How to Earn and Spend Canadian Tire Dollars

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A Man in Blue Coveralls Holding a Tire
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Canadian Tire Dollars are a great way to earn rewards and save money on purchases at Canadian Tire stores. You earn Canadian Tire Dollars by making purchases at Canadian Tire, participating in the Canadian Tire Gas+ program, and using the Canadian Tire Mastercard.

To start earning, you need to have a Canadian Tire Mastercard, which is a credit card that offers 4% cash back in Canadian Tire Dollars on fuel purchases and 1% on all other purchases.

You can earn up to 4% cash back in Canadian Tire Dollars on fuel purchases, which can add up quickly if you fill up regularly.

Earning Canadian Tire Dollars

Earning Canadian Tire Dollars can be a great way to save money on your purchases. You can earn Canadian Tire Dollars through various shopping categories at Canadian Tire Money-associated stores.

With Triangle Rewards, you can earn up to 5% back in CT Money on Petro Canada fuel-ups, in addition to earning Petro Points. This is a great way to earn rewards on your gas purchases. You can also earn a 3c/L discount when you pay with a RBC Credit Card.

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If you carry a RBC Credit Card, you can also get a 3c/L discount when you pay, in addition to earning 3-5% back in CT Money. This is a great way to save money on your gas purchases. You can also redeem Petro Points for fuel purchases.

You can earn Triangle Rewards Canadian Tire (CT) Money through various shopping categories at Canadian Tire Money-associated stores. Additional earning opportunities, such as shopping with a Triangle Rewards-affiliated credit card and participating in bonus offers or events, can help you maximize the value of your purchases.

Here are some ways to earn Canadian Tire Dollars:

  • 3-5% back in CT Money on Petro Canada fuel-ups
  • 10 Petro Points/L on Petro Canada fuel-ups
  • 3c/L discount with a RBC Credit Card
  • 7c/L back in CT Money with a Triangle World Elite Mastercard
  • 5c/L back in CT Money with a Triangle Mastercard or World Elite Mastercard

You can also earn a welcome bonus on the Triangle Mastercard, which can be a great way to accumulate Canadian Tire money quickly.

Spending Canadian Tire Dollars

You can use Canadian Tire Dollars to purchase merchandise in-store or online at Canadian Tire, Sport Chek, Mark's, or FGL Sports.

Canadian Tire Dollars can be redeemed at the checkout, or online during checkout.

You can also use them to buy gas at Canadian Tire Gas+, but only for a limited time.

For every dollar you spend on qualifying purchases, you earn one Canadian Tire Dollar.

Membership and Benefits

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Canadian Tire offers several membership programs that can help you earn more Canadian Tire dollars. Triangle Select Premium Membership is an annual subscription program where subscribers can earn 10x CT Money on top of their purchases.

Subscribers also receive a welcome gift of their choice, which can be a $50 Canadian Tire gift card, a $50 Sport Chek e-Promo card, or a $50 Mark’s e-Promo card. These gift cards have specific redemption requirements, such as being redeemable in-store or only on certain products.

New members receive a $12 shipping credit on their first five ship-to-home purchases and a waived shipping fee on all online purchases from Sport Check, Mark’s, and L’Équipeur over $50.

If you're really serious about earning Canadian Tire money, you might want to look into Canadian Tire's Triangle Select program, which offers two bonus rates: 10 times CT money on all in-store purchases and 25 times CT money when buying certain brands.

Coupon Collector's Club

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The Canadian Tire Coupon Collector's Club is a great resource for enthusiasts. It's been active since 1990.

Members can catalog, preserve, and trade Canadian Tire money, which is a unique and fascinating aspect of the club. The group has regular meetings.

On the CTC Collectors Club Facebook page, members share photos of their old and unused bills and ask for advice on their value and collectability. Experienced members often advise newcomers that their notes may not be worth much monetarily.

The club hosts live auctions of Canadian Tire notes, which is a great way for collectors to buy and sell items. Members also participate in mail-bid sales of their items.

The club's quarterly newsletter is a valuable resource for members, keeping them informed about new developments and sales.

Premium Membership

If you're looking to take your Triangle Rewards to the next level, consider signing up for the Triangle Select Premium Membership. This annual subscription program offers a range of benefits that can help you earn more CT Money.

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For just $89 a year, you'll earn 10x CT Money on top of your purchases, plus a $12 shipping credit on your first five ship-to-home purchases and a waived shipping fee on all online purchases from Sport Check, Mark’s, and L’Équipeur over $50.

You'll also have the option to choose one of three welcome gifts when you sign up: a $50 Canadian Tire gift card (redeemable only in-store), a $50 Sport Chek e-Promo card (redeemable only on footwear), or a $50 Mark’s e-Promo card (redeemable only on denim products).

Here are the details of the welcome gifts:

  • $50 Canadian Tire gift card (only redeemable in-store)
  • $50 Sport Chek e-Promo card (only redeemable on footwear)
  • $50 Mark’s e-Promo card (only redeemable on denim products)

As a Triangle Select member, you'll also get a bonus 25 times CT Money on certain brands, which can add up to significant savings. For example, if you buy a Paderno pan in-store for $100, you'll earn an additional $10 in CT Money with a Triangle Select membership.

Bonus Days

Bonus Days are a great way to earn extra CT money back on your purchases. Occasionally, Canadian Tire will offer bonus days where you can earn more CT money back on eligible purchases within a specific time period.

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These promotions are usually announced in advance, so make sure to keep an eye on your email for notifications from Canadian Tire. Don't overspend just to take advantage of the promotion, though - only shop for what you need.

During bonus days, you can earn extra CT money back on your purchases, but only if you have a Triangle Rewards membership with a valid email address.

Mastercard Welcome Bonus

The Canadian Tire Mastercard offers a welcome bonus, which can be a great way to accumulate Canadian Tire money quickly.

You can earn a sign-up bonus on the Triangle Mastercard, worth $100 in Canadian Tire money, if your application is accepted.

However, be cautious not to apply for too many credit cards recently, as this could hurt your credit score.

If you're a frequent shopper at Canadian Tire and haven't opened too many credit cards in the last two years, you might be eligible for the sign-up bonus.

Frequently Asked Questions

Is Canadian Tire Money any good anymore?

Canadian Tire Money is still redeemable, but it must be converted to a digital format before use. You can still earn and use it, but with some minor adjustments.

Did they discontinue Canadian Tire Money?

Canadian Tire Money was temporarily discontinued, but redemption resumed in July 2020 and is still available today. However, paper CTM issuance is limited to special commemorative issues.

Micheal Pagac

Senior Writer

Michael Pagac is a seasoned writer with a passion for storytelling and a keen eye for detail. With a background in research and journalism, he brings a unique perspective to his writing, tackling a wide range of topics with ease. Pagac's writing has been featured in various publications, covering topics such as travel and entertainment.

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