk during COVID 19 pandemic
Credit: pexels.com, From above of sterile face mask on decorative USA ribbons with stripes and stars on wooden desk during COVID 19 pandemic

As of May 11, the US government will no longer require private health insurance companies to cover COVID-19 tests. This change may cause confusion for many Americans.

The Biden administration's COVID-19 public health emergency declaration will end on May 11, which is when insurance coverage for COVID-19 tests will likely change. This means that many people may be responsible for paying out-of-pocket for COVID-19 tests.

The Centers for Medicare and Medicaid Services (CMS) announced that Medicare will continue to cover COVID-19 tests, but this may not be the case for private insurance companies. This could lead to a significant increase in healthcare costs for many Americans.

Private insurance companies may still choose to cover COVID-19 tests, but they are no longer required to do so. This is a significant change that could have a major impact on many people's healthcare costs.

Insurance Coverage for COVID-19 Tests

Insurance coverage for COVID-19 tests changed after May 11, 2023, when the Public Health Emergency (PHE) ended.

Credit: youtube.com, Save your receipts! Insurance companies now must pay for COVID tests

Cigna Healthcare no longer covers over-the-counter (OTC) COVID-19 tests following the PHE end date.

You can still use your health savings account (HSA) or flexible spending account (FSA) funds to cover the cost of the test.

Cigna + Oscar customers should visit the Oscar website for information about obtaining COVID-19 test kits.

COVID-19 Test Coverage by Insurer

Cigna Healthcare no longer covers over-the-counter (OTC) COVID-19 tests after May 11, 2023.

You can still use your health savings account (HSA) or flexible spending account (FSA) funds to cover the cost of the test.

Cigna + Oscar customers can visit the Oscar website for more information about obtaining COVID-19 test kits.

The Public Health Emergency (PHE) for COVID-19 ended on May 11, 2023, changing federal rules for testing, vaccinations, and treatment.

To stay up-to-date on any changes to your plan's coverage information, log in to myCigna or the mobile app.

COVID-19 Testing Options

The Public Health Emergency (PHE) for COVID-19 ended on May 11, 2023, which means federal rules for testing have changed. As a result, you can log in to myCigna or the mobile app to see any updates to your plan's coverage information.

If your plan has changed, you may still be able to get a COVID-19 test, but you'll need to check with your insurance provider for specific details.

Robin Little

Senior Writer

Robin Little is a seasoned writer with a keen eye for detail and a passion for storytelling. With a strong background in research and analysis, Robin has honed their craft to deliver engaging and informative content on a wide range of topics. Their expertise in the realm of financial markets has earned them a reputation as a trusted voice in the industry.

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