
The UAW BCBS partnership is a game-changer for many workers. This collaboration between the United Auto Workers union and Blue Cross Blue Shield provides better coverage for those in the automotive industry.
With UAW BCBS, you can expect lower premiums and higher quality care. This is especially important for workers who may not have access to affordable health insurance otherwise.
One of the key benefits of UAW BCBS is the comprehensive coverage it offers. This includes medical, dental, and vision care, as well as prescription medication coverage.
Curious to learn more? Check out: Bcbs Uaw Retiree Medical Benefits Trust
UAW Agreement with BCBS
The UAW has reached a tentative agreement with Blue Cross Blue Shield of Michigan, covering over 1,300 workers from four unions.
This agreement comes after nearly three months of striking, with workers walking out on September 13th.
The UAW is calling this a historic win, citing significant gains including a reduction in wage progression from 22 years to just five years.

General wage increases are also included, along with ratification bonuses of $6,500 for BCBS workers and $5,000 for Blue Care Network workers.
Inflation protection bonuses of $1,000 each year of the contract are also part of the agreement.
Negotiators secured stronger contractual language to protect worker jobs from being outsourced during the life of the agreement.
The UAW Secretary-Treasurer, Margaret Mock, praised the solidarity of the union's members, saying "our members have proven that when workers stick together, they can achieve historical gains at the bargaining table."
Workers will remain on strike until the agreement is ratified by members.
The agreement will cover approximately 1,300 members from four local unions: Locals 2500 and 1781 of Detroit and Locals 2145 of Grand Rapids and 2256 in Lansing.
Benefits and Coverage
UAW BCBS offers a wide range of benefits to its members, including comprehensive medical coverage, dental and vision care, and prescription medication assistance.
The plan provides coverage for a vast network of healthcare providers, including primary care physicians, specialists, and hospitals.
With UAW BCBS, you can choose from a variety of health plans that cater to different needs and budgets.
The plan's medical coverage includes preventive care services, such as annual physicals, vaccinations, and cancer screenings, at no additional cost to the member.
UAW BCBS also offers a range of dental plans, including comprehensive coverage for routine cleanings, fillings, and extractions, as well as orthodontic services for children and adults.
Prescription medication assistance is available through the plan's pharmacy program, which offers discounts on generic and brand-name medications.
The plan's vision care program provides coverage for eye exams, glasses, and contact lenses, with discounts available for frames and lenses.
Additional reading: Bcbs Network S
Enhanced Benefits
The Enhanced Benefits of uaw bcbs are truly impressive! A new $100 quarterly allowance is available through the Trust to purchase approved non-prescription items.
This debit card-based program makes preventive self-care more affordable and accessible.
Explore further: Bcbs Fep Standard Benefits
Network and Cost
UAW BCBS has a large network of healthcare providers, with over 300,000 participating physicians and 6,000 hospitals across the US. This extensive network ensures that members can access quality care from a wide range of healthcare professionals.
Intriguing read: Bcbs in Network Therapists
The cost of healthcare can vary significantly depending on the provider and the services needed. According to the UAW BCBS network, the average cost of a doctor's visit is around $20, while a hospital stay can range from $1,000 to $10,000 or more.
Members can take advantage of the UAW BCBS network's cost-saving features, such as negotiated rates with providers and a range of preventive care services that are covered at no additional cost.
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Expanded Provider Networks
Expanded Provider Networks are a game-changer for Trust members. With UnitedHealthcare and bcbs uaw retiree medical benefits trust welcoming additional doctors, clinics, and facilities into their networks, you'll have access to a wider range of high-quality care options.
More doctors, clinics, and facilities across multiple states means you'll have a better chance of finding a healthcare provider that suits your needs. This expansion aims to improve your overall experience and outcomes.
You can expect to see improved access to affordable care, which is a huge relief for many people.
Lower Premium Increases

Lower premium increases are a welcome relief for many, and it's especially true for UAW retirees. The average premium increase for UAW retiree medical benefits trust 2024 plans is 4-6%, which is lower than in past years.
This achievement can be attributed to strategic cost-saving initiatives that have been put in place. These initiatives have helped to mitigate the impact of healthcare inflation on premiums.
Healthcare inflation remains a challenge nationwide, but the UAW retiree medical benefits trust has been able to negotiate lower premium increases. This is a testament to the trust's efforts to prioritize cost savings and ensure that retirees have access to affordable healthcare.
Discover more: Bcbs Premium Payment
Frequently Asked Questions
Do UAW retirees have health insurance?
Yes, UAW retirees have health insurance through the UAW Retiree Medical Benefits Trust, which offers various health plans and programs. Contact your health plan carrier for assistance with billing, claims, and other benefits-related inquiries.
Which insurance is BCBS?
BCBS is a health insurance provider that offers coverage through a federation of 33 independent companies serving over 115 million people in the US.
What is the UAW OTC benefit?
The UAW OTC benefit is a program that provides access to discounted generic over-the-counter health and wellness products at CVS Pharmacy stores. Find details on your prescription card, including how to use this benefit.
Sources
- https://www.michiganpublic.org/economy/2023-11-29/uaw-reaches-tentative-agreement-with-blue-cross-blue-shield
- https://www.wxyz.com/news/blue-cross-blue-shield-says-it-reached-verbal-tentative-agreement-with-uaw
- https://www.wnem.com/2023/11/29/uaw-reaches-verbal-tentative-agreement-with-blue-cross-blue-shield/
- https://www.freep.com/story/money/business/michigan/2023/10/25/blue-cross-michigan-pay-end-strike/71313971007/
- https://www.uawtrustotcbenefit.com/uaw-retiree-medical-benefits-trust/
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