Is the Blue Cash Everyday Card Good for Your Wallet

The Blue Cash Everyday Card is a popular choice for those who want to earn cash back on their everyday purchases. It offers 3% cash back on groceries, 2% cash back at gas stations, and 1% cash back on all other purchases.

The card's rewards structure is straightforward and easy to understand, making it a great option for those who want to simplify their finances. With no rotating categories or spending limits, you can earn cash back without the hassle.

One of the key benefits of the Blue Cash Everyday Card is its low annual fee of $0. This makes it an attractive option for those who want to earn cash back without paying extra fees.

The Amex Blue Cash Everyday Card offers several cumulative cashback categories suitable for everyday purchases.

If you're a frequent grocery shopper, you'll appreciate the 6% cashback on US supermarkets, which is one of the card's most significant benefits.

The card also provides 3% cashback on gas and 1% cashback on other eligible purchases, making it a great option for those who want to earn rewards on their everyday expenses.

One of the card's most notable features is its ability to earn cashback on multiple categories, allowing holders to maximize their rewards earnings.

The Blue Cash Everyday Card has some great features that make it a solid choice for everyday spending. You can earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

One of the standout features is the earning potential on every purchase, even outside of the bonus categories. You'll still earn 1% cash back on all other purchases, which can add up over time.

Here are the key cash back rates and limits at a glance:

You can earn a Home Chef credit with your Blue Cash Everyday Card.

Enrollment is required to receive this credit, which is a good thing to keep in mind if you're new to the card.

You'll receive up to $15 per month in statement credits when you purchase Home Chef meal solutions online.

Shipping is only available in the contiguous U.S.

The Blue Cash Everyday Card is a great option for those who want to earn cash back on their everyday purchases.

You can earn 3% cash back at U.S. supermarkets on up to $6,000 in purchases each year, then 1% after that.

The card also offers 3% cash back on U.S. online retail purchases, on up to $6,000 in purchases each year, then 1% after that.

Additionally, you can earn 3% cash back at U.S. gas stations on up to $6,000 in purchases each year, then 1% after that.

The card also earns 1% cash back on other purchases, making it a great option for everyday spending.

Here are some of the key benefits of the Blue Cash Everyday Card:

Purchase Protection is a valuable feature that offers up to 90 days of coverage for damage or theft on eligible purchases.

You can receive this coverage from the purchase date, giving you peace of mind and financial security.

The protection is limited to $1,000 per purchase, so be sure to keep track of your spending to make the most of this benefit.

With a maximum of $50,000 per eligible card, you can enjoy this protection on multiple purchases, providing a high level of protection for your financial well-being.

The Blue Cash Everyday card is a great option for those who want to earn cash back on their everyday purchases. It offers a 3% cash back on purchases at U.S. supermarkets, and 2% cash back at U.S. gas stations.

You can use the card for purchases at U.S. supermarkets, U.S. gas stations, and other merchants that accept the card. However, it's worth noting that the 3% cash back on U.S. supermarkets is capped at $6,000 in combined purchases in a calendar year.

When you earn cash back on the Amex Blue Cash Everyday card, it's deposited into your account after your monthly statement closes.

Rewards are earned in the form of cash-back based on a percentage of your total purchase, which is termed "Reward Dollars".

You can earn cash back at U.S. supermarkets up to $6,000 per calendar year, with a competitive rate of 3%.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

To get approved for a credit card, you'll need a decent credit score. A credit score of around 670 or greater is a good starting point.

You can check if you prequalify for a card by visiting the issuer's website, like American Express's website. Click on "Go to Personal Cards" and then "Check for Offers" to see if you're eligible.

A credit score of 700 is considered good, while a score of 800 or higher is considered excellent. If you have a 700 credit score, you're highly likely to get approved for many credit cards.

The Blue Cash Everyday card offers a generous rewards program, with 3% cash back on U.S. supermarket purchases, up to $6,000 total per calendar year, earning 3% cash back.

You can earn 3% cash back on U.S. online retail purchases and gas station purchases as well. All other purchases earn 1% cash back. This means you can rack up rewards quickly on your daily expenses.

The card also comes with a welcome bonus: new customers can earn $100 back after spending $2,000 within the first six months, plus 20% back on card purchases on Amazon.com up to $150 back. This is a nice perk, especially if you're an Amazon shopper.

