
You can add cash to your Chime card using multiple methods, making it easy to manage your finances.
One way to add cash is by depositing it into a linked bank account, which will then be transferred to your Chime card.
You can also use the Chime mobile app to add cash to your card by linking a debit card or bank account. This method is convenient and can be done from the comfort of your own home.
In addition to these methods, you can also add cash to your Chime card by visiting a participating retail location, such as a CVS or 7-Eleven store.
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Where to Add Cash
Adding cash to your Chime card is easy and convenient. You can do it at any of the numerous retail locations that Chime has partnered with.
You can find over 8,500 Walgreens locations nationwide that accept cash deposits for Chime, with no fee. This is a great option if you're already shopping for essentials.
Walmart is another option, but be aware that there's a small fee of $2.50 for each cash deposit made at Walmart. You can find a location near you using the Chime app.
7-Eleven has over 70,000 locations nationwide, making it a very convenient option. The fee is just $1.99 for each cash deposit made at 7-Eleven.
CVS is also a good option, with a small fee of $1.50 for each cash deposit made at CVS. You can find a location near you using the Chime app.
If you live in a rural area, Dollar General and Family Dollar are good options, with a small fee of $1.50 for each cash deposit made at either store.
Here are the retail partners that Chime works with, in case you need to find a location near you:
- Walgreens
- Walmart
- 7-Eleven
- Duane Reade
- Speedway
- Dollar General
- Family Dollar
- CVS
- Rite Aid
- Pilot Travel Centers (Pilot Flying J)
Remember, you can make up to three cash deposits within 24 hours to your Chime account, with a daily limit of $1,000.
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Adding Cash at Retailers
You can add cash to your Chime card at various retail locations. There are over 8,500 Walgreens locations nationwide that accept cash deposits for Chime, with no fee for depositing cash.
You can also add cash to your Chime card at most Walmart locations, but be aware that there is a small fee of $2.50 for each cash deposit made at Walmart.
Another convenient option is 7-Eleven, with over 70,000 locations nationwide that accept cash deposits for Chime. The fee for depositing cash at 7-Eleven is $1.99.
In addition to these options, you can also add cash to your Chime card at most CVS locations, with a small fee of $1.50 for each cash deposit made at CVS.
If you live in a rural area, Dollar General and Family Dollar are good options, with over 15,000 and 8,000 locations nationwide, respectively. The fee for depositing cash at both Dollar General and Family Dollar is $1.50.
Here are the retail locations where you can add cash to your Chime card, along with their corresponding fees:
You can make up to three cash deposits within 24 hours to your Chime account, with a daily limit of $1,000.
Alternative Methods
If you don't have a Chime card in hand, you can still load it with cash. You can transfer money to your Chime card from another major bank, such as Bank of America, Capital One, or Chase.
You can also use third-party money transfer services to add funds to your Chime card, but be aware that they may have specific limits and charge additional transaction fees. These limits can vary, so it's a good idea to check with the service beforehand.
Here are some banks that allow you to transfer money to your Chime card:
- Bank of America, Member FDIC
- Capital One
- Charles Schwab
- Chase
- Citibank
- Fidelity
- Navy Federal
- PNC Bank
- SunTrust
- TD Bank
- USAA
- U.S. Bank
- Wells Fargo
The transfer limit for this type of transfer is $25,000 per month, $10,000 per day, and it takes five days for bank account transfers to be available on your Chime card.
Alternative Routes
If you don't want to use the Chime app, there are other ways to load your Chime card.
You can transfer money to your Chime card from another major bank, which is a great option if you have an account with one of the following banks: Bank of America, Capital One, Charles Schwab, Chase, Citibank, Fidelity, Navy Federal, PNC Bank, SunTrust, TD Bank, USAA, U.S. Bank, or Wells Fargo.

The transfer limit for this option is $25,000 per month, with a daily limit of $10,000, but it takes five days for the funds to be available on your Chime card.
You can also load your Chime card from any retailer, which is a hassle-free and quick way to access your funds.
However, if you use third-party money transfer services, you may have to abide by their specific limits, such as monthly, weekly, or daily limits on the amount you can add to your account, and they may charge additional transaction fees.
Your funds are only FDIC-insured once they have reached Chime, so be aware of this when adding funds from a third party to your card.
