Discover It Card Cash Back Match: How to Get the Most

The Discover it card cash back match is a game-changer for those who want to maximize their rewards. This feature matches all the cash back you earn in the first year, automatically doubling your rewards.

To qualify for the cash back match, you must make a purchase within the first 3 months of opening your account. This is a pretty standard requirement for most credit cards with introductory offers.

The cash back match applies to all categories, including gas stations, grocery stores, and restaurants. In fact, the Discover it card offers 5% cash back on various categories throughout the year, in addition to 1% cash back on all other purchases.

You can earn rewards with a Discover it card by making everyday purchases, and some cards offer higher earning rates in specific categories. For example, the Discover it Cash Back card earns 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.

The Discover it Miles card earns unlimited 1.5x Miles on every dollar of every purchase. All Discover cards have no annual fee, and Discover is the only major credit card that gives all cardmembers an unlimited match of all the cash back earned at the end of their first year.

You can earn extra cash back on gas and restaurant purchases with the Discover it Chrome card, which earns 2% cash back on up to $1,000 in combined purchases each quarter. The Discover it Cash Back card earns 5% cash back on up to $1,500 in bonus category purchases each quarter, combined.

Here's a summary of the different earning rates and bonus categories:

The Cashback Match feature boosts the rewards new card members earn after the first year, with no limits on how much you can earn. Discover matches all the cash-back rewards you earn from the day your account is approved through the first 365 days or 12 consecutive billing periods, whichever is longer.

The Discover it Cash Back Credit Card is a great option for earning cash back rewards.

You can earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.

The card also offers 1% cash back on all other purchases.

One of the standout benefits of this card is the unlimited cashback match.

At the end of your first year, Discover will automatically match all the cash back you've earned, with no minimum spending or maximum rewards.

This means you could turn $150 cash back into $300.

The Discover it Miles Credit Card is a great option for those who want to earn unlimited miles on every purchase. You'll earn 1.5x miles on every dollar spent, covering a wide range of categories like hotels, groceries, and online shopping.

One of the standout features of this card is the unlimited Discover Match, which means all the miles you've earned at the end of your first year will be matched. This is a no-strings-attached deal with no minimum spending or maximum rewards.

The card also offers an introductory APR of x% for x months on purchases and balance transfers, with a balance transfer fee of x% until x. This can be a great way to save money on interest charges.

Earning and Benefits are two of the most exciting aspects of a rewards credit card. Let's dive into how it works.

You can earn rewards on your everyday purchases with a Discover credit card. For example, the Discover it Cash Back card earns 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate.

The rewards earning rate varies depending on the card, with some offering a higher rate of rewards than others. For instance, the Discover it Miles card earns unlimited 1.5x Miles on every dollar of every purchase.

To maximize your rewards, consider your immediate and long-term needs. Do you need a balance transfer or a low intro APR? And after account opening, does your card reward you for the purchases you are most likely to make?

Here's a breakdown of the rewards earning rates for some Discover credit cards:

Discover also offers a unique sign-up bonus for new cardholders, which is an unlimited cashback match for all new cardmembers. This means that whatever cash back you earn will be automatically doubled at the end of your first 12 months of having the card.

The Cashback Match feature is available to every new Discover it Cash Back cardholder and Discover it Chrome cardholder, including those with a Discover it Student Cash Back, Secured Credit, Student Chrome card and others. Discover matches all the cash-back rewards a new cardholder earns from the day an account is approved through the first 365 days or 12 consecutive billing periods, whichever is longer.

With a Discover credit card, you can earn rewards in the form of cash back, Miles, or other rewards that can be redeemed in various ways, such as gift cards, statement credits, or purchases on Amazon.com.

The sign-up bonus for new cardholders is a game-changer, automatically doubling all the cash back you've earned at the end of your first year. This means you could turn $150 cash back into $300.

You can earn 5% cash back on everyday purchases at different places you shop each quarter, but you need to activate the categories each quarter to receive the 5% cash back on eligible bonus purchases.

Here's a breakdown of the 5% Cash-Back Bonus categories for each quarter:

The 5% Bonus Program is a great way to earn rewards on your everyday purchases. You can earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.

To activate the 5% Cashback Bonus, you can use the Discover mobile app, your online account, or by calling 1-800-DISCOVER. It's completely free to activate.

The 5% Cash Back categories change each quarter. Here's a breakdown of the categories for each quarter:

You can earn 5% cash back on up to $1,500 in purchases per quarter, and you'll still earn an unlimited 1% cash back on all other purchases automatically.

Bonus expiration can be a real bummer, especially if you've been counting on that extra cash or reward.

Most bonuses expire within a year, but some may have a shorter or longer timeframe.

Some bonuses are tied to specific events or milestones, so make sure you check the terms and conditions to see when they expire.

For example, a bonus for completing a survey might expire a week after you've finished the survey, while a sign-up bonus for a new credit card might expire after 3 months.

The expiration date is usually clearly stated in the terms and conditions, so be sure to read the fine print.

In some cases, bonuses can be extended or renewed, but this is not always the case.

If you're unsure about the expiration date of a bonus, it's always best to contact the issuer or provider directly to confirm.