
Earning airline miles with a credit card can be a game-changer for travelers. You can redeem miles for flights, upgrades, or even hotel stays.
The Chase Sapphire Preferred Card offers 60,000 bonus miles after spending $4,000 in the first 3 months.
For those who want to focus on a specific airline, cards like the Citi AAdvantage Executive World Elite Mastercard or the Delta SkyMiles Reserve American Express Card can provide more targeted benefits.
The Citi AAdvantage Executive World Elite Mastercard offers 50,000 bonus miles after spending $5,000 in the first 3 months.
Best Credit Cards for Airline Miles
If you're looking to earn airline miles, there are two main types of credit cards to consider: travel credit cards and co-branded airline credit cards. Travel credit cards offer miles that can be redeemed with many different airlines, while co-branded airline credit cards offer miles specifically for use with a particular airline.
Travel credit cards like the Citi/AAdvantage Platinum Select World Elite Mastercard offer accelerated earnings on travel-related purchases, and some even offer bonus miles for booking and making purchases directly with the partner airline. For example, the Citi/AAdvantage Platinum Select World Elite Mastercard earns 2x miles per dollar on eligible American Airlines purchases.
Co-branded airline credit cards, on the other hand, often offer higher rewards rates for purchases made directly with the partner airline. The Aeroplan Card, for instance, earns 3X points at grocery stores, on dining, and on purchases made directly with Air Canada.
Here are a few top picks for credit cards that offer airline miles:
Capital One Venture
The Capital One Venture credit cards are a great option for those looking to earn airline miles. You can earn a one-time bonus of 75,000 miles with the Capital One Venture Rewards Credit Card, which is equal to $750 in travel.
To earn this bonus, you'll need to spend $4,000 on purchases within 3 months from account opening. This is a significant amount, but if you're planning a big purchase or have a large expense coming up, it might be achievable.
The Capital One Venture X Rewards Credit Card offers a similar bonus, earning 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening. This is also equal to $750 in travel.
One notable difference between the two cards is the annual credit offered by the Capital One Venture X Rewards Credit Card. You'll receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Here's a quick comparison of the two cards:
Overall, both cards offer a great opportunity to earn airline miles and redeem them for travel.
Capital One VentureOne
The Capital One VentureOne Rewards credit card is a great option for those with good credit. It has a $0 annual fee and no foreign transaction fees.
You can earn 1.25X miles on every purchase, every day, which can add up quickly. This is a great benefit for frequent travelers who want to rack up miles.
One of the best things about this card is its simplicity. There are no rotating categories or spending limits to worry about. You earn miles on every purchase, period.
Here are some key benefits of the Capital One VentureOne Rewards credit card:
- $0 annual fee
- No foreign transaction fees
- Earn 1.25X miles on every purchase, every day
Overall, the Capital One VentureOne Rewards credit card is a solid choice for anyone looking to earn airline miles without a lot of hassle.
American Airlines AAdvantage
American Airlines AAdvantage is a popular rewards program that offers a range of benefits to its members. You can earn miles with American Airlines credit cards, which can be redeemed for flights, upgrades, and other travel perks.
To get started, you'll need to choose the right credit card for your needs. Two popular options are the American Airlines AAdvantage MileUp card and the Citi / AAdvantage Platinum Select World Elite Mastercard.
Here are some key features of each card:
The American Airlines AAdvantage MileUp card offers a $0 annual fee and 1x - 2x miles per dollar earn rate. To earn the 15,000 bonus miles, you'll need to make $1,000 in purchases within the first 3 months of account opening.
The Citi / AAdvantage Platinum Select World Elite Mastercard, on the other hand, has a $99 annual fee (waived for the first year) and a 2x miles per dollar earn rate. To earn the 50,000 bonus miles, you'll need to spend $2,500 in purchases within the first 3 months of account opening.
Both cards offer 0% intro APR for a limited time, but be aware that interest will be charged on purchases unless you pay the balance due by the due date each month.
Citi AAdvantage Executive World Elite Master
The Citi AAdvantage Executive World Elite Mastercard is a top-notch option for earning airline miles. It comes with a hefty price tag of $595.
You'll earn 1x to 4x miles per dollar spent, depending on the category. The sign-up bonus is a generous 70,000 miles, but you'll need to spend $7,000 within the first three months to qualify. This can be a challenge for those with limited budgets.
