Chase Private Client Sapphire Preferred Card: A Comprehensive Review

The Chase Private Client Sapphire Preferred Card is a premium credit card designed for those who value exclusive benefits and rewards. It's a top-tier card that offers a wide range of perks.

To be eligible for the Chase Private Client Sapphire Preferred Card, you'll need to have a Chase Private Client account, which requires a significant amount of assets under management. This card is not for everyone, but for those who qualify, it's a game-changer.

The card's rewards program is one of its standout features, offering 3X points on travel and dining purchases, with no foreign transaction fees. This makes it an excellent choice for frequent travelers.

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The Chase Private Client Sapphire Preferred Card offers a range of benefits that make it an attractive option for travelers.

You can earn 60,000 bonus points after spending $4,000 in the first 3 months, which is a great starting point for redeeming rewards.

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Travel benefits include trip cancellation and interruption insurance, which can provide peace of mind when booking travel.

This card also offers a $300 travel credit, which can be redeemed for travel-related expenses, such as flights, hotels, or car rentals.

Additionally, you can enjoy airport lounge access through Priority Pass, which can be a great perk for frequent travelers.

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The Chase Private Client Sapphire Preferred card offers some amazing travel benefits. You'll earn 2x points per dollar spent on all things travel, including airlines, hotels, and car rental agencies.

To break it down, here's a list of what qualifies as travel purchases:

Additionally, through March 2025, you'll earn 5x points per dollar spent on Lyft rides when you pay with your Sapphire Preferred card.

If you're a frequent traveler, you'll love the double points you can earn on travel purchases with your Sapphire Preferred card.

You'll earn 2x points per dollar spent on all things travel, including airlines, hotels, motels, timeshares, car rental agencies, and more. Here's a list of what qualifies for double points:

Additionally, through March 2025, you'll earn 5x points per dollar spent on Lyft rides when you pay with your Sapphire Preferred.

If you're planning a trip with your Chase Sapphire Preferred Card, you've got some great protection in case things don't go as planned. Chase offers trip cancellation and interruption insurance that can reimburse you for pre-paid travel expenses if your trip is canceled or cut short due to certain situations.

You can be reimbursed up to $10,000 per person and $20,000 per trip for your non-refundable travel expenses. That's a significant safety net if you've already paid for your trip.

Here are some examples of situations that would be covered under Chase's trip cancellation and interruption insurance:

If your trip is delayed instead of canceled, you can still get reimbursed for expenses like meals, lodging, toiletries, and medication up to $500 per ticket per trip. This coverage applies to trips away from your city of residence, as long as they're under 365 days.

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Traveling with a carry-on only is a great idea, as it's less likely to be lost or delayed. Airlines have become notorious for losing and misplacing luggage, so much so that Apple Airtags have become a must-have travel accessory.

If you pay for your flight with your Chase Sapphire Preferred Card, you can get reimbursed for essential items like toiletries and clothing when your baggage is delayed or misdirected by more than six hours. This benefit only applies when traveling on a common carrier.

You can get up to $100 per day for a maximum of five days, which covers a lot of expenses. The cardholder, their spouse or domestic partner, and any immediate family will be covered under this benefit.

The Chase Private Client Sapphire Preferred card offers an impressive rewards program, with various earning rates and bonus opportunities. You can earn 3x points per dollar spent on eligible grocery delivery services, including Instacart and DoorDash, but excluding big box retailers like Target and Walmart.

One of the standout features of the card is the 3x points earn rate on select streaming services, including popular options like Netflix, Hulu, and Apple Music. This category includes many of the most popular streaming services, making it easy to rack up points on your favorite shows and movies.

The card also offers a 2x points earn rate on travel purchases, which includes a wide range of merchants, from airlines and hotels to car rental agencies and cruise lines. Plus, you'll earn 5x points per dollar spent on Lyft rides when you pay with your Sapphire Preferred, through March 2025.

