
Capital One Amazon Shopping with Rewards Points is a game-changer for those who frequently shop on Amazon. This feature allows you to earn 5% cash back on up to $1,500 in combined purchases in a calendar year at Amazon and Whole Foods Market.
To use this feature, you'll need to have a Capital One credit card and an Amazon account. You can link your credit card to your Amazon account through the Amazon website or mobile app. This will allow you to earn rewards points on your purchases.
Once you've linked your credit card, you can start earning rewards points on your Amazon purchases. For every dollar you spend, you'll earn 5% cash back, up to $1,500 in a calendar year.
Related reading: Amazon Business Credit Account
Eligible Cards and Purchases
You can use your Capital One rewards credit card to shop on Amazon through the Shop with Points program. Both Capital One miles and cashback cards can be linked to Amazon's Shop with Points.
Rewards cards, including Quicksilver, QuicksilverOne, Venture, VentureOne, Venture X, Savor, and business rewards cards, such as Venture X Business and Spark Cash Plus, are eligible cards.
Here are some eligible cards from Capital One:
- Capital One Venture Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Capital One Spark Classic for Business
- Capital One Spark Cash Plus
- Capital One Spark Cash Select
- Capital One Spark Cash Select for Good Credit
- Capital One Spark Miles for Business
- Capital One Spark Miles Select for Business
- Capital One Savor Cash Rewards Credit Card
Most Amazon purchases are eligible for Shop with Points redemptions through Capital One.
Getting Started and Linking
To get started using Capital One rewards for Amazon, you'll need to have added a Capital One rewards credit card to your Amazon account. If you haven't already done this, you're halfway there.
The first step is to add your eligible Capital One credit card as a payment method to your Amazon account. This will allow you to link your rewards to Amazon's Shop with Points program.
Most Capital One rewards credit cards are eligible for Amazon Shop with Points, including the Quicksilver, QuicksilverOne, Venture, VentureOne, Venture X, Savor, and business rewards cards.
You can use Shop with Points if you carry a Capital One rewards credit card that's eligible for the program. Both Capital One miles and cashback cards can be linked to Amazon's Shop with Points.
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Here's a list of eligible cards from Capital One:
- Capital One Venture Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Capital One Spark Classic for Business
- Capital One Spark Cash Plus
- Capital One Spark Cash Select
- Capital One Spark Cash Select for Good Credit
- Capital One Spark Miles for Business
- Capital One Spark Miles Select for Business
- Capital One Savor Cash Rewards Credit Card
Most Amazon purchases are eligible for Shop with Points redemptions through Capital One.
Rewards and Usage
You can use your Capital One rewards to make Amazon purchases, and it's surprisingly easy. Just select Capital One rewards as your payment method during checkout, and enter the number of miles or cash back rewards you want to apply.
Most Amazon purchases are eligible for Shop with Points redemptions through Capital One, but you won't earn points when you redeem rewards through Shop with Points because you're not charging the amount to your credit card.
You can earn 1.5 percent cash back when using your Capital One Quicksilver Cash Rewards Credit Card for Amazon purchases, but this only applies to cash back rewards, not miles. If you have a balance transfer (BT) on your card, Capital One cards are actually a good option because they clearly tell you how much to pay each month to avoid interest on new purchases.
Explore further: Amazon Cash Flow Statement

You can use rewards from various Capital One credit cards on Amazon, including the Capital One Quicksilver Cash Rewards Credit Card, Venture Rewards Credit Card, Savor Cash Rewards Credit Card, Spark Miles for Business, and Venture X Business Card.
Here are some other Capital One cards eligible for Amazon Shop with Points:
- Capital One Venture Rewards Credit Card
- Capital One Savor Cash Rewards Credit Card
- Capital One Spark Miles for Business
- Capital One Venture X Business Card
How to Use At
Using your Capital One rewards on Amazon is a great way to get the most out of your purchases. You can apply your rewards to your Amazon orders in a few easy steps.
To use your Capital One rewards on Amazon, you'll need to select Capital One rewards as your payment method under the payment method section during checkout. Then, enter the number of miles or amount of cash back rewards you wish to apply to your order.
You can apply as many or as few of your miles or as much of your cash back rewards as you want, which is a great feature. Don't have enough miles or cash back rewards to cover your Amazon purchases? No worries, you can use your Capital One credit card to cover the rest.
For more insights, see: Amazon Cash Conversion Cycle

Most Amazon purchases are eligible for Shop with Points redemptions through Capital One. However, if you redeem rewards through Shop with Points, you won't earn points on your purchase, as you're not charging the amount to your credit card.
Some Capital One cards, such as the Capital One Quicksilver Cash Rewards Credit Card, allow you to automatically apply your rewards to every Amazon purchase through the Shop with Points program. This can make it easy to earn rewards on your Amazon purchases without having to think about it.
You can earn 1.5 percent cash back when using your Capital One Quicksilver Cash Rewards Credit Card for Amazon purchases. However, this doesn't apply when you redeem rewards through Shop with Points.
Other Capital One cards, such as the Capital One Venture Rewards Credit Card and the Capital One Savor Cash Rewards Credit Card, are also eligible for Amazon Shop with Points. You can use these cards to redeem your rewards on Amazon, but be aware that the value of your points may be lower than if you redeemed them for cash or travel.
For another approach, see: Amazon Cash Reserves
Rewards Usage
Rewards can be used in various ways, but did you know you can use Capital One rewards for Amazon purchases? Amazon's Shop with Points feature allows you to apply your Capital One rewards toward your Amazon cart.
