
The Cartao Bradesco Elo is a popular credit card option in Brazil, offering a range of benefits and rewards to its users.
You can choose from various options, including the Cartao Bradesco Elo Mastercard and the Cartao Bradesco Elo Visa, each with its own set of features and advantages.
To make the most of your Cartao Bradesco Elo, it's essential to understand the different types of rewards and benefits you can earn.
Cartao Bradesco Elo
The Elo Mais Bradesco card offers various benefits, including descontos especiais and a programa de recompensas called Livelo, which allows you to accumulate pontos and exchange them for prêmios.
You can get the Elo Mais Bradesco card by clicking on "SOLICITAR CARTÃO" on the Portal da Foregon and following the instructions to access or create your account. Alternatively, you can visit a nearby Bradesco bank branch to make the request.
With the Elo Mais Bradesco card, you'll have up to 40 days to pagar suas compras, and you can also parcelar sua fatura for added convenience.
Worth a look: Bradesco Card
Brasco Internatinal
The Bradesco Elo Mais Internacional is a great option if you're looking to travel abroad. This card offers international acceptance at all locations that accept the Elo Mais brand, giving you the freedom to make purchases and use your card wherever you go.
You'll also enjoy various benefits and discounts, making your travel experience even more enjoyable. One of the best perks is the ability to parcel your fatura (statement) and have up to 40 days to pay your purchases.
If you're interested in getting your hands on this card, you can request it by clicking on the "Solicitar Cartão" (Request Card) button on the Foregon portal, or by visiting a nearby Bradesco agency.
Grafite
The Bradesco Elo Grafite card offers a range of benefits, including up to 2 points per dollar and direct points accrual on Livelo. It also has international acceptance and access to Bradesco Cartões VIP salas.
The card's annual fee is R$ 622, but this can be negotiated based on the cardholder's spending and relationship with the bank. The additional fees are half the value of the annual fee.
The Bradesco Elo Grafite category offers additional benefits compared to the Elo Mais category, with a wider scope of advantages. However, there are only a few cards in this category.
Here are the specific cards in the Bradesco Elo Grafite category:
- Bradesco Elo Grafite
- Cartão de Crédito Bradesco Empresarial Elo Grafite
Both personal and corporate versions of the Bradesco Elo Grafite card are available, offering convenience and practicality in everyday life.
Tipos de Cartões
There are various categories of Bradesco cards with the Elo band, allowing you to choose the one that best suits your finances and goals.
The Bradesco cards with Elo band offer different benefits, which should be considered when making a request.
The Bradesco Elo cards have a basic level, which is ideal for those who want to accumulate points and have benefits on trips, but they're not the best option, they're a good starting point to build a relationship with the bank.
Nível Básic
The Nível Básic (Basic Level) of cartões Bradesco offers a range of options for those looking to accumulate pontos (points) and enjoy benefits in viagens (travels).

For those new to cartões de crédito (credit cards), Bradesco offers some basic options with low anuidade (annual fees), few restrições (restrictions), and point accumulation.
The Bradesco Elo Básico Internacional category includes 6 cartões Bradesco, including a consignado (consignment) and a cartão para pessoas jurídicas (business card).
Here are the 6 cartões Bradesco in the Elo Básico Internacional category:
- Bradesco Elo Internacional;
- Bradesco Elo Internacional Básico;
- Bradesco Elo Consignado Internacional;
- Cartão de crédito Consignado Bradesco INSS;
- Bradesco Empresarial Elo Internacional;
- Bradesco Compras Elo Internacional.
The Elo Internacional, Elo Internacional Básico, Elo Consignado Internacional, and Consignado Bradesco INSS cartões are for pessoas físicas (individuals), while the consignados are only for funcionários públicos, pensionistas, and beneficiários do INSS (public employees, pensioners, and INSS beneficiaries).
Diners Club
The Diners Club is a type of card offered by Bradesco, and it's a popular choice for travelers. It's ranked 19th in the list of best credit cards for traveling.
The Bradesco ELO Diners Club offers 2.2 points Livelo for every dollar spent on national purchases, and 3.3 points for international purchases. It also comes with a variety of VIP lounge access, including four annual visits to Priority Pass lounges and unlimited access to Bradesco Cartões and VIP Club lounges.
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One of the unique benefits of the Diners Club is that it offers two vouchers per passenger for lounge access when booking international flights with the card, with no annual limit on voucher requests.
The card also offers exclusive benefits like airport transfers and a monthly fee of R$1,606, although Prime customers can avoid this fee if they spend R$10,000 or more per month on the card.
Interestingly, the Diners Club has undergone some changes, with the Bradesco Elo Diners Club being discontinued, along with several other Bradesco Elo cards.
If you're looking for a card with a focus on travel benefits, the Elo Nanquim Diners Club might be a good option. It's ranked as the number one Bradesco card and offers exclusive benefits for corporate customers with annual revenues of over R$250 million.
American Express Platinum Card
The American Express Platinum Card is a top-tier card that rewards its users with 3 points Livelo for every dollar spent abroad, making it a great option for frequent travelers. It also offers access to exclusive lounges like the American Express Centurion and SkyClub.

