Bradesco Cartões: Benefícios e Serviços Para Você

Bradesco Cartões is a leader in the Brazilian credit card market, offering a wide range of benefits and services to its customers.

With over 20 million cards in circulation, Bradesco Cartões is one of the largest credit card issuers in Brazil.

Its users can enjoy exclusive discounts and promotions at various merchants and retailers across the country.

You can also earn rewards points for every purchase you make with your Bradesco Cartão, which can be redeemed for cash, travel, or other exciting prizes.

Bradesco Cartões offers a wide range of credit cards, including co-branded options with other companies.

The bank has a strong presence in the market, with various card options available, including the Bradesco Aeternum Visa Infinite, Bradesco Visa Infinite, and Bradesco Mastercard Black.

Some of the notable cards offered by Bradesco include the American Express Green, American Express Gold Card, and American Express The Platinum Card, which offers exclusive lounge access and rewards points.

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The Bradesco ELO Grafite card offers 2 points per dollar spent and has international acceptance, while the Bradesco Smiles Visa Internacional card offers 1.35 miles per dollar spent directly in the Smiles program.

Here are some key features of the Bradesco American Express cards:

The anuidade (annual fee) for these cards varies, with the Bradesco American Express The Platinum Card costing R$ 1,749 and the Bradesco American Express Gold Card costing R$ 747.

Brasco has a wide range of credit cards to choose from, including co-branded options with other companies.

The Bradesco American Express Gold Card offers 1.8 points Livelo per dollar spent abroad and 1.5 points per dollar spent domestically, with no expiration date.

You can request a Bradesco ELO Grafite card, which offers up to 2 points per dollar spent and is accepted internationally.

The Bradesco Visa Infinite card offers 2 points Livelo per dollar spent, with benefits in luxury hotels and restaurants, and access to VIP lounges.

To request a Bradesco credit card, you can use the Bradesco Cartões app, internet banking, or call center, among other options.

Here are the four credit cards participating in the current campaign:

The Bradesco American Express Green is a great option for those who want to start their American Express journey. It earns 1 Livelo point for every dollar spent, both in Brazil and abroad.

This card has an annual fee of R$ 438, which can be negotiated based on your spending and relationship with the bank. Adding extra cards costs half the annual fee.

The Bradesco American Express Green is a good stepping stone for those who want to upgrade to the more premium The Platinum Card, but don't meet the requirements yet. Once you have an American Express card, you can request an upgrade based on your usage and relationship with the bank.

The card's annual fee is R$ 568, which is higher than the Green card.

The Bradesco American Express Gold Card is a mid-tier option with various benefits, including rewarding clients with up to 1.8 points Livelo per dollar spent.

The card's annual fee is R$ 747, but additional fees are half the value. You can also negotiate the annual fee with the bank, especially if you have a good relationship and use the card frequently.

The Bradesco American Express Gold Card used to offer access to VIP lounges, but this benefit was discontinued on February 15, 2020.

The Bradesco ELO Diners Club is a top-notch credit card that offers impressive rewards and benefits. It's ranked 19th in the list of best credit cards for traveling.

You can earn 2.2 points Livelo per dollar spent on domestic purchases and 3.3 points per dollar on international purchases. This card also gives you access to a wide range of VIP lounges.

One of the standout features of the Bradesco ELO Diners Club is its lounge access. You get four annual visits to Priority Pass lounges and unlimited access to Bradesco Cartões and conveniaded lounges (VIP Club and Ambaar Lounge).

The card also offers two free transfers per year to or from the airport. This can be a huge time-saver, especially during busy travel periods.

The annual fee for the Bradesco ELO Diners Club is R$ 1,606, but it's waived for clients in the Prime segment who spend at least R$ 10,000 per month.

This card is a great option for frequent travelers who want to earn rewards and enjoy lounge access.

The Mastercard options from Bradesco are quite impressive. One key benefit is that the Bradesco Mastercard Platinum and Mastercard Black offer 1.8 pontos Livelo per real spent, which is more than the other Mastercard options.

