
The Chase Sapphire Delta Card offers a wide range of rewards and perks that can help you maximize your travel experiences. You can earn 3X points on Delta purchases, which can be redeemed for flights, upgrades, and other travel-related expenses.
With the Chase Sapphire Delta Card, you'll also receive a $100 Delta flight credit after you spend $100,000 in a calendar year, as well as a Sky Club membership, which grants you access to Delta's airport lounges.
One of the most valuable perks is the ability to earn 60,000 bonus miles after spending $4,000 in the first 3 months, which can be redeemed for flights, upgrades, and other travel-related expenses. This bonus can be a game-changer for frequent travelers.
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Benefits
The Chase Sapphire Delta offers a range of benefits that can help you save money and earn rewards.
You can earn 3X points on travel purchases, which can be redeemed for travel credits or transferred to airline partners.
The card also offers a $100 credit towards a Global Entry or TSA PreCheck application, which can save you time and hassle when traveling.
This can be a huge time-saver, especially during peak travel seasons.
Worth a look: Chase Sapphire Travel Notification
Account Security

Your Sapphire Preferred card comes with robust account security features to safeguard your purchases and account information.
We use sophisticated fraud monitoring to keep an eye on your credit card transactions 24/7. If we spot any unusual activity, we'll reach out to you via text, email, or phone call to alert you.
Zero Liability Protection means you won't be held responsible for unauthorized charges made with your card or account information.
If you notice an unauthorized charge, simply call the number on the back of your card to report it.
Recommended read: How to Account for Credit Card Rewards
Bottom Line
You need to run the numbers to determine if a transfer bonus is worthwhile, as it can help you get more value from your points and miles.
A transfer bonus can be a game-changer if you use a partner program frequently, allowing you to earn more value from your points and miles.
Generally, you won't want to transfer your points or miles without a specific redemption in mind, as you'll give up their flexibility.
The value of transferable points and miles lies in their flexibility, which you'll sacrifice when you convert them to a partner's currency.
Take a look at this: Chase Sapphire Points to Dollars
Earning Ultimate Rewards Points
You can earn Chase Ultimate Rewards points with various Chase cards, including the Chase Sapphire Preferred Card, which offers 2 points per dollar on travel and 3 points per dollar on dining at restaurants.
To maximize your rewards, consider adding an authorized user to your account, which can help increase your reward earning potential.
The Chase Sapphire Preferred Card also offers at least 2 points per dollar spent on all travel, not just Delta purchases, unlike the Delta SkyMiles Gold American Express Card.
You can earn bonus points by using your card as the primary payment method for everyday purchases, such as groceries and dining.
Here are some Chase cards that can help you earn more Ultimate Rewards points:
By combining your Ultimate Rewards points from these cards, you can effectively convert your cash-back earnings into fully transferable Ultimate Rewards points.
Card Features
The Chase Sapphire Delta card offers some fantastic features that can enhance your travel experience. Priority boarding is one of them, allowing you to get settled on the plane before the general boarding process starts.
Cardholders can also enjoy 20% off in-flight purchases, which can be a nice perk if you tend to buy snacks or drinks on board.
Travel and Loyalty
Traveling with your Chase Sapphire card can be incredibly rewarding, especially when you redeem your points for travel expenses. You can earn 5x total points on flights, cruise lines, hotels, car rentals, and more through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
You can book travel through Chase Travel and earn bonus points on travel purchases like airfare and hotels. There is no limit to the number of points you can earn, and points don't expire as long as your account is open.
Here are some ways to redeem your points for travel:
- You can use the Chase Ultimate Rewards Travel Portal to redeem your points for flights, hotels, and other travel expenses.
- With the Chase Sapphire Reserve's superior Travel Portal redemption rate of 1.5 cents per UR point, you can redeem just 28,414 Chase Ultimate Rewards for a Delta flight that would normally cost 34,096 points.
- You can also transfer points to participating frequent travel programs at a full 1:1 value, which means 1,000 points equals 1,000 partner miles/points.
Whether you're booking a hotel stay or a flight, you can use your Chase Sapphire card to earn points and rewards. And with no travel restrictions or blackout dates on airline tickets booked through Chase Travel, you can plan your trip with ease.
Intriguing read: American Express Travel Rewards
Maximize Your Experience
You can earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
Adding an authorized user to your account can help maximize your reward earning potential.
Sapphire cardmembers can experience events from the best seats in the house, beating the crowds and getting priority tickets to concerts and sporting events.
You can earn 5x total points on flights, cruise lines, hotels, car rentals, and more, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit, when booking through Chase Travel.
