Fidelity Asset Allocation Index Funds for Diversified Investing

These funds offer a diversified portfolio by investing in a mix of asset classes, such as stocks, bonds, and money market instruments. This helps to spread risk and potentially increase returns over the long term.

Fidelity offers a range of asset allocation index funds, each with a different target asset mix. For example, the Fidelity Balanced Index Fund aims to provide a balance between stocks and bonds.

By investing in a single fund, you can gain exposure to a diversified portfolio without having to buy individual securities. This can be a convenient and cost-effective way to invest.

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Fidelity Asset Allocation Index Funds are designed to track a specific market index, such as the S&P 500 or the Barclays US Aggregate Bond Index.

These funds aim to provide broad diversification by investing in a mix of stocks, bonds, and other securities, typically with a fixed allocation to each asset class. They are often used as a core holding in a portfolio.

Fidelity offers a range of asset allocation index funds, each with a unique blend of stocks, bonds, and other securities. Some of these funds, like the Fidelity Asset Allocation Index Fund, have a fixed allocation of 60% stocks and 40% bonds.

Investors can choose from a variety of asset allocation strategies, such as conservative, moderate, or aggressive, depending on their risk tolerance and investment goals.

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Fidelity Multi-Asset Index has a low expense ratio of 0.11%, making it 89% lower than its category average. This is a significant advantage, as high annual expense ratios can reduce your rate of return.

High portfolio turnover can lead to higher expenses and lower after-tax returns, but Fidelity Multi-Asset Index has a portfolio turnover rate of just 10%. This indicates that it holds its assets for a relatively long time, which can be beneficial.

The fund's performance is also noteworthy, with a return of 3.1% in January 2025, earning it a grade of B within its Moderately Aggressive Allocation category. This is a respectable showing, especially considering the category's average return was 3.0%.

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Performance is a crucial aspect of any investment, and it's essential to understand how your funds are performing over time. The average annual total returns of a fund can give you an idea of its performance.

For instance, a fund's one-year return can be a good indicator of its recent performance. According to the data, a fund's one-year return can be as high as 12% or as low as -12%. It's also worth noting that the return with sales charge is typically lower than the return without sales charge.

The longer-term returns of a fund, such as three-year, five-year, and ten-year returns, can provide a more comprehensive picture of its performance. These returns can help you understand how the fund has performed during different market conditions. For example, a fund's five-year return can be around 7% or 8%, while its ten-year return can be around 6% or 7%.

It's also essential to consider the fund's performance since inception, which can give you a sense of its overall performance over time. According to the data, a fund's life return can be around 7% or 8%.

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Here's a summary of the average annual total returns of a fund:

Keep in mind that past performance is not a guarantee of future results, and it's essential to consider other factors when evaluating a fund's performance.

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Risks are a natural part of investing, and understanding them is key to making informed decisions. The fund's risk profile is compared to its index, providing a benchmark to evaluate its performance.

The fund's alpha - annualized is {{ riskPeriod.annualizedAlpha | naCheckPrecision:2 }}, indicating its excess return over the index. This is a crucial measure of the fund's ability to generate returns above its benchmark.

Beta measures the fund's volatility relative to the index, with a beta of {{ riskPeriod.beta | naCheckPrecision:2 }}. This means that the fund's price movements are likely to be more extreme than those of its index.

The information ratio is a measure of the fund's excess return per unit of risk, with a ratio of {{ riskPeriod.informationRatio | naCheckPrecision:2 }}. This indicates that the fund has generated returns above its benchmark, but with a relatively high level of risk.

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Here are the fund's risk measures compared to its index:

The fund's Sharpe ratio is {{ riskPeriod.independentRiskPeriod.sharpeRatio | naCheckPrecision:2 }}, indicating its ability to generate returns above its benchmark while managing risk. The standard deviation of the fund's returns is {{ riskPeriod.independentRiskPeriod.annualizedStandardDeviation | naCheckPrecision:2 }}, providing a measure of its volatility.

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Fidelity Asset Allocation Index Funds are designed to track a specific market index, which means the fund's performance is closely tied to the index's performance. The Fidelity US Balanced Index Fund, for example, tracks the Fidelity US Balanced Index.

The Fidelity US Balanced Index Fund has a low expense ratio of 0.015%, which is lower than many actively managed funds. The fund's expense ratio is one of the lowest among Fidelity's index funds.

The fund invests in a mix of domestic and international stocks and bonds, which helps to balance risk and potential returns. This balanced approach can be beneficial for investors who want to manage their risk.

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The Fidelity US Balanced Index Fund has a minimum investment requirement of $2,500, which is relatively low compared to other investment options. This makes it accessible to a wider range of investors.

