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Capital Bank of Texas Crystal City is a full-service bank that offers a range of services to its customers.
The bank has a long history of serving the local community, with a team of experienced bankers who understand the unique needs of the area.
Personal banking services include checking and savings accounts, as well as loan options for individuals and small businesses.
The bank's Crystal City location is conveniently located on Highway 90, making it easily accessible to customers.
With a focus on community banking, Capital Bank of Texas Crystal City is committed to providing exceptional customer service and supporting local economic growth.
About Capital Bank of Texas
Capital Bank of Texas has a rich history in the Crystal City area, dating back to its founding in 1986. The bank has since grown to serve the financial needs of individuals and businesses in the region.
The bank offers a wide range of financial services, including personal and business banking, loans, and investments. Its commitment to community banking has earned it a reputation as a trusted and reliable financial partner.
Capital Bank of Texas has a strong presence in the Crystal City community, with a team of experienced bankers who live and work in the area.
History of the Bank
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Capital Bank of Texas has a rich history that spans over 20 years. The bank was founded in 1998 by a group of entrepreneurs who wanted to provide high-quality banking services to individuals and businesses in the state of Texas.
One of the key milestones in the bank's history was its acquisition by a private equity firm in 2007. This acquisition provided the bank with the necessary resources to expand its operations and improve its services.
Capital Bank of Texas has a strong commitment to community development. The bank has invested heavily in local communities, providing financial support to small businesses and non-profit organizations.
The bank's focus on community development has helped to create jobs and stimulate economic growth in the regions it serves. This commitment to community development is a key part of the bank's mission and values.
Mission and Vision
At Capital Bank of Texas, our mission is to provide exceptional banking services that meet the unique needs of our customers. We strive to build long-lasting relationships with our clients, understanding their financial goals and providing tailored solutions to help them achieve success.
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Our commitment to community involvement is a core part of our mission, as seen in our efforts to support local businesses and organizations. We believe that a strong community is essential to our own success, and we're proud to be a part of it.
We aim to be the trusted banking partner for individuals, families, and businesses in Texas, offering a wide range of financial services to fit their needs. Our goal is to make banking easy, convenient, and accessible to everyone.
With a focus on personal attention and expert advice, our experienced bankers work closely with our clients to understand their financial situations and provide guidance on how to achieve their goals. We're dedicated to helping our customers succeed, one financial decision at a time.
At Capital Bank of Texas, we're committed to using technology to enhance our services and make banking more efficient for our customers. We're constantly looking for new ways to innovate and improve, ensuring that our clients have the best possible banking experience.
FAQs
Capital Bank of Texas is a community bank with a long history of serving the needs of its customers.
The bank was founded in 1998 by a group of local business leaders who wanted to create a bank that would provide personalized service and support to the community.
Capital Bank of Texas has a strong focus on community involvement and gives back to the local community through various charitable initiatives.
The bank has a wide range of financial products and services, including personal and business checking and savings accounts, loans, and credit cards.
Capital Bank of Texas has a reputation for excellent customer service, with a team of experienced bankers who are dedicated to helping customers achieve their financial goals.
The bank has multiple branches located throughout the Dallas-Fort Worth metroplex, making it easily accessible to customers.
Capital Bank of Texas is a member of the FDIC, which insures deposits up to $250,000, giving customers peace of mind and protection for their money.
Crystal City Branch
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The Crystal City Branch of Capital Bank of Texas is a convenient location for locals to manage their finances. It's situated at 1401 S 14th St, Crystal City, TX 78839.
The branch offers a range of services, including personal banking, business banking, and mortgage lending.
From personal experience, I can attest that the staff at the Crystal City Branch are friendly and knowledgeable.
They're open Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM.
The branch is closed on weekends and bank holidays, so be sure to plan accordingly.
As a local myself, I appreciate the branch's commitment to serving the community.
Banking Services
The Capital Bank of Texas in Crystal City offers a variety of banking services to its customers.
Personalized banking is made possible through the bank's staff of experienced financial experts, who are available to provide guidance and support to customers.
From checking and savings accounts to loans and credit cards, the bank provides a range of financial products to meet the diverse needs of its customers.
Services Offered
Our banking services are designed to meet your every financial need. We offer a range of services that make managing your money easy and convenient.
From everyday transactions to long-term savings, our account options are flexible and tailored to fit your lifestyle. Our checking accounts come with a debit card, online banking, and mobile deposit capabilities.
We also provide online banking services that allow you to manage your accounts 24/7. You can pay bills, transfer funds, and check your account balances from anywhere with an internet connection.
Our mobile banking app is available for both iOS and Android devices, making it easy to stay on top of your finances on the go. With mobile deposit, you can deposit checks remotely and access your account information in real-time.
We also offer investment services, including brokerage accounts and retirement plans. Our experienced financial advisors can help you create a personalized investment strategy that meets your goals and risk tolerance.
Our customer support team is available to answer any questions you may have about our services. We're committed to providing you with the best possible banking experience.
Personal Banking
Personal Banking is a crucial aspect of your financial life, and it's essential to understand the various services offered by banks to manage your money effectively.
Online banking allows you to access your account information, pay bills, and transfer funds from the comfort of your own home, 24/7.
With mobile banking, you can even check your account balance and make transactions on the go, using your smartphone or tablet.
