
Sending money overseas can be a hassle, but with GCash's international transfer feature, it's now made easy. You can send money to over 200 countries worldwide with just a few taps on your mobile device.
The fees for international transfers are competitive, with a flat fee of PHP 150 for transfers up to PHP 50,000. This means you can send money to your loved ones without breaking the bank.
GCash's international transfer feature is linked to various international banks, making it a convenient option for those who want to send money abroad. You can even track the status of your transfer in real-time.
International Money Transfer
Receiving international money transfers on GCash is a breeze, and I'm here to guide you through it.
To receive money from another country, you can create a GCash money request, which is probably the easiest option. This involves logging into your GCash account, tapping Send, and then selecting Request and New request.
You'll need to enter the GCash mobile number of the person sending the money, the payment amount, and currency. Once you've done this, your request is on its way, and the sender can simply tap Pay to fund the transfer.
If you're sending money internationally, you'll want to know about the different options available. You can send money to other GCash account holders from overseas using Express Send, which involves logging into GCash, tapping Send, selecting Express Send, and entering the mobile number and amount you wish to send.
Alternatively, you can use a QR code or choose one of the GCash Cash in options through global partners and remittance services. To do this, log into GCash, tap Cash In, select Global Partners and Remittance, and choose your preferred partner.
The fees you pay for international money transfers can vary depending on the GCash partner you select, so it's worth comparing a few options. Look at both the fee applied and the exchange rate being used to convert the payment for deposit in PHP, as both make a difference to the ultimate amount received.
Here's a quick rundown of the GCash international Cash in options:
To ensure a smooth international money transfer, make sure the sender has a fully verified GCash account and is within your transaction or wallet limits.
Payment Fees and Exchange Rates
When sending or receiving international transfers through GCash, it's essential to understand the payment fees and exchange rates involved.
There's no GCash fee to receive a Cash in remittance to your account.
To avoid unexpected costs, check the exchange rate used to convert the sent funds to PHP. A markup is a fee rolled up into the exchange rate, which can result in receiving less than expected. Compare the rate provided by GCash or their third-party provider to the mid-market exchange rate on Google to spot a markup.
Some services, like Wise, use the mid-market rate with no markup.
For the most up-to-date pricing and fee information, refer to Wise Fees & Pricing or your region's Terms of Use.
GCash help resources for remittances, requesting money, sending money Express, and Cash in fees transactions can provide more detailed information.
Available Services
All verified Gcash users can access the app's services overseas, but those with Philippine-issued SIMs have a slight advantage.
Local SIM cards used abroad can still use all app services, including Send Money, Bank Transfer, Load, Pay Bills, Cash In, GSave, GInsure, GLoan, GGives, and GLife, as long as the mobile number is active and can receive one-time pins (OTPs).
Non-Philippine-issued SIMs can only use some services, such as Send Money, Bank Transfers, Load, Pay Bills, and Cash In, but these services will multiply in the future.
How to Send Money Internationally
To send money internationally with GCash, you can use Express Send, which allows you to send money to fully verified GCash account users. The process is straightforward: log into your GCash account, tap Send, select Express Send, enter the recipient's mobile number and amount, and confirm the details.
You can also send money using a QR code or choose from various GCash Cash in options through global partners and remittance services. To do this, log into your GCash account, tap Cash In, select Global Partners and Remittance, and choose your preferred partner. You'll be shown the instructions to cash in, which may vary depending on the remittance service you select.
Some popular remittance partners include Western Union, Moneygram, Wise, and Remitly. Be sure to compare fees and exchange rates to get the best deal.
International Money Transfer - Step by Step
To send money internationally with GCash, you can use several different options. One of the easiest ways is to create a GCash money request, which can be done in a few steps: log into your GCash account, tap Send, select Request and then New request, enter the GCash mobile number of the person you're requesting money from, enter the payment amount and currency, and tap Send.
You can also send money to other GCash account holders from overseas easily, but only if you're using a Philippine registered SIM, and only up to your transaction or wallet limits. To send money overseas via Express Send, log into GCash, tap Send, select Express Send, enter the mobile number and amount you wish to send, tap Next, and check the box to confirm the details are correct, then tap Send.
To send money using a QR code or choose one of the GCash Cash in options through global partners and remittance services, log into GCash, tap Cash In, select Global Partners and Remittance, under Remittance Partners, select your preferred partner, and you'll be shown the instructions to cash in. Remittance partners vary based on where in the world the sender is based, but can include global money transmitters like Western Union or Moneygram, and low-cost specialist services like Wise.

Here are some popular GCash international transfer services and their estimated delivery times:
- GCash standard international transfer: 1-3 business days
- GCash partner remittance service: 1-3 business days
- Cash in options through global partners and remittance services: varies depending on the remittance service and location
Note that the delivery time may vary depending on the sender's location and the chosen transfer service.
How to Cash In Internationally
To cash in internationally, you have several options. You can use remittance services like Western Union or MoneyGram to send money to your GCash account in the Philippines.
GCash has partnered with various international wallets and services, including Remitly, Skrill, and Payoneer, making it easy to receive money from abroad. These services allow you to send money directly to your GCash account.
To cash in through specific entities, users must open the cash-in page on the app and follow the corresponding instructions on each service entity. This may involve creating an account or verifying your identity.
GCash is available in several countries outside of the Philippines, including South Korea, Japan, Singapore, and Malaysia, thanks to a collaboration with Ant Group's Alipay+. This expansion makes it easier for users to send and receive money internationally.
You can receive money to your GCash account in the Philippines from overseas, but you'll need a verified GCash account to get full account access, including receiving payments. If your account isn't verified, take the simple steps to complete this process to ensure your GCash payment comes through smoothly.
Here are some popular services that allow you to receive money from abroad with GCash:
- Remitly
- Skrill
- Western Union
- MoneyGram
- Your bank or PayPals
Note that GCash Overseas is still in its beta version, which is why the maximum number of registrants is limited.
International Payment Options
International Payment Options provide flexibility for GCash users. You can receive money from abroad through various channels.
GCash is not international, but you can still receive money from abroad. To do this, you'll need to scroll down to the respective sections for more information.
You can receive money from abroad with several popular services. These include Remitly, Skrill, Western Union, MoneyGram, and your bank or PayPal.

Here's a list of some of the services you can use to receive money from abroad:
For more information on these services and how to receive money from abroad, be sure to scroll down to the respective sections.
Sources
- https://wise.com/ph/blog/gcash-receive-money-abroad
- https://www.monito.com/en/wiki/is-gcash-international
- https://business.inquirer.net/488669/gcash-to-expand-reach-to-10-new-markets-abroad
- https://www.thunes.com/news/thunes-and-gcash-launch-innovative-cross-border-digital-wallet-top-up-solution/
- https://bitpinas.com/news/gcash-overseas-us/
Featured Images: pexels.com