BCBS Federal Employee Program Benefits and Coverage

The BCBS Federal Employee Program offers a range of benefits to federal employees, including medical, dental, and vision coverage.

These benefits are administered by Blue Cross Blue Shield (BCBS) and are designed to provide comprehensive coverage for federal employees and their families.

BCBS Federal Employee Program benefits include medical coverage with a network of over 90,000 providers, as well as access to a wide range of prescription medications.

With BCBS Federal Employee Program, you can choose from a variety of coverage options to suit your needs, including HMO, PPO, and POS plans.

The BCBS Federal Employee Program offers a range of benefits to its members.

You can choose from a variety of health insurance plans, including the Blue Cross Premier plan, which has a network of over 90,000 providers and offers a $0 copay for primary care visits.

The program also includes a dental plan with coverage for routine cleanings, fillings, and extractions, as well as an eye care plan that covers exams, glasses, and contacts.

You'll also have access to a wellness program that offers discounts on fitness classes, gym memberships, and healthy food options.

The program's pharmacy benefit covers prescription medications, including those for chronic conditions like diabetes and high blood pressure.

You can also take advantage of the program's telemedicine service, which allows you to consult with a doctor remotely for non-emergency issues.

If you're a federal employee with Medicare, you're in luck because the FEP Blue Standard with Medicare Prescription Drug Program offers lower out-of-pocket costs for higher cost drugs and additional approved prescription drugs in some tiers.

Eligible members with Medicare get these benefits, which can be a huge cost-saver. The program is designed to help make prescription medications more affordable.

You'll pay $2,000 per member for the annual pharmacy out-of-pocket maximum, which is a fixed amount that you'll pay for covered drugs each year.

Cost sharing may not apply or may be different if Medicare is your primary coverage (it pays first), so be sure to check your coverage.

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Using a non-preferred provider under FEP Blue Standard can increase your costs, as you'll pay any difference between their allowance and the billed amount, in addition to any share of their allowance shown in the table.

Here's a breakdown of what you'll pay for a 30-day supply of covered drugs:

Keep in mind that the formulary and/or pharmacy network may change at any time, so be sure to stay informed and up-to-date on any changes to your coverage.

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BCBS FEP Dental coverage options are available for federal employees, retirees, and eligible retired uniformed service members, covering everything from cleanings to crowns.

You can enroll in the Federal DentalBlue Standard Option if you choose Standard Option medical coverage, or the Federal DentalBlue Basic Option if you have Basic Option medical coverage.

Both options supplement the limited benefits provided through the two health coverage options, and your Federal DentalBlue coverage election should reflect the same plan option and type of enrollment as your BCBS Federal Employee Health Benefit (FEHB) Plan.

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Federal DentalBlue is not payroll deductible and is payable monthly, so you'll need to indicate how you want to pay on your application and Automatic Premium Payment Authorization Agreement.

Here are the options available for Federal DentalBlue:

Dental Plans are available for federal employees, retirees, and eligible retired uniformed service members, covering cleanings to crowns.

BCBS FEP Dental coverage options are a great way to supplement your health benefits. Federal DentalBlue is a coverage option that can be elected in conjunction with your BCBS Federal Employee Health Benefit (FEHB) Plan.

To enroll in Federal DentalBlue, you must have the same plan option (Standard or Basic) and type of enrollment (Self Only, Self Plus One or Self and Family) as your BCBS FEHB Plan.

There are three types of Federal DentalBlue coverage elections: Standard Option, Basic Option, and Self Only, Self Plus One or Self and Family. Each type of election has different benefit information and application requirements.

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Here's a quick rundown of the Federal DentalBlue coverage elections:

Federal DentalBlue is not payroll deductible and is payable monthly. You'll need to indicate how you want to pay on your application and Automatic Premium Payment Authorization Agreement.

BCBS FEP Vision covers frames, lenses, and eye exams. It's a great benefit for federal employees, retirees, retired uniformed service members, and active duty family members.

You can review the BCBS FEP Vision plans to see which one suits you best. The plans offer flexible options for eye care.

BCBS FEP Vision offers flexible plan options for eye care. For more information, please visit BCBS FEP Vision.

You can choose from a variety of plans that cover frames, lenses, and eye exams. This is a great way to take care of your eye health.

Here are some key details about BCBS FEP Vision:

If you're a federal employee living or working overseas, you're eligible for additional benefits through the BCBS Federal Employee Program.

You'll have access to a network of providers in over 200 countries and territories, making it easier to find quality care while abroad.

As a BCBS Federal Employee Program member, you can also take advantage of the program's 24/7 customer service, which includes multilingual support to help with any questions or concerns.

You can also get reimbursed for out-of-pocket expenses related to medical care, including deductibles, copays, and coinsurance, up to a certain limit.

The program also offers a variety of tools and resources to help you navigate the healthcare system while abroad, including a provider directory and a claims submission process.

You'll also have access to a network of English-speaking providers, which can be especially helpful if you're not fluent in the local language.

The BCBS Federal Employee Program's overseas benefits are designed to be flexible and adaptable to your needs, so you can get the care you need, no matter where you are in the world.

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