Best Business Fuel Credit Cards for Your Business

If you're a business owner who spends a lot of time on the road, a business fuel credit card can be a game-changer.

These cards offer rewards, cashback, and other perks specifically for fuel purchases, helping you save money and streamline your expenses.

Many business fuel credit cards also offer sign-up bonuses, which can be a great way to earn extra rewards or cashback right off the bat.

If you're looking for a business fuel credit card, NerdWallet's Editorial Picks suggest considering the Citi AAdvantage Executive World Elite Mastercard. This card offers 50,000 bonus miles after spending $5,000 in the first three months, which can be redeemed for flights, hotel stays, or other travel expenses.

The Citi AAdvantage Executive World Elite Mastercard also offers a $100 statement credit after making a single purchase in the first 90 days, and a $100 Global Entry or TSA Precheck fee credit every 5 years.

The card has a $450 annual fee, but it also offers a 25% savings on in-flight food and beverages, and a free Admirals Club membership for cardholders and two guests.

Fleet cards offer per-gallon rebates on fuel purchases, with a base rate of 2 to 8 cents per gallon, depending on the card.

These cards can typically only be used at gas stations, but some have large networks of accepted locations.

Branded fuel cards, issued by WEX Bank, offer above-average rebates, up to 6 cents per gallon, but only at specific gas station chains.

To net the full rebate, you usually need to purchase at least 10,000 gallons of fuel per month.

WEX and Fuelman fleet cards negotiate discounted pricing with gas stations and pass the savings onto cardholders through rebates.

These cards are rarely accepted outside of gas stations and maintenance-specific retailers, like tire shops.

Some fleet cards run on a major credit card issuer's network, allowing you to use them anywhere their partner network is accepted.

These cards earn a base rebate of 2 to 3 cents per gallon, with the potential to earn larger rebates through partner networks.

To take advantage of these larger rebates, you'll need to track down offers through the card's app or online platform.

Here's a breakdown of the different types of fleet cards:

Business fuel credit cards offer a range of benefits, but it's essential to consider the drawbacks as well. You can get gas savings with a cash-back business card, often exceeding what is offered by fleet cards.

One key benefit of business fuel credit cards is the ability to save money on fuel costs. This can be a significant advantage for small businesses with large fleets or frequent travel needs.

Fuel cards also provide added purchase security, which can give business owners peace of mind. This is especially important for companies with multiple employees handling fuel purchases.

Another benefit of fuel cards is the ability to manage fuel expenses more effectively. This can be achieved through real-time data and customized reporting.

Businesses may also want to consider the level of control offered by fuel cards. Unlike traditional business cards, fuel cards provide a high level of tracking and controls, making it easier to monitor and manage fuel expenses.

Here are some key benefits of business fuel credit cards at a glance:

You can save money at the pump with a fuel card, which is a prepaid card that lets you save money per gallon at thousands of stations nationwide.

A quality fuel card can also help small business owners implement employee spending controls to ensure it's used exclusively for fuel expenses.

Fuel cards can save you money in several ways, including discounts or rebates on every gallon of gas you purchase.

Using a fuel card can also offer additional savings on things like car washes and maintenance services.

Fuel cards can be used to purchase gasoline, diesel, and other fuel products at gas stations, making them a convenient payment method for frequent business expenses.

With a fuel card, you can eliminate any cumbersome reimbursement process, streamlining the accounts payable process for both employees and business owners.

The best fuel cards for business owners let you avoid excessive fees with no monthly charges or in-network transaction fees.

You can save up to over $600 a month per truck with the right fuel card, like the DAT One Fuel Card, which offers an average savings of $0.51 off the posted price per gallon.

The DAT One Fuel Card also provides additional benefits like a dedicated app, exclusive discounts, and security features such as spending limits and expense tracking.

By using a fuel card, you can gain a powerful tool to manage and control fuel expenses, which is essential for success in the transportation industry.

Choosing the right business fuel credit card can be overwhelming, but it's essential to get it right. Consider your company's needs and the type of vehicle or vehicles in your fleet.

Your business operates a large fleet or drives excessive miles? A card that offers discounts on tires, maintenance, and lodging may be the right choice. Some cards have complicated reward structures that may make it challenging to understand how to earn and redeem rewards, so look for straightforward rewards programs.

You want to ensure that the card is widely accepted at the gas stations your company frequently uses. A card with limited location acceptance could disrupt your operations. Here are some key factors to consider:

Choosing the right fuel card for your business can be overwhelming, but it's essential to find the one that fits your needs. Consider the type of vehicle or vehicles in your fleet, how often and how far your employees drive, and where you typically fill up. This will help you determine which card offers the best discounts and flexibility.

You may want to avoid rewards programs that require excessive effort to maximize your benefits. Look for straightforward rewards programs that align with the needs of your business and don't add unnecessary confusion. Some cards have complicated reward structures that may make it challenging to understand how to earn and redeem rewards.

AtoB offers two fuel cards: AtoB Unlimited and AtoB Flex. With either card, you'll need to rely on AtoB's app to find discounts - up to 12 cents per gallon at gas stations. You'll also get larger discounts on truck diesel, with an average rebate of 42 cents per gallon.

If you have a larger fleet or drive excessive miles, a card that offers discounts on tires, maintenance, and lodging may be the right choice. If you fuel up at specific locations, make sure your card is accepted and offers discounts at your preferred fueling stations.

Here are some factors to consider when choosing a fuel card:

Ultimately, the right fuel card for your business will depend on your specific needs and circumstances. Take the time to research and compare different options to find the one that best fits your budget and driving habits.

To get the most out of your business gas card with rewards, you should order employee cards for all drivers in your company as soon as you receive and activate your card.

This way, every single gallon purchased on these cards will earn you reward points. You'll need to manually set spending limits and purchase rules for each employee card to ensure responsible use.

Create strict rules in your company's HR policy as expected gas card usage and what other eligible purchases employees can make to redeem rewards. This will help prevent misuse and ensure you earn rewards.

Maintaining enough cash flow to pay your invoice on time and in full is crucial. Carrying a balance means paying interest that will lessen or even fully negate your fuel savings.