
Global IME Bank offers a range of interest rates on its deposit accounts, with a minimum balance requirement of NPR 10,000.
The bank's interest rates are competitive, with a maximum interest rate of 7.5% per annum on its savings account.
Global IME Bank's deposit accounts are insured by the Nepal Rastra Bank, providing depositors with a safety net in case the bank defaults.
The bank offers a variety of deposit accounts, including a fixed deposit account that allows customers to lock in their interest rate for a fixed period.
Recommended read: Uti Bank Fixed Deposit Interest Rates
Interest Rate Changes
Global IME Bank has made some changes to its interest rates, which are now in effect. The bank has reduced the interest rate on ordinary savings accounts, with a new minimum interest rate range of 3 percent to 3.50 percent.
This change marks a slight decrease from the 3.05 percent interest rate offered in July. However, term deposits remain competitive, with interest rates of up to 6.25 percent for individual term deposits.
The bank's decision to lower interest rates on savings accounts while keeping term deposits stable reflects a strategic approach to managing its interest rate offerings. This change may prompt savers to re-evaluate where to park their funds, especially those relying on ordinary savings accounts for returns.
Take a look at this: Bank Interest Rates for Term Deposits Nz
Bank Lowers Rates

Global IME Bank has made some changes to its interest rates, which took effect on August 17th. This is in response to market conditions.
The bank is continuing to offer up to 5.25 percent interest for institutional term deposits and 6.25 percent for individual term deposits. These rates are competitive and provide stability for customers seeking to lock in their investments.
Global IME Bank has also maintained its policy of offering an additional 1 percent interest on remittance accounts. This is a consistent offering that benefits customers who regularly receive remittances.
The bank has made a reduction in the interest rates offered on ordinary savings accounts, setting a new minimum interest rate range of 3 percent to 3.50 percent. This is a slight decrease from the 3.05 percent interest rate offered in July.
The Global Remit Savings Account will now provide 4.5 percent interest, which remains an attractive option for account holders. This rate is higher than the new minimum interest rate range for ordinary savings accounts.
The bank's decision to lower interest rates on savings accounts while keeping term deposits stable reflects a strategic approach to managing its interest rate offerings. This change may prompt a re-evaluation of where to park funds, especially for those relying on ordinary savings accounts for returns.
Recommended read: 5 3 Bank Cd Interest Rates
Bank Fixed Deposit Completion Guide

To complete a bank fixed deposit, you'll need to review the maturity date, which is typically 1-5 years from the deposit date. This timeframe can vary depending on the bank's terms and conditions.
The bank will send a notification 30-60 days prior to maturity, reminding you to either renew or withdraw your deposit. You can choose to renew your deposit for a new term or opt for a lump sum withdrawal.
If you don't take action, the bank will automatically renew your deposit for the same term, which may not be ideal if interest rates have changed. In this case, you might end up with a lower interest rate than you initially agreed upon.
You can also choose to withdraw a portion of your deposit before maturity, but be aware that this may incur penalties or affect your interest earnings.
Expand your knowledge: Icici Recurring Deposit Interest Rates
Bank Services and Initiatives
Global IME Bank offers a range of bank services and initiatives to cater to its customers' needs. The bank's services include online banking, mobile banking, and ATM services, which provide customers with easy access to their accounts and financial transactions.
For more insights, see: E Banking Online

One of the notable services offered by Global IME Bank is its digital banking platform, which allows customers to manage their accounts, pay bills, and transfer funds online. This platform is available 24/7, making it convenient for customers to conduct their banking activities at their own pace.
The bank also provides its customers with a wide range of deposit and investment options, including fixed deposits, savings accounts, and mutual funds. These options enable customers to grow their savings and achieve their financial goals.
Global IME Bank has also implemented various initiatives to promote financial inclusion and literacy in Nepal. The bank has partnered with local organizations to provide financial education and training to rural communities, helping them to understand the benefits of banking and financial services.
Financial Performance
Global IME Laghubitta's financial performance is a great example of what's possible with smart banking. They reported a significant profit increase of 147.57% in the first quarter of the year.

This growth is a testament to the bank's efficient management and strategic decision-making. The profit increase is a direct result of their hard work and dedication to providing top-notch services to their customers.
In the first quarter of 2025, Global IME Laghubitta also saw improvements in their Non-Performing Loans (NPLs). This is a significant achievement, as it shows that the bank is taking proactive steps to manage risk and maintain a healthy loan portfolio.
The bank's focus on improving NPLs has paid off, and it's likely that this trend will continue in the future. With their strong financial performance and commitment to customer satisfaction, Global IME Laghubitta is well-positioned for long-term success.
Additional reading: Global Minimum Corporate Tax Rate
Online Banking
You can access your global ime bank account online 24/7, making it easy to check your balance, transfer funds, and pay bills.
With online banking, you can also view your transaction history, which can help you keep track of your spending and stay within your budget.
Consider reading: Online Saving Account Typical Interest Rate

The online banking platform is secure, with multiple layers of encryption to protect your sensitive information.
You can also set up automatic transfers from your ime bank account to your other bank accounts, making it easy to manage your finances.
This feature can be especially helpful if you have multiple accounts with different banks, as it allows you to consolidate your finances and make it easier to keep track of your money.
The ime bank mobile app is also available, allowing you to access your account on the go and make transactions from your mobile device.
You can download the app from the app store or play store, and log in with your username and password to access your account.
The mobile app is a convenient way to manage your finances, especially if you're always on the move.
It's worth noting that the mobile app is available for both iOS and Android devices, making it accessible to a wide range of users.
By using the ime bank mobile app, you can stay on top of your finances and make the most of your account.
Sources
- https://ictframe.com/global-ime-bank-lowers-interest-rates/
- https://www.signnow.com/fill-and-sign-pdf-form/323112-global-ime-bank-fixed-deposit-interest-rate
- https://ictframe.com/global-ime-bank-issue-5-billion-70-lakhs-share-bond/
- https://techlekh.com/green-drive-plan-loan-scheme/
- https://www.tourismmail.com/news/detail/104057/
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