Credit Cards with Gift Card Rewards to Maximize Earnings

If you're looking to maximize your earnings, consider using credit cards with gift card rewards. These cards offer a unique way to earn gift cards on your purchases.

Some cards, like the Discover it Cash Back, offer 5% cash back on various categories throughout the year, redeemable for gift cards. The Citi ThankYou Preferred Card, on the other hand, earns 2X ThankYou Points at supermarkets and gas stations.

For example, the Chase Freedom Unlimited Card earns 3% cash back on all purchases in your first year up to $20,000 spent, and 1.5% cash back on all other purchases. This can add up to a significant amount of gift card earnings over time.

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If you're looking for a credit card that offers gift card rewards, you have several options. The Bank of America Customized Cash Rewards credit card is a top choice for overall gift card rewards.

Some credit cards specialize in gift card rewards for specific stores, such as Amazon or grocery stores. For example, the Amazon Credit Card is best for gift cards from Amazon, while the Blue Cash Preferred Card from American Express is best for gift cards from grocery stores.

The Blue Cash Preferred Card from American Express and the Chase Freedom Unlimited credit card are also great options for gift cards from drugstores. Additionally, the Chase Freedom Flex Credit Card is a good choice for rotating categories, such as earning rewards on gas or dining purchases.

Here's a list of top picks for credit cards that offer great gift card rewards:

The Bank of America Customized Cash Rewards credit card is a great overall choice for gift card rewards. It offers cash rewards on every purchase, which can be redeemed for gift cards.

If you shop on Amazon frequently, consider the Amazon Credit Card, which is the best choice for gift cards from Amazon. This card offers rewards on every purchase, including gift cards.

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For grocery store gift cards, the Blue Cash Preferred Card from American Express is the way to go. This card offers 6% cash back on groceries, which can be redeemed for gift cards.

If you're a frequent shopper at drugstores, the Chase Freedom Unlimited credit card is a good option. This card offers cash back on every purchase, including gift cards from drugstores.

Lastly, if you like to rotate your spending between different categories, the Chase Freedom Flex credit card is a great choice. This card offers 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter, which can be redeemed for gift cards.

When choosing a credit card for gift card rewards, consider the rewards structure. Some cards offer a flat rate of rewards, while others offer a percentage of the purchase amount.

The Citi Double Cash Card, for example, offers 2% cash back on all purchases, with no rotating categories or spending limits. This makes it a great option for those who want simplicity.

The Discover it Cash Back card also offers 5% cash back on various categories throughout the year, but it requires activation each quarter. This can be a drawback for those who forget to activate.

The Chase Freedom Unlimited card offers 3% cash back on all purchases in your first year up to $20,000 spent, and 1.5% cash back on all other purchases. This is a great option for those who want to earn rewards quickly.

The Citi ThankYou Preferred card offers 2x points on dining and entertainment purchases, and 1x point on all other purchases. This is a great option for those who want to earn rewards on specific categories.

You can redeem your credit card rewards for gift cards directly, which can be a flexible and worthwhile option. Some card issuers even have periodic sales on gift card redemptions, allowing you to get even more value for your rewards.

Many rewards credit cards allow gift card redemptions, making it a convenient way to use your rewards. For example, the Bank of America Customized Cash Rewards credit card is a great overall choice for gift card rewards.

Some popular credit cards for specific types of gift cards include the Amazon Credit Card for Amazon gift cards, the Blue Cash Preferred Card from American Express for grocery store gift cards, and the Chase Freedom Unlimited credit card for drugstore gift cards.

To redeem your credit card rewards for gift cards, you can use the flexibility offered by your rewards site. This allows you to redeem points for cash, merchandise, or gift cards, and view a detailed summary of your rewards program activity.

Here are some popular credit cards for gift card rewards:

The Discover it Cash Back card is a great option for earning cashback rewards. You'll earn 5% cashback at different places each quarter, such as grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.

This card offers a unique feature where Discover promises to match the cashback you earn during your entire first year. If you use your card often, this can be a huge boon, helping you earn more gift cards.

Redeeming cashback is easy with the Discover it Cash Back card. You can turn in your cashback for a statement credit, or make it even more convenient by redeeming it for gift cards.

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Redeeming credit card rewards can be a great way to get value out of your points or cash back.

Many rewards credit cards allow you to redeem rewards for gift cards directly, making it a flexible and worthwhile redemption option.

Some card issuers even have periodic sales on gift card redemptions, during which you can get even more value for your rewards.

Our rewards site gives you flexibility when redeeming your credit card rewards, and you can redeem points for cash, merchandise, or gift cards.

You can also view a detailed summary of your rewards program activity on our site.

Here are some ways you can redeem your points or cash back: