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Conta Global Bradesco é uma opção de conta corrente que permite operações financeiras em diferentes moedas, facilitando a gestão de dinheiro para pessoas físicas e jurídicas que operam em diferentes países.
A conta Global Bradesco oferece taxas competitivas e serviços personalizados, tornando-a uma escolha popular entre os clientes.
Com a conta Global Bradesco, você pode realizar transferências em diferentes moedas, sem a necessidade de abrir uma conta em cada país, o que pode ser um processo burocrático e demorado.
A conta Global Bradesco também oferece acesso a uma rede de agências e terminais de autoatendimento em todo o mundo, facilitando a gestão de sua conta.
O que é a Global?
The Conta Global do Bradesco is a game-changer for international travelers. It's a global account that allows you to convert and store dollars for use in over 200 countries. This account is available to all Bradesco customers, who can request access through the bank's app.
The Conta Global is specifically designed for international use, and it's not just a regular account. It's a specialized account that automatically converts your dollars to the local currency of the country you're visiting, using the commercial exchange rate and applying a 1.1% IOF.
To get started with the Conta Global, you'll need to make a minimum remittance of USD 100. This might seem like a lot, but it's actually a more cost-effective option than using a traditional international credit card, which applies a 5.38% IOF and the tourism exchange rate.
One of the best things about the Conta Global is its 24/7 access, allowing you to transfer funds in real-time from your national account to your global account. This means you can access your money at any time, from anywhere in the world.
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Abrir Conta no Bradesco
To open a Conta Global with Bradesco, you need to be a bank customer. You can open the account through the bank's app in a few easy steps.
First, access the Bradesco app. Then, click on "My account" in the initial menu. Next, follow the instructions to create the account. After that, make a minimum deposit of USD 100. Finally, personalize your card with your name and preferred color.
Alternatively, you can also open the account in a Bradesco branch in Brazil. The process is straightforward, and you can get assistance from the bank staff if needed.
To open a Conta Global with Bradesco, you'll need to provide some essential documents. These include your identification document, CPF, proof of income, and proof of address.
Here are the specific documents you'll need:
- Documento de identificação (Carteira de identidade, CNH, carteira de trabalho ou RNE para estrangeiros);
- CPF;
- Comprovante de renda (Holerite, contracheque ou declaração de Imposto de Renda);
- Comprovante de endereço (contas de água, energia, gás, telefone, IPTU etc).
If you have any questions or need assistance, you can reach out to Bradesco through various channels. These include the bank's webpage, ouvidoria, central de atendimento, and branches in person.
Serviços do Bradesco
You can access various services through Bradesco's website. The bank offers a page of frequent questions, ideal for clearing up doubts.
You can also reach out to Bradesco's customer service through their website. They have a page for complaints, suggestions, and praise.
Bradesco's customer service is available 24/7 for electronic payments, transfers, and balance inquiries. They also offer personalized service, available from Monday to Friday, 7am to 10pm, and 9am to 3pm on Saturdays.
If you're not a Bradesco client, you can consider using Wise to open a free account and start making international purchases, transfers, and withdrawals.
Minha Pasta Digital
With Bradesco's Minha Pasta Digital, you can access comprovantes de transações, or transaction records, at your convenience. This feature is super helpful for keeping track of your financial activities.
You can also use Minha Pasta Digital to consult contratos e termos de produtos e serviços, which means you can review the terms and conditions of the products and services you've subscribed to.
Just like how you keep important documents organized in a physical file, Minha Pasta Digital helps you keep your digital documents tidy and easily accessible.
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Várias, Acess
With the Bradesco Internet Banking, you can access all your accounts in one place. This means you can easily check the balance and statement of all your accounts, including your checking and savings accounts, credit cards, and loans.
You can also make payments and transfers from one account to another, making it a convenient way to manage your finances. The bank's online platform allows you to view all your accounts in a single dashboard, making it easy to keep track of your money.
To access the Internet Banking, you'll need a computer connected to the internet and a compatible browser, such as Microsoft Edge, Google Chrome, Firefox, Safari, or Opera. The recommended screen resolution is 1024 x 768 pixels.
Here are some of the key services you can access through the Bradesco Internet Banking:
• Consulte o saldo e extrato de todas as suas contas em um único acesso
• Pagamentos
• Transferências
• Empréstimos
• Consórcios
Internet Banking e Pagamentos
You can manage multiple accounts in one place with Bradesco's Internet Banking, making it easy to check your balance and statement. This feature is a game-changer for those with multiple accounts.
With Bradesco's Internet Banking, you can pay your bills by simply scanning the barcode, making payments a breeze. You can also upload an attachment or drag and drop a document to the payment screen, making it a hassle-free experience.
One of the standout features of Bradesco's Internet Banking is the ability to transfer funds between accounts, giving you more control over your finances. This is especially useful for those who like to keep their finances organized.
You can also check your account balances and statements in one place, making it easy to stay on top of your finances. This feature is perfect for those who want to keep track of their spending and stay within their budget.
Bradesco's Internet Banking makes it easy to pay your bills on time, with features like barcode scanning and document upload making payments a snap. This can help you avoid late fees and keep your credit score in good shape.
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Limites e Gerenciamento
With a Bradesco conta global, you can easily manage your limits and transactions. You can control the limits of your payments, transfers, and withdrawals with the Gerenciador de limites feature.
This feature is particularly useful for card transactions, allowing you to set limits on your spending. You can adjust these limits to suit your needs, helping you stay on top of your finances.
Tasas Cobradas
The Conta Global Bradesco offers a range of services with varying fees. The good news is that opening a Conta Global Bradesco account is free.
The bank charges you for maintenance and an annual fee, which is determined by the plan you choose with Bradesco.
You can request an international card without incurring any additional fees. The bank also doesn't charge you for delivering your international card.
The Conta Global Bradesco uses commercial exchange rates, which can be more cost-effective than traditional tourist exchange rates.
You'll also need to pay a 1.1% IOF (Imposto sobre Operações Financeiras) fee, which is determined by the Brazilian government.
Here's a breakdown of the fees associated with the Conta Global Bradesco:
Gerencidar Limites
Gerenciar limites é fundamental para evitar problemas financeiros.
Gerenciador de limites permite controlar os limites das transações de pagamentos, transferências e saque.
Você pode configurar limites diários, semanais ou mensais para cada tipo de transação.
Isso ajuda a evitar gastos excessivos e manter o controle sobre suas finanças.
Com o gerenciador de limites, você pode receber alertas quando se aproximar do limite estabelecido.
Frequently Asked Questions
Quanto custa uma conta internacional Bradesco?
Abertura de conta internacional Bradesco é gratuita, mas tarifas podem ser aplicadas após o período de isenção
Como funciona o cartão de débito internacional Bradesco?
O cartão de débito internacional Bradesco é da bandeira Visa e funciona apenas em débito, permitindo saques em estabelecimentos estrangeiros e em caixas eletrônicos no exterior. Ele está disponível em versão física e virtual, com CVV dinâmico.
Sources
- https://wise.com/br/blog/conta-global-bradesco
- https://neofeed.com.br/negocios/exclusivo-bradesco-lancara-conta-global-e-prepara-ofensiva-por-investimentos-no-exterior/
- https://banco.bradesco/html/classic/canais-digitais/internet-banking/index.shtm
- https://www.seudinheiro.com/2023/financas-pessoais/bradesco-disponibiliza-conta-em-dolar-my-account-a-todos-os-clientes-do-banco-julw/
- https://valor.globo.com/financas/noticia/2023/07/27/bradesco-lana-conta-global-para-toda-a-base-de-clientes.ghtml
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