Different Amazon Credit Cards: Compare Features and Find the Best Option

If you're an Amazon enthusiast, you're likely aware of the various credit cards offered by Amazon. These cards are designed to reward your loyalty and provide exclusive benefits. The Amazon Prime Rewards Visa Signature Card offers 5% cash back on purchases at Amazon and Whole Foods Market, as well as 2% cash back at gas stations, restaurants, and drugstores.

The Amazon Rewards Visa Card is another option, offering 3% cash back on purchases at Amazon and 1% cash back on all other purchases. If you're a frequent Amazon shopper, this card might be a good choice.

If you're a Prime member, the Amazon Prime Rewards Visa Signature Card is a no-brainer, given the 5% cash back rewards.

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Amazon offers several types of credit cards designed to cater to different customer needs and preferences.

The Amazon Prime Rewards Visa Signature Card is a popular choice for frequent Amazon shoppers, offering 5% cash back on all purchases at Amazon and Whole Foods Market.

This card also provides 2% cash back at gas stations, restaurants, and drugstores, and 1% cash back on all other purchases.

The Amazon Prime Rewards Visa Card is another option, offering 3% cash back on all purchases at Amazon, 2% cash back at gas stations, restaurants, and drugstores, and 1% cash back on all other purchases.

The Amazon Rewards Visa Signature Card offers 3% cash back on all purchases at Amazon, 2% cash back at gas stations, restaurants, and drugstores, and 1% cash back on all other purchases.

The Amazon Store Card is a more straightforward option, offering 5% cash back on all purchases at Amazon, but it doesn't offer the same rewards and benefits as the other cards.

The Amazon Secured Credit Card is a great option for those with poor or no credit, offering a credit limit of $1,000 and reporting payments to all three major credit bureaus.

The Amazon Credit Builder Card is another option for those with poor credit, offering a credit limit of $1,000 and reporting payments to all three major credit bureaus.

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The Amazon Platinum Mastercard offers a 0% introductory APR for 6 months, making it a great option for those who need to make a large purchase and want to avoid interest charges.

The Amazon Cash Back Visa Signature Card offers 3% cash back on all purchases at Amazon, 2% cash back at gas stations, restaurants, and drugstores, and 1% cash back on all other purchases.

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If you're an Amazon Prime member, you're already getting a lot of benefits from your membership, but did you know that some Amazon credit cards offer even more perks? The Prime Visa, for example, earns 5% back on all Amazon and Whole Foods purchases, which can essentially break even on an Amazon Prime membership fee if you spend $2,800 per year.

The Prime Visa also offers 5% back on purchases made through Chase Travel, 2% back at restaurants, gas stations, and on local transit and commuting, and 1% back on all other purchases. And, you can get a sign-up bonus, which is a nice added incentive.

Here are some of the benefits of the Prime Visa at a glance:

If you're an Amazon Prime member and own a small business, you might be eligible for the Amazon Business Prime American Express Card. This card offers 5% back on U.S. purchases at Amazon Business, AWS, Amazon, and Whole Foods, up to $120,000 annually.

The 5% rewards rate can add up significantly, earning you $6,000 in rewards if you hit the $120,000 cap each year on Amazon purchases.

Alternatively, you can choose to take advantage of 90-day financing on your Amazon business purchases, which doesn't count toward the $120,000 cap.

Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.

Here's a breakdown of the rewards categories and rates:

The Prime Visa is a game-changer for frequent Amazon shoppers. It's an "open loop" card, meaning it can be used anywhere Visa is accepted, not just at Amazon. The annual fee is $0, but you must be an Amazon Prime member, which costs $139 per year.

If you spend a lot on Amazon and Whole Foods, the 5% cashback rate can help you break even on the Prime membership fee. For example, if you spend $2,800 per year at both Amazon and Whole Foods, you'll essentially cover the cost of Prime membership.

The Prime Visa also offers 5% cashback on purchases made through Chase Travel and 2% cashback at restaurants, gas stations, and on local transit and commuting. That's on top of the 1% cashback on all other purchases.

Here's a breakdown of the cashback rates:

The Prime Visa often features a sign-up bonus, which can be a nice added incentive to get started.

The Chase Prime Rewards card is a great option for those who want to maximize their cash back rewards. It earns 3% cash back on every purchase you make on Amazon and at Whole Foods.

If you have an Amazon Prime membership, you'll earn an extra 2% cash back, bringing the total to 5% cash back on Amazon and Whole Foods purchases. This can really add up if you're a big Amazon and Whole Foods shopper.

You'll also earn 2% back at restaurants, gas stations, and drugstores, and 1% back everywhere else. This means you can earn rewards on a wide range of purchases.

One of the benefits of the Chase Prime Rewards card is that it has no foreign transaction fees. This makes it a great option for those who travel overseas and want to earn rewards on their purchases.

Here are the key benefits of the Chase Prime Rewards card:

The Amazon Prime Store Card offers 5% cash back on purchases at Amazon.com and Whole Foods Market, but you'll have to pay a purchase fee. This card also comes with exclusive offers on select items.

One of the benefits of the Chase Amazon Prime Rewards Visa Signature Card is that it offers 5% cash back at Amazon and Whole Foods with an eligible Amazon Prime membership. This card also has no annual fee.

The Capital One Venture Rewards Credit Card offers unlimited 2X miles on purchases, making it a great option for those who want to earn rewards on their purchases. This card also has a $95 annual fee.

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The Chase Freedom Unlimited® card offers unlimited 1.5% cash back on all qualifying purchases, with no annual fee. This card also gives you a $200 cash bonus after spending $500 in the first three months from account opening.

The best Amazon credit cards often have competitive APRs and no annual fees, making them a great fit for shopping needs. Some cards also offer 0% APR for six to 18 months when you spend $50 or more.

Here are some of the best Amazon credit cards, along with their intro bonus offers and best perks:

The Amazon Prime Rewards Visa Signature Card also offers 2% back on purchases at restaurants, gas stations, and drugstores, plus 1% back on utilities, rideshare services, and all other purchases.