CareCredit is a flexible financing option that's accepted at Walmart, making it easy to manage medical expenses or unexpected costs. You can use CareCredit to pay for pharmacy items, including prescription medications, over-the-counter medications, and health and wellness products.
Walmart pharmacies accept CareCredit, which means you can use the financing option to pay for a variety of pharmacy items, including prescriptions, vaccinations, and health tests.
CareCredit offers a range of payment plans, including 6, 12, 18, and 24-month plans, so you can choose the option that best fits your needs and budget.
What Is CareCredit?
CareCredit is a credit card for medical expenses that can help people pay for different medical procedures and treatments. It’s widely accepted at over 225,000 providers and stores, like Walmart.
CareCredit is an easy way for users to pay for the cost of several different medical treatments and procedures with monthly payments. It's designed for health and wellness products.
CareCredit covers many medical services, such as dental care, eye care, LASIK, cosmetic procedures, veterinary care, hearing care, and more. This includes specialties like dentistry, vision care, and dermatology procedures.
You can use CareCredit for out-of-pocket expenses that health insurance doesn’t cover. Just make sure a provider accepts CareCredit as a payment option before applying.
Using CareCredit at Walmart
Using CareCredit at Walmart is a straightforward process. You can use your CareCredit card at Walmart stores for in-store purchases, but not for online or mobile app purchases.
To use your CareCredit card, simply shop for your healthcare items and then use your CareCredit card first at the checkout for eligible items. You can use it at either the self-checkout or regular checkout stations at most Walmart stores.
If you have any remaining items that don't qualify for CareCredit, be prepared to pay for them using an alternative payment method. It's a good idea to have a second form of payment on hand, just in case.
You can contact CareCredit's customer service line at (866) 893-7864 if you have trouble using your CareCredit card at a store.
Here's a quick rundown of the steps to use your CareCredit card at Walmart:
- Shop for your healthcare items.
- Use your CareCredit card first for eligible items at the checkout.
- Pay for any non-qualifying items with an alternative payment method.
- Use your CareCredit card at the self-checkout or regular checkout stations at most Walmart stores.
Remember to always have a second form of payment on hand, just in case you need it.
Accepted Pharmacies and Services
CareCredit is accepted at a wide range of pharmacies, making it easy to pay for pharmaceutical and health-related products and services.
You can use your CareCredit credit card at all Walmart locations, including Walmart Supercenters, Neighborhood Markets, and Walmart Vision Centers. This means you can make in-store purchases with your CareCredit card at any of these locations.
Unfortunately, you cannot use CareCredit for purchases online or at Walmart gas stations. This is something to keep in mind when shopping at Walmart.
You can use your CareCredit credit card to pay for prescription medications, which can be a significant portion of your overall healthcare costs. In fact, retail prescription drug spending per capita in the U.S. has increased dramatically over the years.
CareCredit can also help with other pharmacy-related healthcare expenses, such as durable medical equipment like eyeglasses and contact lenses, and everyday self-care products like bath and body items.
Card Limitations and Restrictions
CareCredit Walmart card has some limitations and restrictions you should be aware of. You can only use it for in-store purchases at any Walmart location.
The card is exclusively for purchasing health-related items, including products from the pharmacy, over-the-counter medicines, beauty and health products, baby care essentials, and services at Walmart Vision Centers and Walmart Care Clinics.
CareCredit doesn't offer any rewards, so you won't earn cash back or travel points when you make purchases with this card.
There's a high interest rate of 26.99 percent for late payments, significantly higher than the average credit card interest rate. This rate can be avoided if you make your payments on time and pay off your balance by the due date.
A $30 late fee is charged for every payment that's not made by the deadline. You should keep track of your payment schedule to avoid these extra charges.
You can't use your CareCredit card for online purchases at Walmart, even though it's accepted in-store.
Return and Refund Policy
You can return items you purchased with the CareCredit card at Walmart, and it's a relatively easy process.
Walmart returns and refunds are made to be easy, no matter what payment method you use. Just visit the customer service desk.
To return an item, make sure to bring your CareCredit card with you.
Benefits and Features
With a CareCredit card, you can buy medical expenses without worrying about interest charges if you pay off your balance in full each month. You can also use it to pay for big medical bills, as CareCredit offers a high credit limit of up to $25,000.
CareCredit is easy to get approved for, even if you have bad credit. This makes it a great option for those who need medical expenses covered quickly.
One of the best features of CareCredit is its special financing option. If you purchase medical items worth at least $200, you can get 0% interest for up to 24 months. This can be a huge help if you're facing a large medical bill.
You can use CareCredit to pay for a wide range of medical expenses, including pharmacy items, over-the-counter medicines, beauty and health products, baby care, and even eye exams at Walmart Vision Centers.
Here are some key benefits of using CareCredit at Walmart:
- Buy things that aren’t on sale and don’t earn interest
- High credit limit of up to $25,000
- No minimum purchase amount
- Easy to get approved
- Special financing options available
Online and In-Store Purchases
Using your CareCredit card at Walmart is a breeze, whether you're shopping online or in-store. You can use it to pay for a wide range of medical and wellness items, including over-the-counter medicines, bandages, and even beauty and health products.
To use your CareCredit card online, simply select it as your payment option during checkout. The qualified items will be charged to your CareCredit card, and you can pay the rest with an alternative payment method if needed.
CareCredit has a high credit limit of up to $25,000, so you can use it to pay for even big medical bills. This can be a huge relief if you're facing unexpected medical expenses.
At Walmart stores, you can use your CareCredit card at the self-checkout lines or a regular checkout station. Just scan all your items, use your CareCredit card first, and the qualified items will be charged to your account.
Here are some examples of what you can buy with your CareCredit card at Walmart:
- Over-the-counter medicines
- Bandages
- Beauty and health products
- Baby care items
- Things at Walmart Vision Centers and Walmart Care Clinics
Frequently Asked Questions
What companies use CareCredit?
CareCredit is accepted by various companies, including Pets Best, Walgreens, Walmart, Sam's Club, Albertsons, Sleep Number, and Rite Aid, among others. These businesses offer financing options through CareCredit to help customers cover medical and wellness expenses.
Can I use CareCredit at Walmart for food?
CareCredit can be used for in-store purchases at Walmart locations, but not for food purchases made at Walmart Gas Stations or online at Walmart.com
Sources
- https://www.forbes.com/advisor/credit-cards/who-accepts-carecredit/
- https://www.carecredit.com/well-u/health-wellness/using-care-credit-pharmacy/
- https://firstquarterfinance.com/what-stores-accept-carecredit/
- https://faisalmian.com/can-i-use-carecredit-at-walmart/
- https://querysprout.com/does-walmart-take-carecredit/
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