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Apple Store monthly payments are a convenient way to buy Apple products. You can make purchases online or in-store with easy installments.
The Apple Store offers financing options for purchases over $199. This allows you to pay for your Apple product in installments, rather than all at once.
You can choose from various payment plans, including 6 months, 12 months, and 24 months. This flexibility makes it easier to fit Apple products into your budget.
To qualify for financing, you must have a valid credit or debit card, and be at least 18 years old.
How It Works
The total amount you finance for your new device is divided into interest-free monthly installments.
Each installment is included in your Apple Card minimum payment and is due every month for the duration of the installment plan.
Your total financed amount increases if you buy an AppleCare+ plan.
Taxes and shipping aren't included in your monthly installments – they're billed to your Apple Card and are subject to your Apple Card variable APR.
A set dollar amount will be charged to your Apple Card each month for the duration of the installment plan.
There's no application to fill out, no pre-approval necessary if you have an Apple Card and your credit is in good standing with Goldman Sachs.
You can finance your iPhone with Goldman Sachs using Apple Card Monthly Installments, which is an interest-free way to buy your new iPhone with payments spread out over two years.
All you have to do is select Apple Card Monthly Installments when buying your new iPhone.
Payment Options
You can pay off your Apple Card Monthly Installments in one monthly installment, which is automatically added to your minimum payment due.
Paying your monthly installment is as simple as paying off your minimum payment or higher each month. This can be done through the Wallet app, where you can see and manage your Apple Card Monthly Installments.
The Wallet app is where you'll find all the details you need to stay on top of your payments. You can update to iOS 13.2 or later to access this feature.
If you tap Total Financed, you can review other details like a description of the iPhone you purchased and how much Daily Cash you received. This is a convenient way to keep track of your purchase and rewards.
You can receive a notification on the iPhone or iPad you use to manage your Apple Card that can be tapped to view installment details. This is a handy shortcut to access your payment information.
Apple Card Monthly Installments are available for purchases made at Apple Stores, Apple.com, and through the Apple Store app.
Payment History and Devices
To view your Apple Card Monthly Installment payment history, simply open the Wallet app on your iPhone and tap Apple Card. From there, tap the More button and then tap Monthly Installments.
You can view your payment history, remaining balance, and payment history for each device. If you have multiple Apple Card Monthly Installments, you'll need to tap the device you want to view monthly installments for.
Eligible devices for Apple Card Monthly Installments include iPad, Apple Watch, Apple Vision Pro, Mac, Pro Display XDR, and Studio Display. Eligible Mac models include MacBook Air, MacBook Pro, iMac, iMac Pro, Mac Pro, Mac mini, and Mac Studio.
Here's a quick rundown of the eligible devices and their installment terms:
By viewing your payment history, you can stay on top of your payments and make informed decisions about your Apple Card Monthly Installments.
Payment Process
To make an extra payment on your Apple Card Monthly Installments, you need to first pay your entire Apple Card balance, then choose Pay Early to apply the extra payment to the outstanding balance of your oldest installment plan.
You can easily view your installments in the Wallet app, where they live alongside your everyday Apple Card purchases.
To pay your Apple Card Monthly Installments, simply pay off your minimum payment or higher each month, just like you would with your regular Apple Card balance.
The installments screen in the Wallet app shows the total amount paid off so far, the remaining balance, the due date and amount of your next monthly installment, and a history of your monthly payments.
If you tap Total Financed, you can review other details like a description of the iPhone you purchased and how much Daily Cash you received.
You'll receive a notification on the iPhone or iPad you use to manage your Apple Card that can be tapped to view installment details when you purchase an iPhone with Apple Card Monthly Installments.
Apple Card Monthly Installments are available for purchases made at Apple Stores, Apple.com, and through the Apple Store app.
One installment is due every month for 12 months when you buy an iPad, Apple Watch, Apple Vision Pro, Mac, Pro Display XDR, or Studio Display using Apple Card Monthly Installments.
Frequently Asked Questions
Can I pay off Apple monthly installments early?
Yes, you can pay off Apple Card Monthly Installments early by visiting card.apple.com and clicking "Pay Installments Early" in the Payments section. This allows you to make an early payment towards your outstanding balance.
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