Bcbs NC Vision Insurance Plans and Coverage Options

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Blue Cross and Blue Shield of North Carolina (BCBS NC) offers various vision insurance plans to cater to different needs and budgets. Their vision plans provide coverage for eye exams, glasses, contacts, and other vision-related services.

BCBS NC Vision insurance plans include the Blue Vision plan, which covers eye exams, glasses, and contacts for individuals and families. This plan has a low deductible and copayment for eye exams.

The Blue Vision plan also offers discounts on Lasik eye surgery and other vision correction procedures. Additionally, it covers children's eye exams and glasses at no additional cost.

BCBS NC Vision insurance plans are available to individuals, families, and small businesses, making it accessible to a wide range of customers.

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Benefits and Features

Blue Cross NC vision plans offer access to both private practice and retail eye doctors, which means you have a wide range of choices when it comes to finding a doctor who suits your needs.

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You'll get 100% preventive care coverage in-network, which can help prevent eye problems from becoming more serious issues down the line.

One of the benefits of Blue Cross NC vision plans is access to top-rated eye care partners for lenses and frames, so you can get high-quality eyewear at a discounted price.

With 90 years of experience providing insurance in North Carolina, you can trust that Blue Cross NC has the expertise to help you navigate your vision plan.

You can manage your plan and health easily with online tools that make it simple to keep track of your benefits and schedule appointments.

Here are some of the exclusive savings and discounts you can enjoy with your Blue Cross NC vision plan:

  • Prescription eyeglasses, sunglasses, and readers
  • Conventional, disposable, and medically necessary contact lenses
  • Retinal imaging to detect changes and disease
  • LASIK vision correction

You can save even more money by visiting an in-network doctor or specialist, and the Blue Connect member portal makes it easy to find one in your area or when you travel.

Insurance Plans

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With Blue View Vision, you can choose from various plan options to find the right vision benefits and savings for your employees.

Eye exams are covered every 12 months or calendar year, with a $10 or $20 copay.

You'll also get standard lenses every 12 months or calendar year, with a $10 or $20 copay, including single, bifocal, and trifocal options.

Contact lenses are covered every calendar year or 24 months, with an allowance from $80 to $200.

New frames are available every calendar year or 24 months, with an allowance from $130 to $200.

These benefits can contribute to your overall health, and having cost-effective vision insurance can be a great investment.

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Understanding Insurance

To use your vision insurance, simply choose an in-network eye doctor from our Find Care tool and schedule a routine eye exam.

Understanding the benefits of health insurance is crucial, and it's a key part of choosing the right plan, including vision insurance.

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You can find in-network eye doctors using our Find Care tool, making it easy to get the care you need.

Regular vision care is essential for your overall health, and a vision insurance plan can help keep you on track.

To get started, go to an in-network eye doctor and show your member ID card during your appointment.

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Health and Wellness

Protecting your vision health is crucial in today's digital age, where we spend a significant amount of time on phones and computers.

Comprehensive eye exams are not just about maintaining eye health, but also about detecting early signs of serious conditions like diabetes, high blood pressure, some cancers, and neuromuscular diseases.

Early detection is key to managing these conditions and protecting your overall health.

You can access top-rated eye care partners for lenses and frames through Blue Cross NC vision plans.

With 100% preventive care coverage in-network, you can rest assured that your vision health is taken care of.

Blue Cross NC has 90 years of experience providing insurance in North Carolina, giving you confidence in their expertise.

Here are some conditions that comprehensive eye exams can help catch early:

  • Brain tumors
  • Cancers
  • Cataracts
  • Diabetes
  • Glaucoma
  • Heart disease
  • High blood pressure
  • High cholesterol
  • Macular degeneration

Dental and Vision

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Blue Cross NC offers affordable dental plan options that fit your needs and budget.

With Blue Cross NC, you can choose between employer-paid or voluntary coverage for dental and vision plans. This can help save you time and hassle by having one combined bill, one enrollment, and one account manager.

Blue Cross NC has a wide network of vision providers, including independent eye doctors and retail chains. Employees can purchase online vision products and receive great coverage for both in- and out-of-network benefits.

You can choose between different vision plans, including Blue 20/20℠ group vision plans, which offer a wide network of vision providers. Each of these plans offers great coverage for both in- and out-of-network benefits.

Blue View Vision offers coverage for check-ups and eye exams, plus allowances for glasses or contacts. You can also receive discounts on accessories like sunglasses when you see a doctor in your plan's network.

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Blue Cross NC plans help you save money by addressing health problems early. With options for every budget, you can get dental and vision coverage even if you don't have a health plan with Blue Cross NC.

Here are some benefits of Blue View Vision:

  • Discounts through the SpecialOffers program for LASIK and other products and services that promote health and well-being.
  • Value-added savings on most extra pairs of glasses, contact lenses, upgrades, and accessories — even after you've used all of your covered benefits.
  • Customer service seven days a week with live representatives, or download the Sydney Health app to access benefit and claims information and find care.

Insurance Basics

To get started with your vision insurance through BCBS NC, you'll first need to find an in-network eye doctor using their Find Care tool.

Having a vision insurance plan can contribute to your overall health by keeping you on track with regular vision care.

You can schedule a routine eye exam with your chosen eye doctor, and don't forget to bring your member ID card with you to the appointment.

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Insurance Basics

Regular vision care is crucial for maintaining good eye health. You can schedule a routine eye exam with an in-network eye doctor by using the Find Care tool.

Having cost-effective vision insurance can contribute to your overall health. This is because regular vision care can help detect eye problems early on.

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If you visit an out-of-network eye doctor, you'll be responsible for filing your own claims and may have to pay a higher fee for services. This can add up quickly and make vision care more expensive than it needs to be.

Your provider's office will submit claims for you when you visit an in-network eye doctor, making the process much easier.

Limitations and Exclusions

Limitations and Exclusions are a crucial part of any insurance policy, and Blue 20/20 for Individuals is no exception. Some services are not covered by this plan.

Lost or broken lenses, frames, glasses, or contact lenses are not covered. This means you'll need to pay out of pocket for replacements.

Non-prescription lenses, contact lenses, or sunglasses are also excluded. If you want to upgrade to prescription lenses or sunglasses, you'll need to pay for them separately.

Bifocal lenses are only covered as one pair, not two. If you need two pairs, you'll need to pay for the second pair yourself.

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Medical and/or surgical treatment of the eye, eyes, or supporting structures is not covered. This includes any treatment or surgery ordered by a doctor.

Vision training, orthoptic services, aniseikonic lenses, subnormal vision aids, or any associated supplemental testing are also excluded.

Services required by any governmental agency or program, or as a result of any workers' compensation law or similar legislation are not covered.

Safety eyewear ordered by your employer is not covered by this plan.

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Frequently Asked Questions

What is the vision statement of BCBS NC?

Our vision is to make healthcare better for all, improving the health and well-being of our customers and communities

Rosalie O'Reilly

Writer

Rosalie O'Reilly is a skilled writer with a passion for crafting informative and engaging content. She has honed her expertise in a range of article categories, including Financial Performance Metrics, where she has established herself as a knowledgeable and reliable source. Rosalie's writing style is characterized by clarity, precision, and a deep understanding of complex topics.

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