One of the card's standout features is its Admirals Club membership, which grants you access to the lounge and allows up to two guests or immediate family members to join you. This perk is worth thousands of dollars in itself.
Here are the key benefits of the Citi AAdvantage Executive World Elite Mastercard:
- Earn 70,000 American Airlines AAdvantage bonus miles after spending $7,000 within the first 3 months of account opening.
- Admirals Club membership for you and access for up to two guests or immediate family members traveling with you.
Best Credit Cards for Airline Miles
If you're looking to earn airline miles quickly, consider the British Airways Visa Signature Credit Card, which offers 75,000 Avios after spending $5,000 in the first three months.
You can also earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flights, and 2 Avios for every $1 spent on hotel accommodations.
The Iberia Visa Signature Credit Card is another great option, offering 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flights.
If you're a fan of Air Canada, the Aeroplan Card is a good choice, earning 60,000 bonus points after spending $3,000 in the first three months.
With the Aeroplan Card, you can also earn 3X points at grocery stores, on dining, and on purchases made directly with Air Canada.
Explorer
If you're looking for a credit card that can help you earn airline miles, you might want to consider the United Explorer Credit Card. This card offers a bonus of 50,000 miles, which can be a great starting point for your mileage rewards.
One of the benefits of the United Explorer Credit Card is that it offers a relatively low spending requirement to earn the bonus miles. You'll need to spend $7,000 within the first 3 months of account opening to earn the 50,000 miles.
The United Explorer Credit Card also offers a range of earning rates, but the exact rates are not specified in the article. However, it's worth noting that other credit cards in the article offer earning rates of 1.25X miles on every purchase, every day, or 1x - 4xMiles per dollar.
If you're looking for a credit card with no foreign transaction fees, the Capital One VentureOne Rewards for Good Credit might be a better option. This card offers a $0 annual fee and no foreign transaction fees, making it a great choice for travelers who frequently cross borders.
Here's a comparison of the bonus miles offered by the United Explorer Credit Card and the Citi/AAdvantage Executive World Elite Mastercard:
Types of Cards and Programs
There are two main types of credit cards that offer airline miles: travel credit cards and co-branded airline credit cards.
Travel credit cards offer miles that can be redeemed for travel with many different airlines, cruise operators, and travel companies. They often accelerate earnings on travel-related purchases.
Co-branded airline credit cards offer miles for use with a specific airline and can be redeemed for non-travel items like gift cards or merchandise options.
To earn extra miles with co-branded airline credit cards, book and make purchases directly with the partner airline.
Understanding Airline Programs
Alaska Airlines has a Visa Signature credit card that offers miles per dollar spent, with a sign-up bonus of 70,000 miles.
To qualify for the sign-up bonus, you need to make $3,000 or more in purchases within the first 90 days of opening your account. This can be a great opportunity to earn bonus miles and redeem them for travel.
The Alaska Airlines Visa Signature credit card also offers a companion fare, which allows you to bring a companion with you on a flight for a discounted fare.
Here's a breakdown of the Alaska Airlines Visa Signature credit card's benefits:
- 1x - 3xMiles per dollar
- $95 annual fee
- 70,000Miles sign-up bonus
- up to $812 in value
Aeroplan, another airline program, also offers a credit card with a sign-up bonus of up to 70,000 points. Understanding the terms and conditions of these programs can help you make the most of your rewards.
Citi AAdvantage Platinum World Elite
The Citi AAdvantage Platinum World Elite card is a great option for travelers who want to earn rewards on their everyday purchases. It offers 2x miles per dollar spent at gas stations, restaurants, and on eligible American Airlines purchases.
If you're new to the card, you can earn a nice bonus of 50,000 American Airlines AAdvantage miles after spending $2,500 in purchases within the first 3 months of account opening. This can be a great way to start building your rewards balance.
One thing to keep in mind is that the card has a $99 annual fee after the first year, so you'll need to factor that into your decision. The card's rewards rate and benefits can help offset this cost, but it's still something to consider.