Here are some banks where you can transfer money to your Chime card:
- Bank of America, Member FDIC
- Capital One
- Charles Schwab
- Chase
- Citibank
- Fidelity
- Navy Federal
- PNC Bank
- SunTrust
- TD Bank
- USAA
- U.S. Bank
- Wells Fargo
Mobile Check
If you're eligible to deposit checks on your Chime app, you can do so through Mobile Check Deposit. This feature allows you to deposit checks remotely using your smartphone or tablet.
To get started, you'll need to prepare the check you want to deposit. This means making sure it's endorsed and ready to go.
The process is relatively straightforward: you'll need to take a clear picture of the front and back of the check. Make sure the image is well-lit and in focus to avoid any issues.
Here's a step-by-step guide to Mobile Check Deposit:
- Go to your Chime Mobile App or the Chime Website.
- Tap âMove Moneyâ
- Select âMobile Check Depositâ under âAdd Fundsâ
- Choose the account that you want to deposit the check into (checking or savings)
- Type the exact amount written on the check
- Review the deposit details
- Confirm the deposit
By following these steps, you'll be able to deposit your check remotely and access your funds quickly.
Fees and Limits
Chime's fees and limits are straightforward and easy to understand.
You can load a maximum of $1,000 per day and up to $10,000 per month onto your Chime card.
Some retailers may charge additional transaction fees, which are not decided by Chime but by the retailers themselves. Typically, these fees are less than $5, but can vary depending on the amount you deposit into your account.
To check the fees at a retailer, simply open your Chime mobile app, tap the "Move Money" tab, and then tap "Deposit Cash." From there, you can see the available retailers in your area and their transaction fees.
You can transfer up to $200 per day or $1,000 per month to your Chime savings account, and you can expect this to reflect in your Chime balance within five business days.
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Fees Through Registration
Chime doesn't charge fees for loading your card at select retailers, but third-party retailers may have their own fees. These fees can vary, but you can check the retailer's fee before making a deposit.
To find out the fee, you can check the Chime mobile app. Open the app, sign in to your account, and tap the "Move Money" tab. From there, you can tap "Deposit Cash" and then "See Locations Near Me" to find retailers in your area.
Typically, retailers will charge less than $5 for loading your card. However, the final charge will depend on the amount you deposit into your account.
Here are some retailers that may charge a fee for loading your Chime card:
- Green Dot Network: up to $4.95 reload fee per transaction
Electronic Transfer Limits and Times
You can transfer up to $200.00 per day, or $1,000 per month to your Chime savings account, and expect the funds to reflect in your Chime balance within five business days.

Adding money to your Chime Card through Reload the Register is allowed up to three times a day, with a maximum daily limit of $1,000 and a monthly limit of $10,000.
The funds from a Chime Card deposit will show up in your account within two hours, and you'll receive a notification on your mobile number letting you know the money is available.
You can also check your account balance two hours after loading your card by logging in to the Chime mobile app.
Chime-initiated electronic transfers are allowed to the following banks: Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC Bank, Capital One 360, TD Bank, SunTrust, Navy Federal, and Charles Schwab.
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Frequently Asked Questions
How much does 711 charge to load a Chime card?
7-Eleven charges a loading fee of $3 to $5 when loading a Chime card with cash
Does CVS load Chime cards for free?
Yes, CVS loads Chime cards, but be aware that cash deposit fees may apply.
How much does it cost to reload a Chime card at CVS?
Reloading a Chime card at CVS costs between $3 to $5, depending on the location. Check with your local CVS for the exact fee
Where is the cheapest place to load my Chime card?
For a fee-free option, you can add money to your Chime card at any of the 9,000+ Walgreens locations nationwide. Alternatively, you can also deposit cash into your Chime account at over 75,000 retailers across the country for a fee.
How much does it cost to load money on a Chime card?
Loading money on a Chime card is free at over 85,000 retail locations, but may cost under $5 at some locations like Walmart, CVS, and 7-Eleven. You can also load money for free using the Chime mobile app or bank transfers from major banks.
Sources
- https://www.gobankingrates.com/banking/banks/where-can-i-load-my-chime-card/
- https://mybankgeek.com/how-to-add-money-to-chime-card/
- https://www.linkedin.com/pulse/how-deposit-cash-your-chime-bank-account-3-easy-methods-brice-tandap-u16mf
- https://wealthynickel.com/how-to-add-cash-to-chime/
- https://wealthynickel.com/add-money-to-chime-card/
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