One of the card's standout features is its ability to dilute the annual fee by requesting up to 2 additional cards without any extra cost. This can make the R$ 1,749 annual fee more manageable.
The card also offers status Gold in hotel loyalty programs like Hilton and Meliã, as well as status Platinum and 5-Stars in car rental programs like Sixt and Hertz. This can lead to perks like room upgrades and priority service.
The American Express Platinum Card is ranked 24th in the Ranking of Best Credit Cards, indicating its solid reputation and benefits.
American Express Gold
The American Express Gold Card is a mid-tier option that still offers some great benefits. It's licensed by American Express and rewards customers with up to 1.8 points per dollar spent.
One notable drawback is that it no longer offers access to VIP lounges, which was a perk until February 15, 2020.
The annual fee for this card is R$ 747, and add-ons cost half the value of the main fee.
Brasco Visa Platinum

The Bradesco Visa Platinum is a great option for those who want to earn points on their purchases. It offers 1 ponto Livelo for every dollar spent on all purchases.
The anuidade fee for this card is R$ 540, which is relatively small compared to other cards. However, clients who spend at least R$ 7 mil per month on their Prime version are exempt from this fee.
Solicitar Internacional
If you're looking to travel abroad, you'll want to take advantage of the international benefits offered by some cartões. These benefits can make a big difference in your travel experience.
The Bradesco Elo Diners Club card, for example, offers a chip international that allows you to make calls for 100 minutes in over 140 countries. This can be a lifesaver when you're traveling abroad and need to stay in touch with family or friends.
With the Bradesco Elo Nanquim card, you can even purchase your international flight ticket and get a chip international where you can make calls for 100 minutes in more than 140 countries. This is a great perk for travelers who want to stay connected on the go.
If you're planning a long trip, consider the international benefits offered by these cartões to make your travel experience more comfortable and convenient.
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Melhores Opções

The Bradesco Elo cartão has some great options to choose from. The Elo Mais Bradesco cartão offers 1 ponto Livelo per dollar spent in all purchases and has an annual fee of R$ 424, which can be negotiated with the bank.
The Elo Mais Internacional Bradesco cartão is a good option if you're looking for a cartão with a rewards program, cashback, and discounts for your travels. This cartão has an annual fee of R$ 29,25.
The Bradesco ELO Nanquim Diners cartão offers a travel insurance coverage of up to 60 mil dólares, which is a great benefit for travelers. The cartão also offers a 15% discount in top restaurants, making it a great option for foodies.
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Melhores Opções
The Bradesco Elo Nanquim Diners offers a generous 4 points Livelo per dollar spent in all purchases, making it an excellent choice for those who want to accumulate milhas.
The Bradesco Aeternum Visa Infinite is another top contender, offering 4 points Livelo per dollar spent in all purchases, as well as a comprehensive travel insurance package that covers up to 100,000 dollars.

For those who frequently travel with GOL, the Bradesco GOL Smiles Visa Platinum is a great option, offering 2.3 miles per dollar spent and a range of benefits including priority check-in and lounge access.
The Bradesco Elo Mais Internacional Bradesco is a solid choice for those who want a card with a program of recompensa, cashback, descontos, and benefits for their travels, but keep in mind that it comes with an annual fee of 29.25 reais.
If you're looking for a card with a low annual fee, the Bradesco Elo Mais Bradesco is a good option, with an annual fee of 424 reais that can be negotiated with the bank based on your relationship and spending habits.
The Bradesco Visa Platinum and Mastercard Platinum are similar cards that offer 1 point Livelo per dollar spent in all purchases, with the main difference being the annual fee, which is 540 reais for the Visa Platinum and 708 reais for the Mastercard Platinum.
Smiles Visa Gold

