bcbs fedvip Benefits and Premiums for Overseas Federal Employees

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As an overseas federal employee, you're eligible for BCBS FedVIP, a health insurance plan that offers comprehensive coverage. BCBS FedVIP is administered by Blue Cross and Blue Shield Association.

BCBS FedVIP provides coverage for a wide range of medical services, including doctor visits, hospital stays, and prescription medications. This plan is designed to meet the unique needs of federal employees working abroad.

BCBS FedVIP offers two premium tiers: Standard and Enhanced. The Standard tier has lower premiums but may have higher out-of-pocket costs, while the Enhanced tier has higher premiums but lower out-of-pocket costs.

Related reading: Federal Bcbs Florida

Dental and Vision Plan Updates

BCBS FEP has made some exciting changes to their dental and vision plans. BCBS FEP Dental has expanded its benefits to cover two routine oral exams and one additional exam if a problem happens between checkups every year.

For children five and under, and individuals with a medical condition, nitrous oxide (laughing gas) is now covered. This can be a big help for kids who might be anxious about going to the dentist.

Check this out: Bcbs Fep Telehealth

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FEP is also changing its product names to clearly show that the coverage comes from Blue Cross Blue Shield. This should make it easier for participants to understand what they're getting.

One of the new benefits for 2021 is increased frame allowances for vision coverage. This means you can get a wider selection of frames when you need new glasses.

Removing orthodontia waiting periods is another change for 2021. This can be a big relief for people who need orthodontic work done.

Recommended read: Bcbs Bluecard

Cross Shield FEP Premiums 2021

Blue Cross Blue Shield FEP premiums for 2021 are a bit of a mixed bag. For vision, the High Option Self Only biweekly premiums will be $5.49, while the Low Option Self Only biweekly premiums will be $3.50.

The Self Plus One biweekly premiums for the High Option will be $10.97, and for the Low Option, they'll be $6.99. The Self and Family biweekly premiums for the High Option will be $16.46, and for the Low Option, they'll be $10.49.

Here's a quick rundown of the 2021 FEP vision premiums:

Cross Shield FEP Dental Premiums 2021

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The Blue Cross Blue Shield FEP Dental Premiums in 2021 are based on the rate region where a member lives. The most populous region, Region 1, has rates that are as follows.

Here are the biweekly premiums for FEP Dental in 2021:

  • Self Only: $17.31
  • Self Plus One: $34.63
  • Self and Family: $51.94

For members in a different rate region, you can visit bcbsfepdental.com to see the full list of regional rates.

Cross Shield FEP Vision Premiums 2021

Blue Cross Blue Shield FEP Vision Premiums in 2021 were quite affordable. The High Option premiums were $5.49 biweekly for Self Only coverage.

For the High Option, Self Plus One coverage cost $10.97 biweekly. Self and Family coverage was $16.46 biweekly under the High Option.

The Low Option premiums were significantly lower, with Self Only coverage costing just $3.50 biweekly. Self Plus One coverage was $6.99 biweekly under the Low Option.

Self and Family coverage under the Low Option was $10.49 biweekly. These costs can add up, but it's good to know what to expect.

Enhancing Experience for Overseas Federal Employees

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As an overseas federal employee, you're likely no stranger to navigating complex healthcare systems. BCBS FederalVip offers a network of over 11,000 providers worldwide.

BCBS FederalVip has a network of providers in over 190 countries, making it easier to find quality care while abroad. This network includes both in-network and out-of-network providers.

If you're planning a move abroad, it's essential to understand the different types of coverage available to you. BCBS FederalVip offers both international and domestic coverage options.

BCBS FederalVip's international coverage includes emergency medical evacuation and repatriation, which can be a lifesaver in a medical emergency.

Related reading: Bcbs Network S

Frequently Asked Questions

What is BCBS FEP insurance?

BCBS FEP insurance is a health insurance program specifically designed for federal employees, offering comprehensive coverage for 60 years. It's a trusted choice for federal workers and their families, providing peace of mind and access to quality healthcare.

What is the difference between Fedvip and FEHB?

FEHB and FEDVIP are separate programs, with FEDVIP offering comprehensive dental and vision benefits through contracted carriers, while FEHB plans may offer these benefits as part of their package

Are Fedvip plans worth it?

Consider FEDVIP plans if you need better dental and vision coverage, as they offer more comprehensive benefits at group rates, potentially saving you money compared to individual plans

Who takes Fedvip?

Eligible federal employees, annuitants, and certain firefighters and emergency response personnel can enroll in FEDVIP. This includes U.S. Postal Service employees and their beneficiaries.

Matthew McKenzie

Lead Writer

Matthew McKenzie is a seasoned writer with a passion for finance and technology. He has honed his skills in crafting engaging content that educates and informs readers on various topics related to the stock market. Matthew's expertise lies in breaking down complex concepts into easily digestible information, making him a sought-after writer in the finance niche.

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