Banco BMG Company Profile and Financials

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Banco BMG is a Brazilian bank that has been around since 1986, making it a well-established player in the market.

The bank was founded by José Luiz de Oliveira Lima and has since grown to become one of the largest private banks in Brazil.

Banco BMG has a strong presence in the country, with over 1,200 branches across Brazil.

The bank's financials are impressive, with a total assets value of over R$ 230 billion.

Financial Information

Banco BMG's financials are impressive, with net sales reaching 4.09B in 2024 and 4.56B in 2025.

The company's revenue has been steadily increasing over the years, with a significant jump from 35.17B in 2024 to 39.23B in 2025.

Here is a breakdown of Banco BMG's net sales for 2024 and 2025:

This growth is a testament to the bank's strong performance and potential for future success.

Financials

Financials play a crucial role in understanding a company's health and growth. Let's dive into some key financial metrics from recent reports.

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Net sales for 2024 and 2025 are projected to be significant, with 2025's numbers looking particularly strong, reaching 172 billion.

The difference in net sales between 2024 and 2025 is substantial, with 2025's numbers more than doubling some of the 2024 figures.

Here's a comparison of net sales for 2024 and 2025:

Unfortunately, net income and net debt figures are not available for these companies.

Indicadores Fundamentalistas

Indicadores Fundamentalistas are a crucial aspect of financial analysis. They provide a foundation for understanding a company's financial health and potential for growth.

Dividend Yield is a key indicator that shows the ratio of annual dividend payments to the stock's current price. This can be a valuable tool for investors looking to generate income from their investments.

The article section BMGB4 highlights the importance of Dividend Yield, showing its values for 5 and 10 years. This gives investors a sense of the company's dividend payment history.

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A higher Dividend Yield can indicate a more attractive investment opportunity, but it's essential to consider other factors as well. For example, a company with a high Dividend Yield but declining dividend payments may not be as attractive as one with a lower Yield but stable payments.

Here are some examples of Dividend Yield values for 5 and 10 years, based on the article section BMGB4:

Dividend payments are another essential indicator of a company's financial health. The article section BMGB4 shows the Dividend payments for 5 and 10 years, providing valuable insights for investors.

It's worth noting that Dividend payments can be a good indicator of a company's stability and ability to generate cash. However, it's essential to consider other factors, such as the company's overall financial health and industry trends.

Historico Dividendos

So you're interested in learning about the dividend history of a company? Well, let's take a look at the Petrobras, BMG, and Gerdau, for instance, which are listed as companies that pay dividends. These companies are part of a larger list of over ten companies that pay dividends.

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Companies like Petrobras, BMG, and Gerdau have a history of paying dividends to their shareholders. This is a key indicator of their financial health and stability.

According to the article, the BMGB4 fund is a great example of a fund that focuses on companies that pay dividends. This fund is a good option for investors who are looking for a steady stream of income.

Here's a breakdown of the dividend yield for the BMGB4 fund over the past 5 and 10 years:

As you can see, the dividend yield for the BMGB4 fund has been consistent over the past 5 and 10 years. This is a great sign for investors who are looking for a steady stream of income.

Décio Bazin, a renowned investor, believed in the power of dividend-paying stocks. He developed a formula to determine the maximum price an investor should pay for a stock based on the dividend yield. This approach is still used today by many investors.

Rentabilidade

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Rentabilidade is a crucial aspect of financial management. It's the profit earned on an investment or a business, and it's often expressed as a percentage of the initial investment.

A high return on investment is a key indicator of a company's financial health. According to our data, a company with a return on equity (ROE) of 15% or higher is considered financially stable.

In a competitive market, a company needs to have a competitive edge to stand out. A high gross margin, typically above 25%, can indicate a company's ability to maintain its pricing power and stay ahead of the competition.

Investors and analysts closely monitor a company's earnings per share (EPS) to gauge its financial performance. A consistent increase in EPS over time can be a sign of a company's growth potential.

A company's ability to generate cash flow is essential for its survival. A cash flow margin of 10% or higher is generally considered healthy, indicating that a company can cover its expenses and invest in growth initiatives.

Investment and Trading

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Banco BMG offers a digital investment platform called BMG Invest Digital, launched in 2017, which allows users to open accounts entirely online through their website or app.

This platform provides secure, profitable, and easily accessible investment solutions, covering a wide range of fixed income products suitable for various investor profiles.

By using BMG Invest Digital, investors can access a variety of investment options, making it easier to manage their finances and achieve their financial goals.

Quotes

As an investor, it's essential to stay up-to-date on the latest prices and trends. One way to do this is by looking at the daily quotes for a particular stock.

The prices for this stock have been fluctuating over the past few days. On January 25th, the price was 3.720 R$.

The volume of trades has also been significant, with 206,100 shares changing hands on January 25th. This is a notable increase from the previous day's volume of 289,900 shares.

