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Bank Rakyat Indonesia has been a long-time supporter of farmers and the community. It has provided a wide range of financial services to farmers, including loans and credit facilities.
The bank's efforts have helped to improve the livelihoods of many farmers, enabling them to invest in their farms and increase their productivity. This has had a positive impact on the local economy.
One notable example is the bank's agricultural loan program, which has provided financial assistance to thousands of farmers across the country. This program has helped farmers to purchase equipment, seeds, and fertilizers, among other things.
By supporting farmers, Bank Rakyat Indonesia has played a significant role in promoting food security and reducing poverty in rural areas.
Produk dan Jasa
Bank Rakyat Indonesia (BRI) is one of the largest banks in Indonesia, offering a wide range of banking services to individual, small and medium-sized business, and corporate customers.
BRI provides various types of savings accounts, including Tabungan BRI, Tabungan Simpedes, Tabungan Britama, and Tabungan Britama X, each with its own requirements, interest rates, and benefits.
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The bank offers Kredit Usaha Rakyat (KUR) with three types: Super Mikro, Mikro, and Kecil, as well as other types of credit such as Kredit Modal Kerja, Kredit Tanpa Agunan, and Kredit Pemilikan Rumah (KPR).
BRI also offers investment products like Reksadana, Obligasi, and Pembiayaan Investasi Syariah for customers who want to invest.
You can manage your finances online with BRI's digital banking services, including BRI Mobile, BRI Internet Banking, and SMS Banking BRI.
BRI provides various types of cards, including Kartu Kredit BRI, Kartu Debit BRI, and Kartu Kredit Syariah BRI.
Here are some of the international banking services offered by BRI:
- Layanan Remittance (remittance services)
- Layanan Valas (foreign exchange services)
- Layanan Trade Finance (trade finance services)
Additionally, BRI offers various additional services such as insurance, safe deposit boxes, and money transfer services to make banking easier for its customers.
Corporate Social Responsibility
Bank Rakyat Indonesia (BRI) takes its Corporate Social Responsibility (CSR) very seriously. As a state-owned enterprise, BRI is committed to giving back to the community.
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The bank's CSR program is designed to make a positive impact on society. It's a key part of the bank's mission to contribute to the country's development.
BRI's CSR efforts are focused on various areas, including education, healthcare, and environmental conservation. These initiatives aim to improve the lives of people and protect the planet.
By investing in CSR, BRI demonstrates its commitment to social responsibility and sustainable development. This approach benefits both the community and the bank's reputation.
Community Development
Bank Rakyat Indonesia (BRI) is committed to community development through various initiatives that support the growth of small and medium-sized enterprises (SMEs). By offering Kredit Usaha Rakyat (KUR) loans, BRI has helped numerous entrepreneurs like Dodik Handoko, a successful alpukat farmer from Probolinggo, Jawa Timur, who has increased his business productivity.
Dodik's experience with BRI is a testament to the bank's ability to provide stable and reliable financial support. He has been able to expand his business with the help of BRI's KUR loans, which have enabled him to market his alpukat products in larger quantities.
BRI's commitment to community development extends beyond financial support, as seen in its efforts to promote environmental sustainability in Kampung Bali Jakarta. The bank has implemented various programs and activities aimed at raising awareness among residents about the importance of keeping their surroundings clean and green.
Dukung Petani Produktif
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BRI telah membantu ratusan ribu petani Indonesia meningkatkan produktivitas mereka dengan menyediakan akses ke Kredit Usaha Rakyat (KUR).
Dodik Handoko, seorang petani alpukat dari Probolinggo, Jawa Timur, telah meningkatkan usahanya hingga memasarkan alpukat hingga puluhan ton setiap musimnya setelah mendapatkan KUR sebesar Rp50 juta dari BRI.
Pembayaran pinjaman KUR selalu lancar tanpa kendala, membuat Dodik sangat terbantu dan menganggap kemitraannya dengan BRI sebagai salah satu faktor utama yang membuat usahanya tetap stabil.
KUR juga telah membantu meningkatkan pendapatan debitur sebesar 32%-50% dan meningkatkan keuntungan sekitar 34%-38%.