In addition to these earning rates, the card offers a 5x points earn rate on travel purchases made through Chase Travel℠. This is a great option for booking flights, hotels, or rental cars, and can help you earn even more points on your travel expenses.

If you're looking to maximize your points earnings, consider taking advantage of the 10% annual points bonus, which is awarded on your account anniversary each year. This bonus is based on your total spending, not just your earnings in specific categories, so it's a great way to boost your points balance.

Here are some of the merchants that qualify for the 3x points earn rate on select streaming services:

This list includes many of the most popular streaming services, so you can earn 3x points on your favorite shows and movies.

The Chase Private Client Sapphire Preferred card has a relatively low annual fee of $95 per year.

This fee is easily justified by the numerous benefits you receive in return, making it a worthwhile investment.

You can earn a lot of value from the card's rewards and perks, especially with the current limited-time bonus offer.

One of the best things about this card is that it doesn't charge foreign transaction fees, making it a great choice for international travelers.

This means you can make purchases outside the U.S. without worrying about extra fees or charges.

The card's Visa payment network also ensures that it's widely accepted all over the world.

The Chase Private Client Sapphire Preferred Card offers a big welcome bonus offer that's worth considering. This bonus is a great incentive to sign up for the card.

With a bonus of at least $750 towards travel, you can redeem your points at a rate of 1.25 cents per point through Chase Travel℠. This is a fantastic value, especially considering the card's $95 annual fee.

You can potentially do even better by transferring your points to one of Chase's over a dozen airline and hotel transfer partners. This gives you even more flexibility and options for redeeming your points.

The card's annual fee is a small price to pay for the rewards and benefits you'll receive.

The Chase Sapphire Preferred card is a popular choice among travelers and credit card enthusiasts alike. It offers a welcome offer bonus, which is a great way to get started with earning rewards.

You can earn 5x total points on travel purchased through the Chase Travel℠ portal, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit. This is a fantastic opportunity to rack up points quickly.

The card also offers a 10% Annual Points Bonus, which means you'll receive a 10% points bonus on your total spending during the account anniversary year – 1 point for every $10 spent. This can add up to a significant number of points over time.

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Here are the key benefits of the Chase Sapphire Preferred card at a glance:

One of the best features of the card is its travel protections, which include Trip Cancelation & Interruption Coverage, Baggage Delay and Lost Luggage Coverage, and Primary Rental Car Insurance. This can provide peace of mind when traveling, especially for those who are prone to flight delays or lost luggage.

The card also has no foreign transaction fees, making it a great choice for international travelers.

You can contact Chase Private Client customer service by calling 1-888-994-5626. This number is specifically for existing clients who need assistance.

If you're interested in joining the Chase Private Client program, you can fill out the request form online or visit your local Chase branch to speak with a representative.

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To qualify for Chase Private Client, you need to have a daily average of $150,000 in Chase investments and accounts. You can also gain access to Chase Private Client benefits if you share an account with an immediate family member who is a Chase Private Client.

There is no cost to become a Chase Private Client, but it is by invitation only. If you're interested in requesting a meeting to discuss your qualifications, submit this form online.

To get in touch with Chase Private Client customer service, call 1-888-994-5626. You can also fill out a request form online if you're interested in becoming a Chase Private Client.

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If you're interested in learning more about Chase Private Client or would like to become a client, you can contact them through their website or by phone.

You can reach Chase Private Client by calling 1-877-489-7537, Monday through Friday, from 8am to 8pm ET.

Their team is available to answer your questions and help you get started.

Their website, chase.com/privateclient, has a dedicated page for Private Client services, where you can find more information and get in touch with a representative.

As a Chase Private Client Sapphire Preferred cardholder, you'll also enjoy numerous benefits that make managing your finances even easier. You're eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities.

One of the benefits of having a Chase Private Client account is the priority service for everyday banking. You'll receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.

You'll also appreciate the no fees at Chase and non-Chase ATMs worldwide, and no Chase fee on incoming or outgoing wire transfers. This can save you money and make international transactions easier.

Here are some of the key benefits of having a Chase Private Client account: