
CareCredit is a financing option that can make orthodontic treatment more affordable. CareCredit offers 6, 12, 18, 24, 36, 48, and 60-month financing plans for orthodontic treatment, including braces.
The interest rates for CareCredit vary depending on the length of the financing plan. For example, the 6-month plan has a 0% interest rate, while the 60-month plan has a higher interest rate of 26.99%.
CareCredit also offers a promotional financing option for 0% interest for 6, 12, or 18 months, but this option requires a minimum purchase amount.
Related reading: Carecredit Financing Options
CareCredit
CareCredit can be a lifesaver for many families who need to cover the cost of braces. CareCredit can help cover dental care procedures like root canals, implants, caps, crowns and, of course, braces.
Many people, adults and children alike, will need corrective orthodontic work to help straighten crooked teeth. This is a large expense that many families would struggle to pay for if it weren't for CareCredit.
Paying for Braces
You can make your monthly payments until the balance is paid off, or you can pay off the total balance at any time with CareCredit. There is no penalty for early pay-off.
The cost of orthodontic work can be substantial, but CareCredit offers a no-interest promotional period of either 6, 12, 18 or 24 months, making it an attractive option for many patients.
You can pay for your braces using several options, including cash, check, credit card, CareCredit, or a health/flexible spending account.
Here are some average costs for different types of braces:
The cost for adult orthodontic treatment varies based on factors like the severity of your dental problem, how long treatment lasts and the type of adult braces or other orthodontic treatment.
Cost
Paying for braces can be a significant investment, but don't worry, there are options available to fit your budget.
At your first visit, you'll receive a free consultation to determine your orthodontic needs and develop a treatment plan that meets your budget. Our team at Barbieri Orthodontics is happy to help you navigate the process and offer several financing options.
You can pay for braces with cash or check, or use a credit card. We also accept CareCredit, a credit card specifically designed for medical expenses, including orthodontic treatment. If you have a health or flexible spending account, you can use it to cover some or all of the costs.
If you're unsure about your insurance coverage, don't worry. Our team will help you figure out the insurance claims and paperwork. We collaborate with many major insurance companies to help you take advantage of available discounts.
The cost of dental braces varies depending on the type you choose, where you live, and the orthodontist's skills. Here's a breakdown of the average cost of different types of braces:
For adult orthodontic treatment, the cost can range from $3,000 to $8,000, depending on the severity of your dental problem, treatment duration, and the type of braces or orthodontic treatment.
What to Expect
Getting your braces on is a process that takes a couple of hours. They'll start by cleaning your teeth and then gluing on the brackets, which are the metal or ceramic devices that attach to your teeth and hold the archwires.
The process of getting your braces on can be a bit lengthy, but it's a crucial step in getting your teeth straightened. It takes a couple of hours.
You'll be sitting in the dentist's chair for a while, so it's a good idea to bring a book or some music to pass the time. They'll be cleaning your teeth and gluing on the brackets, which can be a bit uncomfortable, but it's a quick process.
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Making Payments
Making payments for your CareCredit credit card is easy and convenient. You can make monthly payments until your balance is paid off, or pay off the total balance at any time without any penalty for early pay-off.
To make payments, you'll need to log into your online account, where you can check your balance and see your statements. From there, you can pay your bills online.
CareCredit offers a minimum purchase of $200, and your balance will remain interest-free for a promotional period of 6, 12, 18, or 24 months. After this period ends, the annual percentage rate and low monthly payment are comparable to major credit cards.
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Here are some payment options to consider:
- Cash or check payments
- Online payments through your CareCredit account
- Automatic payments set up through your account
By making payments on time, you can avoid any interest charges and keep your balance low. And with CareCredit, you can use your credit card again and again for your dental needs, as well as at thousands of other healthcare providers.
Benefits and Options
CareCredit offers several benefits and options for financing your orthodontic care, including the ability to use the card for family members beyond the cardholder. You can choose from six-, 12-, 18- or 24-month financing options, and don't have to pay interest on purchases over $200 when you pay your bill in full by the end of a promotional period.
CareCredit can be used to cover orthodontic care costs for as long as your treatment lasts, with 24-, 36-, 48- and 60-month financing periods available with reduced APR.
You can apply for CareCredit online and receive a decision immediately, and if you're approved, you can schedule your procedures even before you receive your card. CareCredit has over 21 million accounts opened since they began nearly 30 years ago, making them a trusted source for healthcare credit cards.
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Here are some key benefits of using CareCredit:
- Family members beyond the cardholder can use CareCredit to cover orthodontic care they receive.
- Cardholders can choose from six-, 12-, 18- or 24-month financing options and don't have to pay interest on purchases over $200 when they pay their bill in full by the end of a promotional period.
- With 24-, 36-, 48- and 60-month financing periods with reduced APR, cardholders can use their CareCredit to cover costs for as long as their treatment lasts.
Understanding Braces
Braces are a common treatment for correcting teeth alignment and bite issues. They work by applying steady pressure to the teeth, gradually shifting them into their new positions.
Typically, braces are worn for 1-3 years, depending on the complexity of the case. The average cost of braces is around $5,000.
Braces can be made of metal, ceramic, or lingual (behind the teeth) materials. Ceramic and lingual braces are often preferred for their aesthetic appeal.