Here are some key benefits and features of the Citi AAdvantage Platinum World Elite card:
Types of Cards and Programs
If you're looking to earn Avios points, there are several credit cards to consider. The British Airways Visa Signature Credit Card offers 75,000 Avios after spending $5,000 in the first 3 months, with a bonus of 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flights.
You can also earn 2 Avios for every $1 spent on hotel accommodations with this card. The Aer Lingus Visa Signature Credit Card offers a similar deal, with 75,000 Avios after spending $5,000 in the first 3 months, and the same earning rates for flights and hotels.
The Iberia Visa Signature Credit Card also offers 3 Avios for every $1 spent on Iberia, British Airways, and Aer Lingus flights. If you're looking for a different type of rewards program, the Citi / AAdvantage Executive World Elite Mastercard offers 70,000 American Airlines AAdvantage bonus miles after spending $7,000 in the first 3 months.
This card also comes with an Admirals Club membership, which includes access for you and up to two guests or immediate family members traveling with you. Here are some key features of these cards:
Types of Cards for Airline Miles
There are two main types of credit cards that offer airline miles: travel credit cards and co-branded airline credit cards.
Travel credit cards offer miles that can be redeemed for travel with many different airlines, cruise operators, and travel companies. You can earn miles on all of your purchases, but some cards may accelerate your earnings specifically when making travel-related purchases.
Co-branded airline credit cards offer miles for use with a specific airline. In some cases, you can earn extra or bonus miles by booking and making purchases directly with the partner airline.
Here are the key differences between travel credit cards and co-branded airline credit cards:
The value of airline miles can vary depending on the card, its airline partner, and how the miles are redeemed.
Questâ„
The United Questâ„ Card is a great option for those who want to earn miles on their purchases. It offers 1x - 3x miles per dollar, with a limited-time offer of earning 70,000 bonus miles and 500 PQP.
The annual fee for this card is $250, but it can be worth it for frequent United flyers. With this card, you can earn up to $1,491 in value.
Here are some key features of the United Questâ„ Card:
- Earn 70,000 bonus miles and 500 PQP with a limited-time offer
- 3x miles on United purchases
- Annual fee: $250
- Potential value: up to $1,491
Overall, the United Questâ„ Card is a solid choice for those who want to earn miles on their purchases and enjoy some perks along the way.
Earning and Maximizing Airline Miles
Earning airline miles can be a great way to score free flights or upgrades, and it's often tied to your credit card spending. You can earn mileage rewards when you make travel-related purchases, such as flights, hotels, or rental cars.
To accelerate your earning, focus on making purchases in categories that offer bonus miles, like travel or dining. Some cards also offer rewards in specific categories, so be sure to check your card's terms.
New cardmembers can earn sign-up bonuses, which can be a great way to rack up miles quickly. For example, the United Explorer Card offers 50,000 bonus miles after qualifying purchases.
To maximize your earnings, consider referring friends to the same card you have. This can earn you referral bonuses, which can add up over time.
Here are some ways to earn airline miles:
- Spend money on the card in travel-related categories
- Sign up for a new card and meet the spending requirement for a sign-up bonus
- Refer a friend and get approved for the card
How to Earn Airline Miles
Earning airline miles can be a great way to score free flights or upgrades, and it's easier than you think. You can earn miles by simply using a credit card that offers airline miles.
Making travel-related purchases on your credit card can help you earn miles faster. Some cards even offer bonus rewards in specific travel categories, so it's worth looking into those if you're a frequent traveler.
New cardmember bonuses are another way to rack up miles quickly. For example, some cards offer 20,000 bonus miles just for signing up and meeting a minimum spend requirement within a certain timeframe.
You can also earn miles by referring friends and family to the same credit card you have. Just make sure they get approved for the card, and you'll both be rewarded with bonus miles.
Here's a summary of the ways to earn airline miles:
Performance
To earn airline miles, you can make purchases on a credit card that offers mileage rewards. These rewards are often tied to specific categories, such as travel purchases, which can help you accelerate your earning.
You can also earn bonus miles by signing up for a new card, often referred to as a sign-up bonus. For example, you could receive 20,000 bonus miles after spending a certain amount on the card within a certain timeframe.
The Southwest Rapid Rewards Performance Business Credit Card is a great example of this. It offers 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
To maximize your earnings, look for credit cards that offer rewards in categories relevant to your spending habits. In the case of the Southwest Rapid Rewards Performance Business Credit Card, you'll earn 4X points on Southwest purchases and 2X points on purchases for your business in select categories.