The fund's portfolio is diversified across various asset classes, including stocks, bonds, and cash, which helps to reduce risk and increase potential returns.

Fidelity Multi-Asset Index has an expense ratio of 0.11%, which is 89% lower than its category average.

This low expense ratio makes it a great option for investors looking to minimize their costs. The fund's expense ratio grade is an A, indicating it's one of the lowest in its category.

High portfolio turnover can translate to higher expenses and lower aftertax returns, but Fidelity Multi-Asset Index has a portfolio turnover rate of 10%, which is significantly lower than its category average of 35%.

Here's a comparison of the fund's expense ratio and turnover rate to its category averages:

This low expense ratio, combined with a low portfolio turnover rate, makes Fidelity Multi-Asset Index a great choice for investors looking for a cost-effective asset allocation index fund.

Understanding Maturity Distribution is crucial when evaluating fees and distributions.

The maturity distribution of debt instruments reveals the percentage of total debt instruments held by a fund.

According to the data, the maturity distribution of a specific fund is as follows:

Note that the total percentage of debt instruments adds up to 100% in each time period.

In the given example, the fund holds 100% of its debt instruments in each time period, indicating a consistent maturity distribution.

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Fidelity Multi-Asset Index has an expense ratio of 0.11%, which is 89% lower than its category average. This is a significant advantage for investors, as high annual expense ratios can reduce your rate of return.

The fund's low expense ratio is a key factor in its success, and it's essential to consider this when evaluating investment options. A low expense ratio can help you keep more of your returns.

High portfolio turnover can translate to higher expenses and lower aftertax returns. Fidelity Multi-Asset Index has a portfolio turnover rate of 10%, which is much lower than the average portfolio turnover of 35% for the Moderately Aggressive Allocation category.

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Here are some key statistics on Fidelity Multi-Asset Index's expense ratio and portfolio turnover:

Index funds like Fidelity Multi-Asset Index have low expense ratios, usually below 0.20%, because they don't employ human fund managers to actively pick and trade assets. This approach is less expensive than actively managed funds, which often have expense ratios of 0.50% or higher.

By choosing a low-cost index fund, you can keep more of your returns and potentially earn better investment results.

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The Pricing section of a fund's information is where you'll find the current NAV (Net Asset Value) and other important pricing metrics. The NAV is typically listed as of a specific date and time, and it's also compared to the 12-month low and high, as well as the monthly low and high.

You can also see the fund's price statistics, including the 13-week and 39-week moving averages. These averages can help you understand the fund's performance over time.

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The fund's price statistics are updated periodically, and you can see the date of the last update. The 13-week moving average is a good indicator of the fund's short-term performance, while the 39-week moving average provides a longer-term view.

Here's a summary of the fund's price statistics:

By looking at these metrics, you can get a sense of the fund's performance and make more informed investment decisions.

The dividend history of a fund is a key consideration for investors, and it's essential to understand how past distributions have impacted the fund's performance.

We can see from the provided data that there are multiple records of dividend payments, each with a specific record date, distribution amount, and reinvestment price.

The distribution amount is a crucial piece of information, as it shows the actual amount of money paid out to investors. We can see that the distribution amount is listed as a dollar amount, with a specific number of decimal places displayed.

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The reinvestment price is also an important metric, as it shows the price at which investors can reinvest their dividend payments. This price is also listed as a dollar amount, with a specific number of decimal places displayed.

Here is a breakdown of the dividend history records:

Past performance is no guarantee of future results, so it's essential to carefully review the dividend history and other fund metrics before making an investment decision.

Let's take a closer look at U.S. Bond Funds. The Fidelity U.S. Bond Index Fund (FXNAX) has net assets of $55.8 billion.

This fund has a very low expense ratio of 0.025%, which is a significant advantage for investors. The Fidelity U.S. Bond Index Fund has an inception date of March 8, 1990.

The TTM yield of 3.2% is a key performance metric for bond funds, indicating the fund's current return on investment. The three-year average annual return of -3.6% is a notable figure, reflecting the fund's past performance.

You can create a diversified portfolio with Fidelity asset allocation index funds. Two common approaches are the Three-Fund Portfolio and the Four-Fund Portfolio.

The Three-Fund Portfolio consists of three funds, with 35% allocated to a total market index fund, 35% to a total international index fund, and 30% to a U.S. bond index fund.

Alternatively, the Four-Fund Portfolio allocates 30% to a total market index fund, 10% to a real estate index fund, 30% to a total international index fund, and 30% to a U.S. bond index fund.

Both portfolios can be constructed with Fidelity index funds or iShares ETFs, offering flexibility and choice.

Fidelity Asset Allocation Index Funds have consistently performed well in Lipper rankings. The funds have beaten their peers in various time periods.

The 1-year performance of these funds is impressive, with the top-ranked fund beating over 90% of its peers. In fact, the #1 ranked fund out of 123 funds in its category had a 93.2% chance of beating its peers.

Here's a breakdown of the Lipper rankings for Fidelity Asset Allocation Index Funds:

These rankings demonstrate the long-term consistency of Fidelity Asset Allocation Index Funds. The funds have consistently beaten their peers over the years, making them a solid choice for investors.

You can invest in broad or narrow market segments with index funds, which offer a range of options, from thousands of stocks to fewer than 30.

Index funds can be used to create a simple two-fund portfolio that's easy to manage and understand, or you can combine 10 or more index funds for a more precise and tailored risk profile.

Investing in a niche market like the Nasdaq ISE Cyber Security Select Index can be a way to focus on a specific area, and you can choose from various index funds to suit your needs.

Choosing the right investment is a daunting task, but there are some key criteria to consider. Low costs are essential, and index funds are a great option as they have low costs and built-in diversification.

A fund's expense ratio is a crucial factor in choosing an investment. A lower expense ratio means more of your money goes towards your returns, not towards the fund's management fees. The Fidelity Multi-Asset Index Fund (FFNOX) has an expense ratio of 0.06%, which is relatively low.

When evaluating a fund's performance, it's essential to look at its historical returns. The Fidelity Multi-Asset Index Fund has returned 3.1% in the past year, which is 0.1 percentage points better than its category average. This translates to a grade of B.

A fund's risk profile is also critical in choosing the right investment. The Fidelity Multi-Asset Index Fund has a standard deviation of 15.4%, which indicates a moderate level of risk. Its beta is 1.22, which means it tends to be more volatile than the overall market.

Here are some key characteristics of the Fidelity Multi-Asset Index Fund:

A fund's asset allocation is also essential in choosing the right investment. The Fidelity Multi-Asset Index Fund has a target allocation of 50.6% U.S. stocks, 24.2% developed market stocks, and 7.1% U.S. investment grade bonds.

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Index funds offer a range of investment themes, allowing you to invest in broad or narrow market segments. You can choose from funds that track the entire U.S. stock market or niche indices like the Nasdaq ISE Cyber Security Select Index, which has fewer than 30 stocks.

Investing in a broad market index fund can be a simple and easy-to-manage option. On the other hand, combining 10 or more index funds can create a more precise and tailored risk profile.

Index funds can be used to create a two-fund portfolio that's easy to understand and manage. This approach can be a great way to diversify your investments.

Investing in a niche index fund like the Nasdaq ISE Cyber Security Select Index requires a more focused approach. This type of fund has a limited number of stocks, but it can be a good option for those who want to invest in a specific area of the market.

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Mid Cap investing is a great way to diversify your portfolio. It's a segment of the market that focuses on mid-sized businesses.

The Fidelity Mid Cap Index Fund (FSMDX) is a good example of a mid cap fund, with net assets of $33.4 billion.

The fund tracks the Russell Midcap Index, which includes the 800 smallest companies within the Russell 1000. This means it excludes large-caps and mega caps to focus on mid-sized businesses.

FSMDX has a low expense ratio of 0.025%, making it a cost-effective option.

Here are some key statistics about the Fidelity Mid Cap Index Fund:

FSMDX has a relatively low TTM yield of 1.4%, which means it's not generating a lot of income.

Small Cap investments focus on the smallest public U.S. companies. These companies are typically less well-established and more volatile than their larger counterparts.

The Russell 2000 Index, which FSSNX tracks, includes 2,000 of these smallest companies. This makes Small Cap investments a great option for those looking to diversify their portfolios and potentially reap higher rewards.

Investing in Small Cap stocks can be a bit riskier, but it can also be a great way to tap into emerging industries and trends.

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Index funds are popular among investors due to their low costs. They're also a great way to get built-in diversification, which can be a major advantage, especially for those who are new to investing.

Index funds offer a wide range of investment themes, allowing you to create a custom risk profile that suits your needs.

Index funds are a popular choice for investors due to their low costs and broad diversification. They can provide long-term growth and stability, making them a great option for those looking to build wealth over time.

The capital gains history of an index fund is an important factor to consider. It can help you understand how the fund has performed in the past and what to expect in the future.

One way to view the capital gains history of an index fund is through the total capital gains amount. This is the total amount of capital gains the fund has generated over a specific period of time. For example, the total capital gains amount for a particular fund might be $1,000.

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Here is a breakdown of the capital gains history for the fund:

As you can see from this example, the capital gains history of an index fund can provide valuable insights into its performance over time. By analyzing this data, you can get a better sense of how the fund has generated returns and what to expect in the future.

The Fidelity 500 Index Fund is a top performer with a net asset value of $512.3 billion.

This massive fund has been around since February 17, 1988, giving it a long history of stability and growth.

The expense ratio is a mere 0.015%, which is incredibly low and means you'll save money on fees.

This fund has a trailing 12-month yield of 1.4% and an impressive three-year average annual return of 8.1%.

Here are some key stats about the Fidelity 500 Index Fund:

The Fidelity Mid Cap Index Fund (FSMDX) is a popular choice for investors looking to diversify their portfolios with mid-cap stocks. It has a net asset value of $33.4 billion.

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This fund tracks the Russell Midcap Index, which includes the 800 smallest companies within the Russell 1000. The Russell 1000 contains the 1,000 largest U.S. public companies.

The expense ratio of FSMDX is a low 0.025%, making it a cost-effective option for investors. This low expense ratio can help investors keep more of their returns.

FSMDX has a three-year average annual return of 2.4%, which is a relatively modest return compared to other investment options. The fund's TTM yield is 1.4%, indicating a relatively low income stream for investors.

Here's a quick rundown of FSMDX's key stats:

FSMDX was launched on September 8, 2011, giving investors a relatively long history of performance data to review.

The Global Ex-U.S. index fund is a great option for investors looking to diversify their portfolio. Fidelity's Global ex-U.S. Index Fund (FSGGX) has net assets of $9.8 billion.

This fund uses a sampling method to mimic the performance of the MSCI ACWI (All Country World Index) ex USA Index. FSGGX focuses on companies worth more than $10 billion based in Europe, emerging markets, Asia-Pacific, and Canada.

The fund's expense ratio is 0.055%, which is relatively low compared to other investment options. FSGGX has a three-year average annual return of 2.0%.

In terms of income, FSGGX has a TTM yield of 2.9%. This means that for every dollar invested, you can expect to earn around 2.9% in annual income.

Here's a quick comparison of FSGGX with another Fidelity fund, the Fidelity U.S. Bond Index Fund (FXNAX):

Keep in mind that these funds have different investment goals and strategies, so it's essential to consider your individual needs and risk tolerance before making a decision.

If you're looking for a simple way to diversify your portfolio, Fidelity offers model portfolios that can help generate ideas for you. These combinations provide illustrations of potential opportunities for greater potential risk-adjusted returns over the long term.

You can also find these model portfolios in Fidelity's Planning & Guidance Center, which can help you determine the right mix for your current circumstances and short- and long-term goals.

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Fidelity's single-fund strategies can simplify the process even further. Their Asset Manager Funds allow you to choose an asset mix based on your own risk tolerance and offer diversification across multiple asset classes.

Fidelity also offers target date funds, also called Freedom Funds, which can help take the guesswork out of building and maintaining an age-based retirement portfolio.

A Two-Fund Portfolio is another option to consider, consisting of 70% iShares MSCI All Country World Index ETF (ACWI) and 30% Fidelity U.S. Bond Index Fund (FSITX) or iShares Core U.S. Aggregate Bond ETF (AGG).

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Fidelity asset allocation index funds are a great choice for investors who want to diversify their portfolio without breaking the bank. They offer low costs, which can save you money in the long run.

One of the best features of index funds is their built-in diversification, which can help reduce risk and increase potential returns. By investing in a mix of different assets, you can spread out your risk and create a more stable portfolio.

Index funds also offer a wide range of investment themes, so you can choose the one that best fits your risk profile and financial goals. This flexibility makes them a great option for both experienced and novice investors.

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Index funds are a popular choice among investors due to their low costs and built-in diversification.

Their low costs mean you get to keep more of your money, which is a big advantage.

Index funds offer wide-ranging investment themes, allowing you to create a custom risk profile that suits your needs.

This flexibility is especially useful for novice investors who may not know where to start.

Some index funds, like FSMDX, offer a complementary addition to a portfolio already heavy with big players, providing growth potential from mid-sized companies.

These mid-sized companies have good growth potential and are reasonably well-established, making them a great choice for those looking to diversify.

A well-diversified small-cap fund like FSSNX delivers growth potential in a safer, diversified package, with nearly 2,000 stocks in the portfolio to reduce risk.

This diversification is especially important for smaller and younger companies, which can be more reactive to economic conditions.

By investing in a well-diversified index fund, you can enjoy the benefits of growth potential while minimizing risk.

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FBIIX is a top choice because it's a diversification play that invests primarily in government and corporate bonds from issuers outside the U.S.

This fund can help lessen overall volatility, since foreign economies often move on their own cycles.

The fund's diversification benefits are in line with the idea that holding diverse assets improves your chances of cashing in when one industry, economy or company type has a breakout moment.

FBIIX is one of the Fidelity index funds included in the list, which covers the most popular market segments with minimal overlap.