California Insurance Department License Renewal Guide

Renewing your insurance license in California is a straightforward process, but it requires some planning ahead. You can renew your license online, by mail, or in person.

To renew your license, you'll need to meet the California Insurance Department's (CID) renewal requirements, which include completing continuing education (CE) courses and paying the renewal fee. The CID requires a total of 24 hours of CE every two years, with 3 hours of ethics training.

You can check your CE requirements and status on the CID's website, where you can also find a list of approved CE providers. Make sure to choose a provider that is registered with the CID to ensure your credits are counted.

The renewal fee for insurance licenses in California varies depending on the type of license and your status as a resident or non-resident. For example, the renewal fee for a resident insurance producer license is $175, while the fee for a non-resident license is $175 plus a $30 fee for the non-resident license endorsement.

You can renew your California insurance license online through Sircon's Renew or Reinstate a License application program. This program guides you through the renewal process step-by-step, asking the same questions as the traditional mail-in renewal application.

To use this service, you'll need to have your renewal notice available, which contains your license number and six-digit renewal ID number. If you didn't receive a notice, you can still use the service by providing your last four digits of your social security number, license number, and date of birth.

You'll also need a credit card (Visa, American Express, or MasterCard) and an email address. Be prepared to print your confirmation page, which will be sent to you at the completion of the transaction.

Here are the eligibility requirements for online renewal:

Note that if you've not met the continuing education requirements, you can still complete the online renewal application and submit the fees, but your license won't be renewed until the required continuing education hours are completed. It's recommended to complete your continuing education at least 60 days prior to the expiration of your license.

To keep your California insurance license in good standing, you'll need to complete your continuing education (CE) requirements before your expiration date. Your license expires every two years on your date of birth, biennially, based on the anniversary of your original license year.

The California Department of Insurance requires 24 total hours of CE every two years, with three of those hours dedicated to ethics. This requirement applies to all insurance producers and agents, regardless of the number of lines of authority you hold.

You can complete your CE hours through various methods, including self-paced online courses, in-person classes, or scheduled online webinars. It's recommended to complete all CE credits 60 days prior to the expiration date of your license.

To view your CE transcript, you can make an inquiry through Sircon, which will show the number of hours you've completed.

Here's a breakdown of the CE requirements:

Note that the remaining 21 hours (or 17 for Limited Lines Automobile Agents) must be approved for the line(s) of insurance you're licensed to sell. The remaining 3 hours must be in ethics, with one of those hours including the state-mandated Anti-Fraud Video content for renewals after March 1, 2023.

If your license renewal is late, you'll face a 50% penalty fee to renew your license. This penalty fee is a consequence of not meeting the renewal deadline.

You have one calendar year from the expiration date of your license to renew an expired license. During this time, you won't be able to transact insurance business until the license is renewed.

If the expired license is not renewed within one year, you'll need to file a new application, pay fees, and complete prelicensing education and pass the qualifying exam.

If your license renewal is late, you'll face a 50% penalty fee to late renew your license.

In California, you have one calendar year from the expiration date of your license to renew an expired license.

You won't be able to transact insurance business until the license is renewed.

If the expired license is not renewed within one year, you'll need to file a new application, appointment(s), fees, and if required, complete prelicensing education and pass the qualifying exam.

If your insurance license expires in California, you'll receive a renewal notice via email about 90 days beforehand. You won't be able to transact business in the state once your license becomes inactive.

Not meeting your continuing education (CE) requirements will prevent you from renewing your license, and there is no CE "grace period". You have one year from the expiration date to renew your license, or you'll need to reinstate it by re-taking your pre-licensing education, licensing exam, and new license application.

The reinstatement fee is $282, which is 50 percent of your renewal fee. You can use Sircon or NIPR to reinstate your license.

Here's a summary of the steps to take if your license expires:

To renew your insurance license, you'll need to review California's CE requirements. This will vary depending on the lines of insurance you're licensed in.

You must complete all required continuing education hours and report them before your license renewal date, or you'll risk a lapse in your license. The California Department of Insurance recommends completing your hours at least 60 days before your license expires.

You'll need to complete 24 total hours of CE every 2 years, unless you're a Limited Lines Automobile Agent, in which case you need 20 hours.

The renewal date for your license is based on the last day of your license issuance month, and it occurs every 2 years.

You can take courses approved for the line(s) of insurance you're licensed to sell, and 21 of your total hours must be for those lines.

For instance, if you're a Personal Lines Broker, you can take any approved property and casualty course.

You'll need to complete 3 hours of Ethics, with 1 of those hours including the state mandated Anti-Fraud Video content for renewals after 3/1/2023.

The remaining 3 hours can be any approved CE course.

You can only take courses that are approved for the line(s) of insurance you're licensed to sell.

The renewal date is based on the issuance date of your original license, unless you were licensed prior to January 1, 2009, in which case it's every 2 years on December 31.

It's a good idea to complete your hours at least 60 days before your license expires to avoid a lapse.

You can find your phone number by checking your phone's settings or contact list. This should be a straightforward process.

To find your phone number quickly, you can also try searching online for "find my phone number" along with your name or account information.

To renew your California insurance license, you'll need to apply online through Sircon or NIPR, the platforms where you initially signed up for your license.

The California Department of Insurance recommends renewing your license at least 60 days before the expiration date to avoid any processing charges from Sircon or NIPR, which amount to $5.60.

You'll need to pay the renewal fee of $188 per line of authority, and you can do so via credit card, electronic check, or your chosen online payment system through Sircon or NIPR.

To file a renewal application for your California insurance license, you'll need to complete the online application, which will guide you through the process. The application is available on the California Department of Insurance's website.

Once you've completed the application, your licensing record will be updated on the California Department of Insurance's website.

You can print your license online through the California Department of Insurance’s License Download Service. This is a convenient way to access and print your license from the comfort of your own home.

To access the License Download Service, you'll need to have your license number handy. Your license number is the key to unlocking your online license.

After you've gathered your license number, navigate to the California Department of Insurance's website and find the License Download Service. It's usually a straightforward process, but if you need help, don't hesitate to reach out to the department's customer support team.