The Bradesco Mastercard Black stands out with its recent addition of two free annual accesses to the LoungeKey VIP salas, making it a great option for those who value airport lounge experiences.

The Bradesco Mastercard Platinum and Mastercard Gold offer 1 ponto Livelo per dollar spent in all purchases, with the main difference being the annual fee, which is R$ 708 for the Mastercard Platinum and R$ 540 for the Visa Platinum.

The Bradesco Mastercard Platinum offers access to Mastercard Surpreenda, Priceless Cities, and emergency medical insurance while traveling, making it a solid choice for frequent travelers.

One thing to consider is that the annual fee for the Bradesco Mastercard Platinum is R$ 708, but clients with a Prime version can be exempt from this fee if they spend at least R$ 7,000 per month.

The Bradesco American Express Centurion is the most exclusive card offered by Bradesco, made of metal and only available by invitation from the bank.

This card offers 7 points per dollar spent on airline tickets, hotels, car rentals, and travel agencies, and 5 points per dollar spent on other purchases.

It also provides unlimited and free access to VIP lounges from Priority Pass, American Express, Bradesco, and Delta.

The annual fee for this card is a whopping R$ 25,000, making it one of the most expensive cards on the market.

The Bradesco American Express Centurion also offers 400,000 bonus points upon sign-up, which never expire.

It's worth noting that this card is not for everyone, and the benefits may not be worth the high annual fee for many users.

The Bradesco Visa Platinum and Mastercard Platinum cards offer 1 point Livelo per dollar spent on all purchases, with an annual fee of R$ 540 and R$ 708, respectively.

These cards also offer a free additional card for the first year, with a reduced fee in subsequent years.

The Bradesco Visa Gold and Mastercard Gold cards offer 1.8 points Livelo per dollar spent on international purchases and 1.5 points per dollar spent on national purchases, with an annual fee of R$ 747.

These cards also offer the option to upgrade to the American Express Platinum Card after establishing a relationship with the bank.

The Bradesco ELO Diners Club card offers 2.2 points Livelo per dollar spent on national purchases and 3.3 points per dollar spent on international purchases, with an annual fee of R$ 1,606.

This card also offers 4 visits per year to Priority Pass lounges and unlimited access to Bradesco Cartões and VIP Club lounges.

The Bradesco American Express Platinum Card offers 2.2 points Livelo per dollar spent on national purchases and 3 points per dollar spent on international purchases, with an annual fee of R$ 1,749.

This card also offers access to exclusive American Express Centurion lounges and Delta SkyClub lounges.

The Bradesco Mastercard Black card offers 1.8 points Livelo per dollar spent on all purchases, with an annual fee of R$ 1,309.

This card also offers two free annual visits to LoungeKey lounges and unlimited access to Bradesco Cartões and VIP Club lounges.

The Bradesco American Express Gold Card offers 1.8 points Livelo per dollar spent on international purchases and 1.5 points per dollar spent on national purchases, with an annual fee of R$ 747.

This card also offers the option to upgrade to the American Express Platinum Card after establishing a relationship with the bank.

The Bradesco American Express Centurion card is the most exclusive card offered by Bradesco, with a high annual fee and exclusive benefits.

However, other cards such as the Bradesco ELO Diners Club and the Bradesco American Express Platinum Card offer competitive rewards and benefits at a lower annual fee.

Ultimately, the best card for you will depend on your individual needs and preferences.

The Bradesco cartões offer a wide range of benefits and services that can make a big difference in your daily life. One of the standout features is the variety of travel benefits, with some cards offering more perks than others.

The Bradesco ELO Diners Club stands out for offering the most benefits, including transfer of luggage or hotel to the airport within Brazil. This can be a huge time-saver and stress-reducer when traveling.

Some cards also offer exclusive status in hotel loyalty programs, such as the American Express The Platinum Card, which grants status in Hilton, Meliã, and Radisson programs. This can lead to perks like early check-in, late check-out, and upgrade to a better room.