Sektor Pertanian menjadi penyumbang terbesar diantara sektor lainnya, dengan penyaluran KUR sebesar Rp69,60 triliun atau mengambil porsi 39,62%.
Penataan Kampung Bali Lewat BRI Peduli
BRI Peduli has been actively involved in community development, particularly in Kampung Bali Jakarta. They've been working to promote environmental sustainability through various programs and activities.
One of the initiatives is the "Jaga Sungai Jaga Kehidupan" program, which focuses on maintaining the cleanliness of rivers and streams. This effort is crucial for the community's well-being.
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The "BRINita" program is another example of BRI Peduli's commitment to community development. It aims to promote urban agriculture and provide training to residents on sustainable farming practices.
BRI Peduli also conducted an education program called "Yok Kita Gas" to teach residents about proper waste management. This initiative is essential for maintaining a clean and healthy environment.
In addition to these programs, BRI Peduli provided training and mentorship to small and medium-sized entrepreneurs (UMKM) to help them grow their businesses. This support is vital for the local economy.
BRI Peduli's efforts have not gone unnoticed, and the community has benefited from their involvement. The bank's commitment to community development is a shining example of how businesses can make a positive impact.
Anak Usaha
Bank Rakyat Indonesia has a significant presence in the market through its 12 subsidiaries.
One of the subsidiaries is PT Bank Raya Indonesia Tbk, which is a notable player in the banking industry.
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The bank also has a Shariah-compliant banking arm, PT Bank Syariah Indonesia Tbk, catering to the needs of Islamic banking customers.
In addition, BRI Remittance Co. Ltd. facilitates cross-border transactions for customers.
PT Asuransi BRI Life and PT BRI Multifinance Indonesia provide life insurance and financing services, respectively.
Other subsidiaries include PT BRI Danareksa Sekuritas, PT BRI Manajemen Investasi, PT BRI Ventura Investama, and PT BRI Asuransi Indonesia, which offer securities, investment management, and insurance services.
PT Pegadaian and PT Permodalan Nasional Madani are also part of the bank's subsidiaries, focusing on pawnbroking and social welfare initiatives.
Lastly, Institut Teknologi dan Bisnis BRI is a subsidiary that focuses on technology and business development.
Here is a list of Bank Rakyat Indonesia's subsidiaries:
- PT Bank Raya Indonesia Tbk
- PT Bank Syariah Indonesia Tbk
- BRI Remittance Co. Ltd.
- PT Asuransi BRI Life
- PT BRI Multifinance Indonesia
- PT BRI Danareksa Sekuritas
- PT BRI Manajemen Investasi
- PT BRI Ventura Investama
- PT BRI Asuransi Indonesia
- PT Pegadaian
- PT Permodalan Nasional Madani
- Institut Teknologi dan Bisnis BRI
Gallery
Bank Rakyat Indonesia has a long history dating back to 1895, when it was founded as a small bank in Yogyakarta.
The bank's first branch was opened in 1896, marking the beginning of its expansion across Indonesia.
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Bank Rakyat Indonesia's head office is located in Jakarta, and it has a network of over 1,000 branches and 6,000 ATMs across the country.
The bank offers a wide range of financial services, including savings accounts, credit cards, and loans, making it a one-stop-shop for all financial needs.
Bank Rakyat Indonesia has a strong presence in rural areas, with over 500 branches located in remote villages and towns.
The bank's commitment to financial inclusion has enabled millions of Indonesians to access basic banking services.
Frequently Asked Questions
Who is the CEO of Bank Rakyat Indonesia?
The CEO of Bank Rakyat Indonesia is Sunarso, who serves as the bank's President Director. He is also one of the key executives leading the bank's operations.
Sources
- https://id.wikipedia.org/wiki/Bank_Rakyat_Indonesia
- https://en.wikipedia.org/wiki/Bank_Rakyat_Indonesia
- https://www.mandg.com/investments/professional-investor/en-be/insights/spotlight/lux-positive-impact-fund/bank-rakyat
- https://stockbit.com/symbol/BBRI
- https://www.liputan6.com/hot/read/5859109/cara-bri-dukung-geliat-sektor-pertanian-salurkan-kur-hingga-berdayakan-masyarakat
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