Cartão Bradesco Amex: O Que É e Como Solicitar

Author

Reads 581

Man Holding His Credit Card
Credit: pexels.com, Man Holding His Credit Card

The Cartão Bradesco Amex is a credit card that offers a range of benefits to its users.

You can apply for the Cartão Bradesco Amex online, by phone, or in a Bradesco bank branch.

To apply, you'll need to meet the eligibility criteria, which includes having a good credit history and a steady income.

The card offers rewards programs, such as points for every purchase made with the card.

Here's an interesting read: Visa Signature Bradesco Sala Vip

Como Solicitar

To get the Bradesco American Express Gold Card, you need to be a Bradesco bank customer. You can request the card through the Bradesco website, mobile app, or by visiting a Bradesco branch.

To increase your chances of approval, it's recommended to be a Bradesco customer. You can open a Bradesco account online by following these steps: clicking on the "Solicitar cartão" button on the Bradesco website, downloading the Bradesco app, sending your personal documents for analysis, waiting for the analysis, and activating your account if approved.

The card can also be requested by visiting a Bradesco branch or by contacting a Bradesco consultant. If you're not a Bradesco customer, you can still request the card, but you'll need to provide personal documents such as your ID, CPF, proof of address, and proof of income.

Discover more: Amex Centurion Website

Como Solicitar Online?

Credit: youtube.com, Cómo SOLICITAR TARJETA de CREDITO American Express ONLINE (2024)

Solicitar um cartão de crédito pode ser um processo fácil e rápido, especialmente se você sabe onde começar. Você pode solicitar online, por telefone ou nas agências do Banco Bradesco ou Santander.

Para solicitar online, é importante ter em mente que os cartões American Express podem ser mais difíceis de conseguir ou ter mais exigências. No entanto, é possível solicitar por meio do aplicativo Bradesco Cartões ou o Santander Amex.

Para solicitar o Bradesco American Express Gold, é necessário ser correntista do Banco Bradesco e apresentar documentos pessoais como RG, CPF, comprovante de endereço e de renda. A aprovação está sujeita à análise de crédito.

Se você já é cliente de um dos bancos, é possível pedir os produtos por meio do aplicativo Bradesco Cartões ou o Santander Amex. Além disso, é importante ficar ligado nas ofertas através do aplicativo do Melhores Destinos para não perder a próxima.

Aqui estão os passos para solicitar o Bradesco American Express Gold online:

Smartphone displaying American Express logo on a laptop for online shopping convenience.
Credit: pexels.com, Smartphone displaying American Express logo on a laptop for online shopping convenience.

1. Clique em “Solicitar cartão” aqui em nosso site;

2. Baixe grátis o app Bradesco;

3. Envie seus documentos pessoais para análise;

4. Aguarde a análise dos seus dados;

5. Se aprovado pelo Banco, sua conta será ativa em pouco tempo.

Lembre-se de que é importante ler atentamente o contrato e as informações sobre taxas e encargos associados ao cartão, para garantir que seu uso seja consciente e vantajoso.

Como Pagar Contas e Boletos

Paying bills and invoices with American Express cards can be done through the Pague Contas service. Correntistas do Bradesco can pay bills and invoices using their American Express cards through the home banking service, selecting the option "Débito no cartão de crédito".

The bank charges R$ 16 per account paid with this method and there is an IOF incidence. This type of payment is not worth it because it doesn't generate points or miles.

There are digital wallets that allow you to pay bills and invoices for much more attractive tariffs, or even for free.

Brasil

Credit: youtube.com, COMO SOLICITAR A 2° VIA DO BANCO DO BRASIL = PASSO_A_PASSO

In Brazil, you can choose between two major banks that issue American Express cards: Bradesco and Santander.

Bradesco has been the exclusive issuer of American Express cards in Brazil since 2006, when it acquired the operations and rights to use the brand.

Santander joined the party in 2022, offering three American Express cards: Centurion, Platinum, and Gold.

Bradesco, on the other hand, offers four American Express cards: Centurion, Platinum, Gold, and Green.

If you're considering applying for an American Express card in Brazil, you have a choice between these two banks.

Santander

To solicit a Santander American Express card, you can do so through their website, by phone, or by visiting one of their branches.

You can also use their mobile app, Santander Amex, to request a card, which is similar to the App Way, but with more exclusivity for American Express clients.

The Santander American Express Gold card offers 1.2 points per dollar spent, and these points can be transferred to the Esfera or Membership Rewards programs.

Credit: youtube.com, Solicitar Tarjeta de Crédito Santander

The card's annual fee is R$ 550, and cardholders can request up to 4 additional cards.

The Santander American Express Gold card is ranked 95th in the list of best cards for traveling.

If you're looking for a Santander American Express card, you can find more information about each card, including the Centurion, Platinum, and Gold options, in the Santander American Express catalog.

It's worth noting that the Santander American Express cards are available in addition to the Bradesco-issued cards, offering more options for clients.