There is no limit to the number of points you can earn with Chase Ultimate Rewards, and points don't expire as long as your account is open.
You can use your Chase card as the primary payment method to grow your points balance.
Chase Ultimate Rewards points are worth 2.05 cents each when maximized with travel partners, making them a valuable currency for travel redemptions.
Here are some Chase cards that can help you earn more Chase Ultimate Rewards points:
- Chase Sapphire Reserve: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening.
- Ink Business Preferred Credit Card: Earn 90,000 bonus points after spending $8,000 on purchases in the first three months from account opening.
You can combine your Ultimate Rewards points in a single account, effectively converting the cash-back earnings on other Chase cards into fully transferable Ultimate Rewards points.
Where Else Are Lounges Set to Open?
Chase lounges are expanding to several major airports in the US. The first new location will be in Philadelphia, opening in early 2025 in Terminal D to E Connector of Philadelphia International Airport (PHL).
Next up is Las Vegas, with a lounge set to open in mid-2025 at Harry Reid International Airport (LAS) in Concourse C. This will give travelers a comfortable space to relax before their flights.
A third location is planned for Los Angeles, but the exact opening date hasn't been announced yet. It will be located in the Tom Bradley International Terminal of Los Angeles International Airport (LAX).
Getting Started
Periodic transfer bonuses can offer lucrative opportunities for fantastic award redemptions, but they're limited-time offers, so act fast if you find one that suits your travel plans.
Transfer bonuses are sometimes targeted, so some may not be available to you.
You might like: Chase Sapphire Preferred Transfer Bonus
Choosing the Right Card
If you always check Delta Air Lines first and book that airline, the Delta SkyMiles Gold American Express Card is a great fit.
You'll enjoy perks like priority boarding and free checked bags, but make sure you're using them enough to justify the annual fee.
If you compare prices and schedules across multiple carriers, the Chase Sapphire Preferred Card will work better for you.
The Unitedâ„ Explorer Card offers valuable perks like free checked bag, lounge passes, and rental car insurance for an annual fee of $95 after the first year.
Limited time offer: Earn 60,000 bonus miles after spending $3,000 on purchases in the first 3 months.
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Editor's Note
As you start your journey to maximize your points and miles, keep in mind that transfer bonuses can offer lucrative opportunities for fantastic award redemptions.
These limited-time offers can give you significantly more value from your rewards by transferring them to a specific airline or hotel partner during one of these bonuses.
Act fast if you find one that suits your travel plans, as transfer bonuses are sometimes targeted and may not be available to you.
Related reading: Can I Transfer Chase Sapphire Points to Southwest
Final Thought
As I reflect on what we've learned about using Chase Sapphire points for Delta flights, it's clear that there are some important nuances to keep in mind.
You can't directly transfer Chase Ultimate Rewards to Delta Skymiles, so you'll need to get creative with your redemption strategy.
Booking a flight directly with Chase Ultimate Rewards is a great option, and it can be done with just 25,000 points, which can be redeemed for a $426 flight.
This works out to a 1.7 cent value per point, which isn't the highest value you can get, but it's a great way to use up your points and save money on airfare.
If you're looking to maximize your points, diversifying your earning strategy and redeeming in accordance with your travel plans can help you avoid some of the more complicated award redemptions.
Here are the three main options for redeeming Chase Ultimate Rewards for Delta flights:
- You CANNOT directly transfer Chase Ultimate Rewards to Delta Skymiles
- You CAN fly on Delta with your Chase Ultimate Rewards by booking a flight directly
- You CAN transfer Chase Ultimate Rewards to Hyatt Gold Passport, then onto Delta Skymiles (but this isn't recommended)
Ultimately, it's all about finding the redemption strategy that works best for you and your travel plans.
Frequently Asked Questions
Can you get into Delta Lounge with Chase Sapphire Reserve?
Unfortunately, the Chase Sapphire Reserve credit card does not directly grant access to Delta Lounges. However, it does include a Priority Pass Select membership, which can provide access to a network of airport lounges, but not specifically Delta Lounges
Sources
- https://account.chase.com/sapphire/preferred/benefits
- https://thepointsguy.com/credit-cards/current-transfer-bonuses/
- https://simpleflying.com/chase-sapphire-open-two-lounges-us-airports/
- https://www.nerdwallet.com/article/credit-cards/comparison-gold-delta-skymiles-amex-vs-chase-sapphire-preferred
- https://accountingyourpoints.boardingarea.com/can-you-use-chase-ultimate-rewards-points-to-fly-on-delta-airlines/
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