
You can pay your BCBS bill online, by phone, or by mail, whichever is most convenient for you. BCBS accepts various payment methods, including credit cards, debit cards, and electronic checks.
BCBS offers online billing, which allows you to view and pay your bill online, as well as set up automatic payments to avoid late fees. You can also download your statement and make payments through the BCBS mobile app.
The payment due date is usually 30 days from the date of the statement, and late payments may incur a fee. BCBS also offers a payment plan option for members who are experiencing financial difficulties.
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Payment Options
To make a payment, you can log in to your account to manage or make another payment.
You can use an automated phone service to pay your bill by calling the number on the back of your Blue Shield member ID card or the number on your billing statement.
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To set up automatic payments through your bank, follow your bank's online instructions to set up Bill Pay and enter the correct Blue Shield account number and mailing address found on your bill.
Payments are due by the "Bill due date" indicated on your billing statement, and you can make a payment on the due date using the immediate one-time payment option in your account.
If you want to make a first-time payment, remember that your coverage won't start until you make your first premium payment.
You can use your debit or credit card to make a payment, or set up AutoPay through your bank account.
Payments completed after 8pm PST may be considered late, and you may receive notice that your payment is past due.
If you're unsure about whether your payment has cleared, you can get a copy of your cashed check or bank statement showing proof of the processed payment.
Payment Information

Your BCBS health plan coverage won't start until you make your first premium payment. This is true for both BCBSIL and BCBSMT plans.
Payments are due by the "Bill due date" indicated on your billing statement. If you want to make a payment on the due date, you can log into your account to use the immediate one-time payment option.
You can make payments online, and payments completed after 8pm PST may be considered late. However, Blue Shield never charges late fees or penalties for past due payments.
You can log into your account to manage or make another payment if you're an existing member. To find your current bills and review your payment history, please log in to your secure payment portal.
Blue Shield may not receive your payment on time, and you may receive notice that your payment is past due (a Notice of Start of Grace Period). This can happen even if your payment has cleared your bank.

If your payment has cleared your bank, but is not seen in your payment history with Blue Shield, get a copy of your cashed check or bank statement showing proof of the processed payment and then call the Customer Service number on the back of your member ID card or on your bill.
Bill and Payment Details
To start your BCBSIL health plan coverage, you need to make your first premium payment. This payment is what keeps your coverage active.
Your monthly bill will include the set monthly amount, or premium, which is the same amount you'll pay each month. You might also need to make payments for things like your copay or deductible when you visit a doctor.
To review your payment history and find your current bills, log in to your secure payment portal.
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Pay by Mail
To pay your Blue Shield of California bill by mail, you'll need to use the remit slip attached to your monthly bill.

You should write your account number on the check or money order, which is a combination of your group number and subscriber number from your payment stub.
Combine your group number and subscriber number, like this: A12345B6789.
Send the remit slip with your payment to Blue Shield of California at P.O. Box 4700, Whittier, CA 90607-4700.
If you're having trouble finding your account number, check your payment stub for the group number and subscriber number.
If you've signed up for AutoPay and your payment hasn't been withdrawn, please call the Customer Service number on the back of your member ID card or on your bill.
What's Included in My Bill and Payment Options
Your monthly bill includes the set monthly amount, or premium, that keeps your coverage active. This premium is what you'll pay every month to maintain your health insurance.
Payments for copays and deductibles are also included in your bill. A copay is a set fee you'll always pay when you visit your doctor or pick up your prescription, even after you meet your deductible.
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Your bill due date is indicated on your billing statement, and payments are due by this date. Payments completed after 8pm PST may be considered late.
To avoid late fees, make sure to log into your account to use the immediate one-time payment option on your bill due date. This way, you can ensure your payment is processed on time.
If you're unsure about the payment processing time, please consult your financial institution to ensure your payment is received by Blue Shield on your bill due date.
Automatic Payments
You can set up automatic payments to avoid missing your monthly health insurance bill. This will ensure your plan stays active.
To do this, you'll need to log in to your secure payment portal. From there, you can sign up for Auto Bill Pay.
Your monthly bill is what keeps your plan active, so it's essential to pay it by the due date. If you miss a payment, you could lose coverage.
Auto Bill Pay helps you set up automatic payments every month, so you don't have to worry about forgetting to pay your bill.
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Sources
- https://www.bcbsil.com/individual-family-health-insurance/pay-my-bill
- https://provider.bluecrossma.com/ProviderHome/portal/home/office-resources/billing-and-reimbursement/billing-guidelines-and-resources
- https://www.blueshieldca.com/en/ifp/members/billing-financial-help/paying-your-bill
- https://www.bcbsri.com/individual/member/payments
- https://bcbsmt.com/individual-family-health-insurance/pay-my-bill
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