Benefícios e Vantagens

The Bradesco Amex Gold Card offers a range of benefits, including a points program that never expires, allowing you to accumulate rewards over time without any pressure.

You can earn 1.5 points for every dollar spent on national purchases and 1.8 points for international purchases, which can be redeemed for a variety of products and services.

One of the standout features of the Bradesco Amex Gold Card is its travel insurance, which includes coverage for medical and dental emergencies, loss of baggage, and flight delays.

Credit: youtube.com, VALE A PENA TER CARTÃO AMEX?

Here are some of the key benefits of the Bradesco Amex Gold Card:

  • Programa Membership Rewards: Acumule 1,5 pontos a cada dólar gasto em compras nacionais e 1,8 em compras internacionais.
  • Saques emergenciais: Com o cartão você pode fazer saques de emergência nas máquinas de autoatendimento Bradesco e na Rede Banco24Horas em todo o Brasil.
  • Perda de bagagem: Viaje com conforto sabendo que poderá ter acesso a cobertura da sua bagagem em caso de extravio, dano ou roubo.
  • Assistência Referencial em Viagem: Oferece um linha direta com atendimento para emergências e dicas em sua viagem.

Vantagens Exclusivas

The Bradesco American Express Gold Card offers a range of exclusive benefits that set it apart from other credit cards. With the Membership Rewards program, you can earn 1.5 points for every dollar spent on domestic purchases and 1.8 points for every dollar spent on international purchases.

One of the standout features of this card is the lack of expiration on points. This means you can accumulate rewards over time without worrying about them expiring. Additionally, you'll have access to exclusive benefits like Sixt car rentals, emergency cash withdrawals, and medical coverage in case of accidents or illnesses during your trip.

The card also offers virtual medical consultations, which can be a lifesaver if you're traveling internationally. If you need to extend your stay due to an accident or illness, the card will cover the costs of up to 5 extra days. You'll also have the option to add an accompanying person to your hospitalization coverage.

Credit: youtube.com, Vantagens e benefícios

Other benefits include baggage coverage in case of loss, damage, or theft, as well as 24/7 travel assistance. This can be a huge relief if you're traveling to unfamiliar destinations or experiencing unexpected issues during your trip.

Here are some of the key benefits of the Bradesco American Express Gold Card:

  • Membership Rewards program with no expiration on points
  • Exclusive benefits like Sixt car rentals and emergency cash withdrawals
  • Medical coverage in case of accidents or illnesses during your trip
  • Virtual medical consultations
  • Baggage coverage in case of loss, damage, or theft
  • 24/7 travel assistance

These benefits make the Bradesco American Express Gold Card a great choice for frequent travelers or those who want to earn rewards without worrying about expiration dates.

História da

American Express was founded in the United States in 1850.

The company initially offered express mail and package delivery services, but soon expanded to provide financial services like traveler's checks that allowed users to withdraw cash at hundreds of participating locations worldwide.

This innovation made the brand synonymous with convenience and practicality, as travelers no longer needed to carry large amounts of cash.

The first American Express card was developed in 1946, but it wasn't launched until 1958, after the introduction of the Diners Club International card in 1950.

Credit: youtube.com, Características, Vantagens e Benefícios de um Produto

The initial annual fee for the card was $6, $1 more than the Diners Club card, which was intended to position American Express as a more prestigious option.

The first cards were made of paper and only began being issued in plastic a year after their launch.

In 1966 and 1984, the Gold and Platinum cards were introduced, catering to different markets and setting a precedent for other issuers to create similar tiered products.

The first Amex Platinum card had an annual fee of $250 and was only offered by invitation, targeting high-spending clients with good payment histories and a minimum of two years of association with the company.

The American Express Centurion, also known as the Black Card, was launched in 1999 with an annual fee of $1,000, reserved for even more select clients than the Platinum segment, with exclusive benefits.

Curious to learn more? Check out: Amex Platinum Card Foreign Transaction Fee

Frequently Asked Questions

Quem pode ter um cartão Amex?

Em parceria com Bradesco e Banco do Brasil, qualquer pessoa pode ter um cartão Amex, incluindo não-correntistas. Correntistas dessas instituições têm a vantagem de obter limite pré-aprovado sem comprovar renda

Qual a renda para ter um American Express Bradesco?

A renda mínima para ter um cartão American Express Bradesco é de R$ 2 mil por mês. Para cartões mais avançados, como o American Express Bradesco Gold, a renda mínima é de R$ 6 mil por mês.

Qual o limite do cartão American Express Bradesco?

O cartão American Express Bradesco não tem um limite de crédito fixo, mas pode ter restrições de uso. Para saber mais sobre seus limites e restrições, consulte os termos e condições do cartão.

Felicia Koss

Junior Writer

Felicia Koss is a rising star in the world of finance writing, with a keen eye for detail and a knack for breaking down complex topics into accessible, engaging pieces. Her articles have covered a range of topics, from retirement account loans to other financial matters that affect everyday people. With a focus on clarity and concision, Felicia's writing has helped readers make informed decisions about their financial futures.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.