The process of getting braces usually begins with a consultation and examination by an orthodontist. X-rays and impressions of the teeth are taken to determine the best course of treatment.
Braces are typically adjusted every 4-6 weeks to ensure the teeth are moving as planned. This is usually done by tightening or loosening the wires.
Who Needs Braces?
You might be wondering, who really needs braces? Children and teenagers are the most common candidates for orthodontic treatment, with about 75% of orthodontic patients being under the age of 18.
Braces are often necessary for people with crooked teeth, overbites, or underbites. According to the American Association of Orthodontists, about 4.5 million people in the US wear braces each year.
Some people might only need orthodontic treatment for a few teeth, while others may need to straighten their entire smile. The cost of braces can add up quickly, which is why financing options like CareCredit can be a huge help.
Many adults are now seeking orthodontic treatment, often to boost their confidence and self-esteem. In fact, the American Association of Orthodontists reports that adult orthodontic patients have increased by 40% in the past decade.
Take a look at this: How Often Do You Go to the Orthodontist after Braces?
Affordable Orthodontics
Affordable orthodontics are available in Smyrna and Brentwood, Tennessee, thanks to Barbieri Orthodontics. Their team will walk you through the financial aspects of your treatment before it begins.
You can expect cost-effective orthodontic care at one of their offices today. With advanced, affordable orthodontics, you can get the smile you deserve without breaking the bank.
CareCredit offers financing options for your orthodontic care. With six-, 12-, 18- or 24-month financing periods, you can choose the one that suits your needs. You can also pay your bill in full by the end of a promotional period to avoid interest on purchases over $200.
Here's a breakdown of the benefits of using CareCredit:
- Family members beyond the cardholder can use CareCredit to cover orthodontic care they receive.
- Cardholders can choose from six-, 12-, 18- or 24-month financing options and don’t have to pay interest on purchases over $200 when they pay their bill in full by the end of a promotional period.
- With 24-, 36-, 48- and 60-month financing periods with reduced APR, cardholders can use their CareCredit to cover costs for as long as their treatment lasts.
Cost of Adult Orthodontics
The cost of adult orthodontics can be a significant concern for many people. The cost varies based on factors like the severity of your dental problem, how long treatment lasts, and the type of adult braces or orthodontic treatment.
In general, the price can range from about $3,000 to $8,000. Many health or dental insurance benefits will cover at least part of the expense.
If you're considering orthodontic treatment, it's essential to review the price with your orthodontist during a consultation, before treatment begins. This is also the time to ask questions and work with your orthodontist to decide which treatment option is best for you.
Here's an interesting read: How Does Carecredit Work for Dental
Here's a breakdown of the average cost of different types of dental braces:
Some orthodontists may also offer financing options or accept credit cards like CareCredit, which can make it easier to pay for orthodontic services and treatment that insurance doesn't cover.
Benefits of Orthodontics for Adults
Fixing tooth troubles can enhance the appearance of your smile and improve your oral and overall health, while decreasing the risk of future dental problems.
Years of living with misaligned or overcrowded teeth, gaps, or an overbite can cause headaches and jaw pain, tooth decay, infection, and gum disease.
It's never too late to get started with adult orthodontics, as Sibylla N. discovered when she realized she had stopped smiling in photographs.
Less than four months after starting Invisalign, Sibylla's teeth were straight, and she was able to smile open-mouthed without feeling self-conscious.
Recommended read: How to Smile with Braces?
Affordable Orthodontics in Smyrna & Brentwood
At Barbieri Orthodontics in Smyrna and Brentwood, Tennessee, you can expect to receive advanced, affordable orthodontics. Our team will go over the financial aspects of your treatment before we begin, so you know exactly what to expect every step of the way.
We understand that affordability is a top concern for many patients, which is why we offer transparent pricing and flexible payment options. In fact, the cost for adult orthodontic treatment can range from $3,000 to $8,000, depending on factors like the severity of your dental problem and the type of treatment.
If you're considering orthodontic treatment, it's essential to review the price with your orthodontist during a consultation. This is also a great opportunity to ask questions and work with your orthodontist to decide which treatment option is best for you.
One option to consider is the CareCredit credit card, which can give you an easy way to pay for orthodontic services and treatment that insurance doesn't cover. With CareCredit, you can choose from various financing options, including 6-, 12-, 18-, or 24-month periods, and even 24-, 36-, 48-, and 60-month periods with reduced APR.
Here are some benefits of using CareCredit:
- Family members beyond the cardholder can use CareCredit to cover orthodontic care they receive.
- Cardholders can choose from six-, 12-, 18- or 24-month financing options and don’t have to pay interest on purchases over $200 when they pay their bill in full by the end of a promotional period.
- With 24-, 36-, 48- and 60-month financing periods with reduced APR, cardholders can use their CareCredit to cover costs for as long as their treatment lasts.
Frequently Asked Questions
What credit score do you need for braces?
To be approved for financing, a minimum credit score of 540-560 is typically required, or you can apply with a co-signer for better approval chances.
Sources
- https://eaomonsey.com/carecredit-financing-for-braces/
- https://www.kharabraces.com/patient-center/financing/
- https://barbieriortho.com/braces-financing-and-insurance/
- https://www.carecredit.com/well-u/health-wellness/how-do-braces-work/
- https://www.carecredit.com/well-u/health-wellness/why-wait-adult-orthodontics-invisalign/
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