The introductory welcome bonus is a great way to get started with a new credit card. The Amex Blue Cash Everyday card offers a $200 statement credit after spending $2,000 in purchases in the first 6 months.

You can earn this bonus by simply using your card for your daily purchases and reaching the $2,000 spending threshold within the first six months. This is a great opportunity to earn some extra cash back without having to spend a lot of money.

Here are the details of the welcome bonus:

This is a one-time cash back return that can help you offset the costs of using your card.

The American Express Blue Cash Everyday card offers a range of rewards and redemption options.

You can earn 3% cash back on U.S. supermarket purchases, up to $6,000 total per calendar year, and 3% cash back on U.S. online retail purchases and gas station purchases. All other purchases earn 1% cash back.

The card also offers a welcome bonus of $100 back after spending $2,000 within the first six months, plus 20% back for card purchases on Amazon.com in the first six months up to $150 back.

To redeem your rewards, you can log in to your card account online and select Redeem Reward Dollars to request a statement credit. Requests must be made in $25 increments and the minimum you can request is $25.

You can also redeem your Amex Reward Dollars for gift cards and merchandise, but you'll need to accumulate enough points to reach a balance equivalent to $25 or more.

The Blue Cash Everyday card has a generous 0% APR on purchases in the first 15 months, making it a great perk for those who need to buy more expensive items and pay them off over time. This can be a huge help for people who need to make a large purchase, like I did when I bought a $2,000 laptop and some other electronics for work.

There is no annual fee, which is a great bonus. However, balance transfers and cash advances both cost the greater of $5 or 3% of the transferred or advanced amount. Foreign transactions also cost 2.7% of the total transaction amount, regardless of currency denomination.

After the introductory period ends, the variable regular APR applies, which is currently 19.24% - 29.99%.

The introductory APR on the Amex Blue Cash Everyday card is a great perk for those who need to make large purchases or balance transfers. This period can last anywhere from 14 to 15 months, depending on the card's terms.

You'll have no interest charged on your purchases during this time, giving you a chance to pay them off without incurring extra fees. This can be a huge relief, especially if you're on a tight budget.

The introductory APR period begins when you're approved for the card, and it's a great opportunity to buy expensive items like laptops or major electronics without breaking the bank. I can attest to this, having used the card to buy a $2,000 laptop and some other electronics when I first got it.

Here's a breakdown of the introductory APR periods mentioned in the card's terms:

After the introductory period ends, the variable regular APR will apply, which can range from 19.24% to 29.99%. It's essential to keep this in mind and make sure to pay off your balance before the introductory period ends to avoid these higher interest rates.

There's no annual fee, which is a big plus for those who don't want to pay extra just for having a credit card.

Balance transfers and cash advances come with a fee, which is the greater of $5 or 3% of the transferred or advanced amount. This can add up quickly, so it's essential to consider the costs before making a transfer or advance.

Foreign transactions also incur a fee, which is 2.7% of the total transaction amount, regardless of the currency denomination.

If you're considering the American Express Blue Cash Everyday Card but want to explore other options, there are several alternatives worth looking into.

The Chase Sapphire Preferred Card is a great choice for frequent travelers and diners who want to earn points and enjoy travel perks. It has a $95 annual fee, but its rewards rate is higher than the Blue Cash Everyday Card.

Another alternative is the Capital One Venture Rewards Card, which offers 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Travel, and 2x miles on every purchase.

If you're looking for a card with no foreign transaction fees, the Capital One Venture Rewards Card is a good option. It also has a $95 annual fee.

Here are some key features of the Chase Sapphire Preferred and Capital One Venture Rewards Cards compared to the Blue Cash Everyday Card:

Ultimately, the best card for you will depend on your individual spending habits and preferences.

The Blue Cash Everyday Card from American Express is an ideal credit card if you have a decent-sized grocery budget and/or a vehicle fuel budget of any size.

It rewards online retail purchases quite nicely, making it a great option for those who shop online frequently.

There are more generous cash-back credit cards out there, of course, but Blue Cash Everyday is hard to beat if you don’t want to pay an annual fee.

With 3% cash back at U.S. supermarkets, it’s great for people who eat lots of meals at home, making it a smart choice for families or individuals with big grocery bills.

It also offers 3% cash back at U.S. gas stations, which is nice for folks who drive long distances and buy clothing or household goods regularly.

And, with 1% cash back on everything else, it’s not bad for, well, everything else.