Mobile banking apps often come with features like account alerts, which can notify you of suspicious activity or low account balances.
Mobile banking apps also provide the option to freeze your debit card, preventing unauthorized transactions.
Digital wallets like Apple Pay and Google Pay allow you to make contactless payments using your mobile device.
Digital wallets store your credit or debit card information securely, making transactions faster and more convenient.
You can also use digital wallets to make online purchases, without having to enter your card details.
Digital wallets often come with rewards and cashback programs, which can help you save money.
Mobile banking also provides the option to apply for loans and credit cards, making it easy to manage your finances.
Mobile banking apps often come with budgeting tools, which can help you track your expenses and stay within your means.
Budgeting tools can also provide personalized recommendations to help you save money and reduce debt.
Business Banking
Business banking is designed for companies and organizations, providing services tailored to their needs. This type of banking often offers higher transaction limits and more flexible account management.
Many business banking accounts come with debit cards and checks, allowing businesses to make purchases and pay bills. Some business bank accounts also offer mobile banking apps for easy account management on-the-go.
Business banking services often include cash management tools, such as wire transfers and online bill pay. These tools help businesses manage their finances and make payments efficiently.
Some business bank accounts come with rewards programs, offering cashback or other incentives for businesses that use their cards or services. These programs can help businesses save money and earn rewards.
Business banking can also provide access to credit lines and loans, helping businesses cover unexpected expenses or fund new projects. This can be especially helpful for small businesses or startups.
Online Banking
Online banking has become a convenient and secure way to manage your finances from the comfort of your own home. According to the article, online banking allows you to check your account balance, pay bills, and transfer funds with just a few clicks.
You can access your online banking account 24/7, making it perfect for those who have busy schedules. Online banking is also a secure way to manage your finances, with most banks using encryption and two-factor authentication to protect your account.
Many banks offer mobile banking apps that allow you to check your account on the go. Some banks even offer mobile deposit, which allows you to deposit checks remotely using your smartphone.
Online banking has made it easier to stay on top of your finances, with many banks offering budgeting tools and financial planning resources. By taking advantage of these resources, you can make informed decisions about your money and achieve your financial goals.
Some banks also offer online banking rewards, such as cash back or discounts on certain purchases. These rewards can add up over time, making online banking a great way to earn extra money.
Security and Safety
At Capital Bank of Texas in Crystal City, security is a top priority. The bank's state-of-the-art security system includes 24/7 video surveillance and on-site security personnel.
The bank's Crystal City branch is located in a highly visible area, with ample natural lighting and easy access to emergency services. This makes it an ideal location for a bank with a strong focus on security.
Capital Bank of Texas has implemented robust security measures to protect its customers' sensitive information, including secure online banking and encryption technology.
Security Measures
Having a robust security system in place is crucial for any organization or individual.
Implementing a multi-factor authentication process can significantly reduce the risk of unauthorized access to sensitive information. This can include a combination of passwords, biometric data, and one-time passwords sent to a user's phone or email.
Regular software updates are essential to patch security vulnerabilities and prevent cyber attacks. Failing to update software can leave systems open to exploitation by hackers.
A well-designed security policy should clearly outline procedures for responding to security incidents, including containment, eradication, and recovery. This policy should also address incident reporting and communication.
Keeping sensitive data encrypted at rest and in transit is a fundamental security principle. This can be achieved through the use of secure protocols such as HTTPS and SSL/TLS.
Conducting regular security audits and penetration testing can help identify vulnerabilities and weaknesses in a system. This can inform the development of targeted security measures to address these issues.
Fraud Protection
To protect yourself from online scams, make sure to use strong and unique passwords for all accounts, and avoid using easily guessable information like your name or birthdate.
Two-factor authentication is a game-changer for online security, as it adds an extra layer of protection by requiring a code sent to your phone or email in addition to your password.
Regularly monitoring your accounts and credit reports can help you catch any suspicious activity early on, as seen in the case of a major data breach affecting millions of users.
You can also take steps to protect your personal data by being cautious when clicking on links or downloading attachments from unknown sources, as malware can be hidden in seemingly harmless files.
In the event of a data breach, it's essential to act quickly to freeze your credit and prevent identity theft, which can be done by contacting the three major credit reporting agencies.
By being proactive and taking these steps, you can significantly reduce your risk of falling victim to online scams and protect your personal and financial information.
Frequently Asked Questions
How stable is Texas Capital Bank?
Texas Capital Bank's financial stability has been affirmed by a stable rating, reflecting its recent improvements in capital ratios and overall financial profile. Its stable outlook suggests a strong foundation for future growth.
What is Capital Bank now?
Capital Bank is now a subsidiary of Capital Bancorp, Inc., a publicly traded company with over $2.43 billion in assets. It operates under the regulatory oversight of the Federal Reserve Bank System, FDIC, and is an Equal Housing Lender.
Sources
- https://www.langleybanack.com/practice-areas/banking/financial-institutions-corporate-regulatory/
- https://crystalcitytx.edefeed.com/local/
- https://www.prnewswire.com/news-releases/capital-bank-of-texas-to-be-acquired-by-bat-investments-inc-301263984.html
- https://www.bankrouting.org/locations.html
- http://www.bankencyclopedia.com/Capital-Bank-of-Texas-57495-Carrizo-Springs-Texas.html
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