Here's a breakdown of the daily quotes for January 25th:

Looking at the data, we can see that the price has been increasing and decreasing by small percentages over the past few days.

Analysts' Consensus

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Analysts' consensus is a widely used metric in investment and trading. It's a number that represents the average price target set by a group of analysts covering a particular stock.

Analysts' consensus can be a useful tool for investors, as it provides a benchmark for evaluating a stock's potential future performance. A high consensus rating can indicate a stock's potential for growth.

The consensus rating is often based on a scale of 1 to 5, with 1 being the lowest and 5 being the highest. A consensus rating of 3 or higher is generally considered bullish, while a rating of 2 or lower is bearish.

Investors can use analysts' consensus to make more informed investment decisions, but it's essential to consider other factors as well.

Invest

Investing has become more accessible than ever with the rise of digital platforms. The BMG Invest Digital platform, launched in 2017, allows users to open accounts entirely online through their website or mobile app.

This platform offers a range of secure, profitable, and easy-to-access investment solutions, including a variety of fixed-income products tailored to individual investors' profiles.

By leveraging digital technology, BMG Invest Digital has made investing more convenient and efficient for users, providing a seamless experience from account opening to investment management.

GE Money Purchase

Detailed close-up of a Brazilian two real banknote emphasizing its artistic design.
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In 2010, the Banco BMG acquired GE Money do Brasil, a company that owned the Banco GE Capital S/A and GE Promoções, a sales and services provider.

The purchase included a physical store network of 54 locations and partnerships with retailers, primarily with Walmart for financing credit card sales.

After the acquisition by Banco BMG, the GE Money brand was rebranded as Banco Cifra.

This significant deal marked a major shift in the financial landscape and had a lasting impact on the industry.

News and Updates

Banco BMG has been making headlines with its recent earnings reports. Banco BMG S.A., Q3 2024 Earnings Call, took place on Nov 08, 2024.

Banco BMG S.A. reported its earnings results for the third quarter and nine months ended September 30, 2024, on Nov 07, 2024. The report was classified as a Corporate Insider (CI) announcement.

Banco BMG's Q2 2024 Earnings Call occurred on Aug 15, 2024, and the company reported its earnings results for the half year ended June 30, 2024, on Aug 14, 2024. This report was also classified as a CI announcement.

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Banco Inter S.A. acquired the remaining 50% stake in Granito Instituição de Pagamento S.A. from Banco BMG S.A. for BRL 110 million on July 23, 2024. This acquisition was announced on July 23, 2024, as a CI announcement.

Here are the key dates related to Banco BMG's earnings reports and other news:

Compra do Schahin

In 2010, the Banco Schahin was bought by the BMG in a financial deal worth R$ 230 million.

The Banco Schahin was later renamed Banco de Crédito Varejo.

This significant acquisition marked a major move by the BMG in the financial sector.

Latest News

Banco BMG S.A. had a Q3 2024 Earnings Call on November 8, 2024.

Banco BMG S.A. reported its earnings results for the third quarter and nine months ended September 30, 2024 on November 7, 2024.

Banco BMG S.A. also had a Q2 2024 Earnings Call on August 15, 2024, and reported its earnings results for the half year ended June 30, 2024 on August 14, 2024.

Detailed image of blue Brazilian Real banknotes highlighting the 100 denomination for financial themes.
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The company's financial performance has been publicly disclosed on several occasions, with its Q1 2024 Earnings Call taking place on May 16, 2024, and its earnings results for the first quarter ended March 31, 2024 being reported on May 14, 2024.

Banco BMG S.A. was involved in a significant transaction in 2024, as it sold a 50% stake in Granito Instituição de Pagamento S.A. to Banco Inter S.A. for BRL 110 million, with the sale being announced on May 27, 2024.

Here is a list of key dates related to Banco BMG S.A.'s financial performance and business activities:

  • Q3 2024 Earnings Call: November 8, 2024
  • Earnings results for Q3 and 9 months: November 7, 2024
  • Q2 2024 Earnings Call: August 15, 2024
  • Earnings results for H1: August 14, 2024
  • Q1 2024 Earnings Call: May 16, 2024
  • Earnings results for Q1: May 14, 2024
  • Sale of 50% stake in Granito Instituição de Pagamento S.A.: May 27, 2024

Management and Directors

At the helm of Banco BMG S.A. are experienced leaders who have been guiding the bank since 1992. Ana Karina Bortoni Dias is the current CEO, taking over the role in 2020.

The bank's management team includes Ricardo Annes Guimarães, who serves as Chairman since 2020. He is part of the Guimarães family, which has a long history with the bank.

The Directors/Board Members are Ângela Annes Guimarães and Regina Annes Guimarães, both of whom have been serving since 1992.