Here are some ways to earn airline miles with the Southwest Rapid Rewards Performance Business Credit Card:
- Earn 80,000 points after spending $5,000 in the first 3 months
- Earn 4X points on Southwest purchases
- Earn 2X points on purchases for your business in select categories
- Earn 9,000 anniversary bonus points each year
Explorer to
The United Explorer Card is a great option for those looking to earn airline miles. You can earn 50,000 bonus miles after making qualifying purchases.
I've found that joining the MileagePlus program with this card can be incredibly rewarding, especially with 2x miles on United purchases, dining, and hotel stays.
One of the best perks of this card is the free first checked bag and priority boarding, which can save you time and money on your travels.
The annual fee for the card is $0 intro for the first year, then $95, which is a small price to pay for the benefits you'll receive.
Plus
The United Explorer Credit Card offers a generous bonus of 50,000 miles, but you can earn even more with 80,000 bonus miles in some cases.
If you're looking for a credit card with a lower interest rate, the Southwest Rapid Rewards Plus Credit Card has a minimum APR of 20.49%, which is a bit higher than average.
You can earn a significant bonus with the United Explorer Credit Card, whether it's 50,000 miles or 80,000 miles, depending on the offer.
The Southwest Rapid Rewards Plus Credit Card has a variable APR, which can range from 27.49% to 29.99% depending on your creditworthiness.
The United Explorer Credit Card's bonus miles can be a great incentive to sign up, especially if you're already a frequent flyer with United.
Business and Premium Cards
If you're looking for a business card that can help you earn airline miles, the United Club Business Credit Card is a great option. It offers 75,000 bonus miles and 1,000 Premier qualifying points (PQP) to get you started.
With this card, you'll have the potential to earn a lot of miles and get closer to your travel goals.
What Are the Best Low-Interest Options?
If you're looking for low-interest credit cards, you're in luck because there are some great options out there. The United Gatewayâ„ Card is a standout, offering an intro APR of 0% for 12 months on purchases.
This card also earns 1 - 2 miles per $1 spent on purchases and comes with an initial bonus of 20,000 miles for spending $1,000 in the first 3 months. With a $0 annual fee and $0 foreign fee, it's a great choice for those who want to save money.
The regular APR of 20.99% - 27.99% (V) is higher than the intro APR, but it's still a good option for those who want to earn airline miles. You'll need good credit or better for approval, but the rewards and benefits make it worth considering.
Business
If you're a business owner, you know how important it is to reward your employees and clients with travel perks. The Unitedâ„ Business Card offers 1x - 2xMiles per dollar, which can be a great way to earn miles on business purchases.

One of the best perks of this card is the $0 Intro Annual Fee for the First Year, which can save you $99 in the first year alone. Plus, you'll earn 75,000Miles, which can be worth up to $1,598.
To earn the bonus miles, you'll need to spend $5,000 on purchases in the first 3 months your account is open. This can be a challenge, but if you're making business purchases anyway, it's a great way to earn some extra miles.
Here are some key features of the Unitedâ„ Business Card at a glance:
- 1x - 2xMiles per dollar
- $0 Intro Annual Fee for the First Year
- 75,000Miles
- up to $1,598
If you're looking for a more flexible rewards program, the Southwest Rapid Rewards Premier Business Credit Card might be a better fit. It offers 3X points on Southwest purchases, which can be a great way to earn points on business travel.
To earn the bonus points, you'll need to spend $3,000 on purchases in the first 3 months from account opening. This can be a challenge, but if you're making business purchases anyway, it's a great way to earn some extra points.
The Southwest Rapid Rewards Premier Business Credit Card also offers 6,000 anniversary points each year, which can be a nice surprise.
Sources
- https://www.creditkarma.com/credit-cards/airline-credit-cards
- https://www.chase.com/personal/credit-cards/education/rewards-benefits/how-do-credit-card-airline-miles-work
- https://www.citi.com/credit-cards/credit-card-miles
- https://wallethub.com/answers/cc/best-low-interest-credit-cards-with-airline-miles-2140662914/
- https://creditcards.chase.com/airline-credit-cards
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