If you're not careful, you might end up with a credit card that offers little to no benefits. Cartões de crédito Bradesco sem benefícios are a thing, and they're not ideal.

The Bradesco Like Visa, Bradesco Neo Visa Platinum, and Bradesco Music ELO Internacional are examples of such cards. They don't offer any benefits, let alone the accumulation of points or miles, which is a must-have for those who want to use their credit card for travel.

Having one of these cards is still better than not having a credit card at all. If you have one of these cards, don't cancel it just yet! It's easier to request a card upgrade to a superior one that offers more benefits than to cancel it and apply for a new one right away.

Some cartões de crédito oferecem seguro saúde em viagens, seja para o titular ou passageiros. O Bradesco Aeternum Visa Infinite oferece seguro saúde para todos os passageiros cujos bilhetes sejam pagos com o cartão.

O valor máximo coberto pelo cartão Bradesco Aeternum Visa Infinite é de 100 mil dólares. Isso significa que você e seus passageiros estarão protegidos em caso de imprevistos durante a viagem.

Outra vantagem é que, ao emitir bilhetes com milhas ou pontos, basta realizar o pagamento das taxas com o cartão para ter o benefício. O Bradesco Mastercard Black oferece a proteção para o seu titular, cônjuge ou companheiro(a) e filhos dependentes.

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A cobertura oferecida pelo Bradesco Mastercard Black é de até 150 mil dólares por pessoa. A passagem precisa ter sido comprada com o cartão de crédito para o seguro ser válido.

O Bradesco ELO Nanquim Diners oferece o seguro saúde da bandeira ELO, protegendo o titular do cartão, cônjuge ou companheiro(a) e filhos dependentes. O valor máximo assegurado é de 60 mil dólares.

A bandeira American Express oferece cobertura para o titular, cônjuge ou companheiro(a) e filhos dependentes, cobrindo até 150 mil reais desde que a passagem aérea tenha sido comprada com o cartão.

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If you're looking for a cartão de crédito Bradesco that offers a lot of benefits, the Bradesco ELO Diners Club is a great option. It offers transfer of house or hotel to the airport within Brazil, among other perks.

Some cartões de crédito Bradesco don't offer many benefits, however. These include the Bradesco Like Visa, Bradesco Neo Visa Platinum, and Bradesco Music ELO Internacional. If you have one of these cartões, it's still better to keep it active than to cancel it.

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The Bradesco Aeternum Visa Infinite offers a great seguro saúde when traveling internationally. It covers up to 100 mil dólares for all passengers whose tickets are paid with the cartão.

If you have a cartão de crédito Bradesco, you can use it to pay contas and boletos through the internet banking. However, be aware that this service costs R$ 16 per account and has an IOF fee.

You can also use your cartão de crédito Bradesco to pay for various things, such as Amazon purchases, Rappi deliveries, and more. The bank often offers promotions and rewards for using your cartão in these ways.

Here are some examples of programas de companhias and programas de rede de hotéis that you can use your cartão de crédito Bradesco points for:

The bank occasionally offers promotions and rewards for using your cartão, including isenção of anuidade for up to two years, along with extra points or bônus.

The Bradesco Smiles Visa Infinite is perfect for frequent GOL passengers and Smiles program accumulators, offering benefits like bagged luggage, priority boarding, and access to Gol lounges.

The annual fee for this card is R$ 1,428, with additional fees costing 50% of the value.

You'll earn up to 4,000 Smiles miles for every dollar spent on GOL flights and 3,000 miles on other expenses.

Smiles Club members and Diamond clients get 5.5 miles per dollar until 31/12/2024, helping you climb the program ranks.

New cardholders can get up to 20,000 bonus miles for joining this credit card if they're Smiles Club members.

The Bradesco Smiles Visa Platinum earns 2.3 miles Smiles per dollar spent on any purchase and 3.3 miles per dollar on GOL flights.

Until 31/12/2024, Smiles Club members and Diamond clients can earn up to 3.5 miles per dollar.