Posição Açãoária

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The Banco BMG's shareholding structure is a key aspect of its management and directors. In 2012, the bank partnered with Itaú Unibanco to create Itaú BMG Consignado, a joint venture with a capital of R$ 1 billion.

Itaú Unibanco's investment of R$ 700 million gave it control of 70% of the new entity, while the Banco BMG retained 30% ownership. This significant investment allowed Itaú Unibanco to take the reins of the joint venture.

In 2016, the BMG sold its remaining stake in the joint venture to Itaú Unibanco, effectively giving Itaú Unibanco full control of the entity. The sale marked the end of BMG's involvement in the venture.

Managers and Directors

Meet the key players at Banco BMG S.A.! Ana Karina Bortoni Dias is the current CEO, taking over on April 29, 2020.

The CEO position has been held by Marco Antonio Antunes since August 31, 2017, until Ana Karina Bortoni Dias took over. He's 65 years old.

Ricardo Annes Guimarães serves as the Chairman, appointed on April 29, 2020.

The Guimarães family has a strong presence on the board, with Ângela Annes Guimarães and Regina Annes Guimarães both serving as Director/Board Members since December 31, 1992.

Patrocínios Esportivos

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The Banco BMG has a strong presence in the world of sports, having sponsored numerous sports entities in Brazil. They were the largest sponsor of football and held the rights to athletes in the country. In 2011, the bank invested 60 million reais in sponsoring 39 football clubs in Brazil.

Their commitment to sports sponsorship has led to innovative partnerships, such as creating a digital bank for each sponsored club. The first of these was the MeuCorinthiansBMG, launched in 2018, which has been a huge success with 120 million reais in revenue.

Programas Sociais e Culturais

The Banco BMG has a strong commitment to social and cultural programs, which have made a significant impact in the community. They've supported initiatives like the Campanha Brinde Solidário, which aims to promote social solidarity among the public and aid institutions across Brazil.

This program is just one example of the bank's efforts to give back to society. The Banco BMG has also partnered with the Serviço Voluntário de Assistência Social - SERVAS to offer art workshops to young students and promote elderly care.

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The bank's involvement in social causes has also been seen in its support for the Hospital da Baleia, where they donated funds for the construction of a hemodialysis center in 2010. This kind of commitment to healthcare is truly commendable.

In addition to these efforts, the Banco BMG has also sponsored cultural events like the Minas ao Luar project, which aimed to revive and promote the traditional seresteira music in the state. They've also supported festivals like the I Love Jazz festival, which brought international jazz performances to the public.

Here are some examples of the Banco BMG's social and cultural programs:

  • Campanha Brinde Solidário: Promotes social solidarity among the public and aids institutions across Brazil.
  • Programa Valores de Minas: Offers art workshops to young students and promotes elderly care.
  • Empresa Amiga do Hospital da Baleia: Donated funds for the construction of a hemodialysis center in 2010.
  • Minas ao Luar: Revived and promoted traditional seresteira music in the state.
  • I Love Jazz: Brought international jazz performances to the public.
  • Cinema Popular: Invested in the production of 6 long-metragens, focusing on the C-class.
  • Corpo Cidadão: Organized dance, music, art, and capoeira workshops through the Lei Rouanet de Incentivo a Cultura.
  • Caça Talentos: Discovered new talents for tennis and football, offering free training to boys between 6 and 12 years old.

Prêmios

Our company has received numerous awards and recognition for its exceptional performance over the years.

One of the notable awards is the Prêmio Austin Rating FGV, which we won in 2001 for being the best financial institution in the segment of consumer financing.

We also received the Prêmio Balanço Financeiro 2004 for being the best consumer financing bank in the country in 2003.

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In 2004, we were recognized as the best mass-market retail bank by the Prêmio Risk Bank.

Our commitment to excellence has earned us the 8th consecutive win of the Prêmio Austin Rating FGV in 2008 for being the best consumer financing bank.

We were also ranked among the 100 best companies to work for in Brazil by the Prêmio Great Place to Work in 2008.

In 2010, we received the Prêmio World Finance Banking for the Best Banking Group in Brazil.

We also topped the Anuário Valor 1000 in 2010 as the most profitable bank in the country.

Our dedication to social responsibility earned us three categories in the XIV Prêmio Minas de Desempenho Empresarial in 2012.

We were also recognized as the Empreendedor Solidário (Solidary Entrepreneur) by the Prêmio Empreendedor Brasil in 2012.

Our focus on customer satisfaction has earned us the Prêmio Excelência em Serviços ao Cliente (Excellence in Customer Services) in 2018 for our services in the finance category.

Vanessa Schmidt

Lead Writer

Vanessa Schmidt is a seasoned writer with a passion for crafting informative and engaging content. With a keen eye for detail and a knack for research, she has established herself as a trusted voice in the world of personal finance. Her expertise has led to the creation of articles on a wide range of topics, including Wells Fargo credit card information, where she provides readers with valuable insights and practical advice.

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