To link your Capital One rewards with Amazon, you'll need to follow these simple steps. Go to Amazon's Capital One rewards page and click on "Enroll now." This will prompt you to log into your Amazon.com account if you aren't already logged in.
Once you're logged in, click on "Enroll a new rewards account." A pop-up box will appear asking for your rewards account information, including the name on your Capital One credit card, credit card number, and expiration date.
To add your Capital One card, click "Add your card." You'll receive an email confirmation once you've completed the steps, and adding this payment option also lets you automatically pay at checkout using Capital One rewards.
For another approach, see: Amazon Smile Account
Redemption and Value
You can redeem your Capital One rewards for Amazon purchases, and the value you get depends on the type of rewards you're using.
Cashback rewards are worth exactly $1 for every 100 rewards on Amazon, making them a great choice for Amazon purchases.
Travel rewards, on the other hand, are worth $1 for every 125 miles, which is a lower value than redeeming cash-back rewards on Amazon.
If you want to use your rewards for Amazon purchases, stick with cashback cards, as the value of your rewards won't decrease.
Here's a breakdown of the redemption value for different types of rewards:
Most Amazon purchases are eligible for Shop with Points redemptions through Capital One, making it easy to use your rewards on Amazon.
You can enroll your Capital One credit card in Shop with Points and choose to automatically apply your rewards to every Amazon purchase, making it a convenient option for frequent Amazon shoppers.
Shop with Points Process
To use Shop with Points, you need a Capital One rewards credit card that's eligible for the program. Both Capital One miles and cashback cards can be linked to Amazon's Shop with Points.
You can earn 1.5 percent cash back when using your Capital One Quicksilver Cash Rewards Credit Card for Amazon purchases.
Most Amazon purchases are eligible for Shop with Points redemptions through Capital One.
Here's a list of eligible cards from Capital One:
- Capital One Venture Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Capital One Spark Classic for Business
- Capital One Spark Cash Plus
- Capital One Spark Cash Select
- Capital One Spark Cash Select for Good Credit
- Capital One Spark Miles for Business
- Capital One Spark Miles Select for Business
- Capital One Savor Cash Rewards Credit Card
The value of your rewards depends on the type of rewards you're using. Cashback rewards are worth $1 for every 100 rewards, while travel rewards are worth $1 for every 125 miles, or 80 cents for every 100 miles.
Key Information and Recommendations
You can redeem your Capital One rewards on Amazon through Amazon Shop with Points, and you have several options to choose from.
The Capital One Quicksilver Cash Rewards Credit Card is a great choice for shopping on Amazon, earning 1.5% cash back on every purchase, every day, with no limits.
If you frequently use Amazon for business purchases, the Capital One Spark Cash Plus is a good option, offering 2% cash back on every purchase, every day.
To get started using Capital One rewards for Amazon Shop with Points, simply add a Capital One rewards credit card to your Amazon account.
Here are some key Capital One credit cards to consider for Amazon shopping:
- Capital One Quicksilver Cash Rewards Credit Card: 1.5% cash back on every purchase, every day, with no limits.
- Capital One Spark Cash Plus: 2% cash back on every purchase, every day.
Ineligible Purchases and Quicksilver
If you're using your Capital One rewards on Amazon, there are some things you can't buy with your points. You can't use your rewards to purchase individual digital music titles, digital downloads, or Amazon Appstore Apps.
Some examples of ineligible purchases include Apple Care, digital music titles, and Amazon Appstore Apps. You also can't use your rewards to buy Subscribe & Save items, like subscription toilet paper, or items ordered through Buy Now or 1-Click, except for Kindle eBooks.
If you're using the Quicksilver card, you can enroll your credit card in Shop with Points and automatically apply your rewards to every Amazon purchase. This makes it easy to use your rewards on Amazon.
Here are some specific examples of ineligible purchases:
- Individual digital music titles
- Digital Downloads (for example, Apple Care)
- Amazon Appstore Apps
- Subscribe & Save items
- Items ordered through Buy Now or 1-Click, except for Kindle eBooks
- Cell phones with service
- Amazon Fresh
- Whole Foods Market
- Textbook Rentals
Frequently Asked Questions
Can you use Capital One for Amazon?
Yes, you can use Capital One rewards to pay for Amazon purchases through Shop with Points. This allows you to choose between using miles or cash back to cover all or part of your Amazon expenses.
How much are Capital One reward points worth on Amazon?
Capital One reward points are worth $1 for every 125 miles or $1 in rewards cash redeemed at Amazon. Redeem your points for a dollar's worth of value on Amazon with this conversion rate.
Which credit card has an Amazon discount?
The Prime Visa credit card offers a 5% cash back discount at Amazon brands. Earn rewards both within and outside the Amazon ecosystem with this card.
What is Amazon Capital Services?
Amazon Capital Services is a entity that provides transaction processing services to U.S. sellers, often in conjunction with services like Amazon Lending or Amazon Pay by Invoice. It facilitates financial transactions for Amazon sellers.
Sources
- https://www.capitalone.com/learn-grow/money-management/use-capital-one-rewards-at-amazon/
- https://www.cnbc.com/select/capital-one-rewards-redeemable-on-amazon/
- https://financebuzz.com/amazon-purchases-with-capital-one-rewards
- https://www.bankrate.com/credit-cards/reviews/capital-one-quicksilver-cash-rewards-points-amazon/
- https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-Pay-With-Points-Coming-To-Amazon/td-p/5818591/page/2
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