Citi Custom Cash Card Categories: A Comprehensive Review

The Citi Custom Cash Card offers 5% cash back on various categories, including dining, groceries, gas stations, and entertainment.

Citi Custom Cash Card categories include dining, which earns 5% cash back, and groceries, which also earns 5% cash back.

Dining is a popular category for rewards, and with the Citi Custom Cash Card, you can earn 5% cash back on purchases made at restaurants, cafes, and bars.

Gas stations are another category where you can earn 5% cash back with the Citi Custom Cash Card, making it a great option for frequent travelers or commuters.

The Citi Custom Cash Card is a versatile credit card that offers a range of benefits and features that make it a great choice for many consumers.

One of the standout features of this card is its 5% cash back rewards program, which awards 5% back on your top spending category. This makes it a great option for those who want to earn cash back on their everyday purchases.

The card also offers a flat 2% cash back on all purchases, which is a great option for those who don't have a specific spending category in mind. This puts it among the best cash back cards on the market.

The Citi Custom Cash Card has no annual fee, making it a great option for those who want to earn cash back without paying a premium.

Here are the eligible 5% back categories for the Citi Custom Cash Card:

New cardholders can also earn a sign-up bonus of $200 in cash back after spending $1,500 on purchases within the first three months of opening the account.

The Citi Custom Cash Card offers a 5% cash back in your top eligible spend category each billing cycle, up to the first $500 spent, then 1% thereafter. This can be particularly advantageous if you have significant spending in one of the eligible categories.

The Citi Double Cash Card, on the other hand, provides a consistent 2% cash back on all purchases. This simplicity and the higher expected reward value make it an appealing choice if you prefer a no-fuss rewards strategy.

The Citi Custom Cash Card offers a 0% intro APR on purchases, which can be beneficial if you're planning a large purchase soon. This can help you save money on interest charges.

If you spend consistently in one category such as groceries or gas, the Citi Custom Cash Card is a good choice. You'll earn 5% cash back on your top spending category each billing cycle, up to the first $500 spent.

Here are some of the best Citi credit cards that offer cash back rewards, including the Citi Custom Cash Card:

The Citi Custom Cash Card is a solid choice for consistent earners who want a straightforward rewards program. With 5% cash back on your top spending category and a 0% intro APR on purchases, it's a great option for those who want to maximize their rewards.

You can use the Citi Custom Cash Card for all your purchases.

The card earns 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Cash back is earned in the form of ThankYou Points, with 5 points per $1 on purchases in your top eligible spend category up to the first $500 spent, and 1 point per $1 on all other purchases.

You can redeem your points for cash back as a statement credit, direct deposit, or check. You can also explore other ways to redeem points, including for gift cards, travel, and Shop with Points at Amazon.com.

There's no need to enroll, just earning is enough. You'll earn points every month, with no minimums except for a $5 threshold for check redemptions.

Here are some redemption options for the Citi Custom Cash Card:

The Citi Custom Cash Card offers hassle-free bonus cash back rewards, making it a great option for those who want simplicity in their rewards program.

You'll also enjoy generous introductory APR offers, which can be a huge help if you need to finance a large purchase.

Earning points with this card is relatively easy, with multiple ways to redeem them.

However, be aware that there are earning caps on bonus categories, which may limit your rewards earning potential.

For example, you'll earn just 1% cash back on purchases outside of your single bonus category each billing cycle.

The Citi Custom Cash Card has its advantages and disadvantages. One of the biggest benefits is that you can earn hassle-free bonus cash back rewards. This means you can earn cash back without having to worry about rotating categories or spending limits.

You can also enjoy generous introductory APR offers, which can be a huge help if you need to make a large purchase or consolidate debt. This can save you money on interest and help you pay off your balance faster.

However, there are some limitations to consider. The Citi Custom Cash Card has earning caps on bonus categories, which means you can only earn a certain amount of cash back in certain categories. This can be a drawback if you're trying to earn as much cash back as possible.

Additionally, there's a foreign transaction fee, which can add up if you're traveling or making purchases abroad. This is something to keep in mind if you're a frequent traveler or online shopper.

The return on your investment is a crucial aspect to consider. You can earn $ cash back after you spend $ on purchases in the first months of account opening.

One of the benefits of this offer is the potential to earn some real money back.

The card also has no annual fee, which means you won't have to pay extra just for having it.

The Citi Custom Cash Card is a great option if you want to earn rewards without an annual fee.

You can earn 5% back in a single category every billing cycle with the Citi Custom Cash Card.

This card also offers a generous bonus of $200 when you spend $1,500 within three months after opening the account.

To maximize your rewards, consider pairing the Citi Custom Cash Card with another Citi card, like the Citi Double Cash Card.

The Citi Double Cash Card can earn you 2% cash back on everything else, in addition to the 5% back in your chosen category with the Custom Cash Card.

By pairing these two cards, you can earn a total of 7% cash back on your purchases in the category you spend the most in each month.

However, to take your rewards to the next level, you'll also want to consider getting a third Citi card, the Citi Premier.

The Citi Premier can turn your cash back rewards into valuable travel points, allowing you to redeem your rewards for flights, hotels, and other travel expenses.

This is a great option if you're looking to earn travel rewards and redeem them for exciting adventures.