The Smiles Visa Gold is a great option for those who want to accumulate miles in the Smiles program. It offers 2.5 miles per dollar spent on GOL flights and 1.5 miles on other expenses.
The miles are automatically sent to the Smiles program, making it easy to accumulate points. This card is a good choice for beginners who want to start building up their miles.
The annual fee is R$ 514, with half-price add-ons. This card can help you upgrade to a higher category in the Smiles program.
Dicas
Don't give up if your Bradesco Elo card application is rejected! You can try again after checking the waiting period to submit a new proposal.
Most card annuities are negotiable, and banks are willing to waive or discount them to keep customers. You can save up to 100% of the annuity value.
Renda mínima (minimum income) isn't a barrier to getting a card. You can use various documents to prove your income, such as a pay stub, tax return, or statement from another credit card.
Your credit score, like Serasa Score, plays a crucial role in getting approved for a card. A higher score increases your chances of approval, so it's essential to keep it healthy.
Remember, a card can be a good friend if used responsibly. If you're unsure, start with a debit or prepaid card to see how you handle it.
Serviços e Funcionalidades
With the Bradesco Elo cartão, you can earn points through the Livelo rewards program, which can be redeemed for products, services, and flights. To get started, you'll need to register your card on the Fidelidade Bradesco Cartões website, create a Livelo account, and activate it with a code received via SMS.
The Bradesco Cartões app allows you to control your cartão entirely, including desbloquear (unlocking) your card, consulting the best day to make purchases, and tracking your account balance.
You can also use the app to generate a virtual cartão for online shopping, which adds an extra layer of security to your transactions.
Intriguing read: Atualizar O Boleto Bradesco
Serviços e Funcionalidades

You can earn points with your Bradesco Elo Mais card by making international purchases, and each $1 spent earns you 1 point that can be redeemed for products, services, and flights.
To start earning points, you need to register your card on the Fidelidade Bradesco Cartões program and then create a Livelo account, which can be done online or by phone.
If you're looking to get a Bradesco Elo card, you can apply online for certain types, such as the Bradesco Elo Mais Internacional, Bradesco Elo Grafite, or Bradesco Elo Nanquim, by following a few simple steps on the Bradesco website.
To apply online, you'll need to enter the Bradesco website, click on "Contrate on-line", and then select "Cartões de crédito" and "Elo." From there, you can choose the card you want and provide the required information.
The contact number for the Bradesco Elo Nanquim is 4004 0222 for capital cities and metropolitan regions, and 0800 570 0022 for other locations.
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Funciona a Análise?

The analysis of credit for the Bradesco Elo Mais cartão is a crucial step in the process of getting approved for the card. It's done digitally by the bank, considering some of your financial information.
To increase your chances of approval, make sure you don't have any outstanding issues in your name, especially with the Bradesco bank, which is the issuer of the card.
The analysis typically takes place after you've submitted your application.
Benefícs
The benefits of using the Bradesco Elo cartão are quite impressive. You can enjoy premium products and services, especially when traveling, which can make a big difference in your comfort level.
Traveling internationally with the Bradesco Elo Nanquim cartão allows you to make phone calls for 100 minutes in over 140 countries. This is a huge advantage for anyone who loves to stay in touch with family and friends while abroad.
Watching movies at Cinemark theaters is a treat, and with the Bradesco Elo Mais Internacional cartão, you can get 50% off on movie tickets. This is a great way to save some money and enjoy a night out at the cinema.
You can also enjoy discounted snacks at Cinemark, with the cartão offering half price on small popcorn and 500ml drinks. This is a nice perk for anyone who loves munching on snacks during movies.
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Telefone Internacinal
If you need to call a number from outside Brazil, you'll want to use the international access number. For Bradesco's international service, that number is 55 11 4002 0022.
You can call Bradesco's international service from the outside by dialing 55 11 4002 0022.
For domestic calls, you have a few options. If you're calling from a capital city or metropolitan area, you can dial 4002 0022. If you're not in a capital city, you can call 0800 570 0022.
Frequently Asked Questions
Qual cartão Bradesco dá direito a sala VIP no aeroporto?
O Bradesco Principal, The Platinum Card e Bradesco Elo Diners Club oferecem acesso VIP gratuito e ilimitado a aeroportos com direito a acompanhante e filhos até 16 anos
Sources
- https://www.melhoresdestinos.com.br/bradesco-cartoes.html
- http://bradescopj.b.br/html/empresas/solucoes-integradas/cartoes/bradesco-elo-empresarial.shtm
- https://www.mobills.com.br/blog/cartao-de-credito/cartoes-bradesco-elo/
- https://www.foregon.com/recomendacao-de-credito/cartao-de-credito-bradesco-elo-mais-internacional/
- https://blog.toroinvestimentos.com.br/cartoes/bradesco-elo-nanquim/
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