
If you're wondering whether insurance covers physicals at urgent care centers, the answer is often yes, but it depends on your insurance plan and the specific urgent care center you visit. Many insurance plans cover routine physicals at urgent care centers, but some may have specific requirements or restrictions.
Typically, insurance coverage for physicals at urgent care centers is similar to coverage at primary care physician offices. Some insurance plans may require a copayment or coinsurance for the visit, while others may have a higher deductible or out-of-pocket cost.
In general, you can expect a routine physical at an urgent care center to take around 15-30 minutes, and may include a review of your medical history, a physical examination, and some lab tests or screenings.
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Does Insurance Cover Physicals?
Insurance coverage for physicals at urgent care can vary depending on the provider. MyDoc Urgent Care offers annual wellness physicals, which are covered by most commercial insurances.
Some urgent care centers may have specific insurance requirements or restrictions, so it's essential to check with your provider before scheduling a physical. Most commercial insurances cover annual wellness physicals, such as those offered by myDoc Urgent Care.
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Insurance Requirements

Many people are curious about what insurance covers when it comes to physicals. Annual wellness physicals are offered by myDoc Urgent Care and are covered by most commercial insurances.
If you're looking for a specific type of care, you can check out the services offered by myDoc Urgent Care. They have a wide range of services, including walk-in urgent care, lab testing and X-rays, and COVID-19 testing.
To find out which services are covered by your insurance, it's a good idea to check with your insurance provider directly. You can also visit the myDoc Urgent Care website to learn more about their services and insurance coverage.
Here are some of the services offered by myDoc Urgent Care:
- Walk-In Urgent Care
- Lab Testing and X-Rays
- COVID-19 Testing
- Vaccines and Immunizations
- IV Hydration
- Occupational Medicine
- DOT and CDL Exams
- Drug and Alcohol Testing
Patient Information
Most insurance plans cover routine physicals, including annual check-ups, as a preventive care service. This means you can get a physical exam and related services without paying out-of-pocket costs.
Many insurance plans consider routine physicals a standard benefit, often referred to as a wellness visit. This visit typically includes a thorough health assessment, vaccinations, and screenings.
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Insurance companies may require a copayment or coinsurance for routine physicals, but these costs are usually minimal. For example, you might pay $20 or 20% of the total cost.
Some insurance plans may have specific requirements or restrictions for routine physicals, such as requiring a referral from a primary care physician. Be sure to check your policy details to understand any limitations.
It's essential to verify with your insurance provider what services are covered and what costs you may incur for a routine physical. This will help you plan and budget for your healthcare expenses.
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Understanding Physicals at Urgent Care
At Urgent Care, a physical exam is a thorough evaluation of your overall health. It includes a review of your medical history, a physical examination, and any necessary tests or screenings.
You can get a physical at Urgent Care without an appointment, as they offer same-day physicals to fit your schedule.
Pre-Enrollment Medical Checks

Many schools require a physical examination and updated vaccinations before enrollment to prevent the spread of contagious illnesses. This ensures students can participate safely in physical education, sports, and extracurricular activities.
Total Access Urgent care makes it easy to check a physical exam off your list by being open 365 days a year, including weekends and weekdays. No appointments are necessary.
Physical exams are a crucial step in the enrollment process, and having a reliable urgent care center like Total Access can make a big difference in getting everything done on time.
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Types of Physicals at NextCare
At NextCare, we offer a variety of physicals to cater to different needs.
You can walk in for a physical without an appointment, and we offer same-day physicals to fit your schedule.
Our physical exams are thorough evaluations of your overall health, including a review of your medical history and a physical examination.
Physicals are important for detecting potential health issues early and ensuring you meet the health requirements for various activities, such as commercial driving.
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Frequently Asked Questions
Does urgent care charge for a physical?
Yes, urgent care clinics typically charge for annual physicals, with prices ranging from $80 to $240 depending on the services provided. The cost may vary, so it's best to check with your local urgent care for a more accurate estimate.
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