Banco Comercial Portugues Stock Financial Analysis and Performance Review

Banco Comercial Portugues is a leading bank in Portugal with a rich history dating back to 1985. It has undergone significant transformations over the years to become one of the largest financial institutions in the country.

The bank's stock has been listed on the Euronext Lisbon stock exchange since 1993, providing investors with a reliable platform to buy and sell shares. Banco Comercial Portugues has a strong presence in Portugal and has expanded its operations to other countries in Europe and Africa.

In terms of financial performance, the bank has consistently delivered strong results, with net income reaching €1.4 billion in 2020. This demonstrates the bank's ability to generate significant profits and reward its shareholders.

The bank's stock price has been relatively stable over the years, with a five-year average annual return of 5%. This stability is a testament to the bank's solid financial foundation and commitment to long-term growth.

Banco Comercial Portugues has a Cash-To-Debt ratio of 0.91, indicating that for every dollar of debt, the company has 0.91 dollars of cash on hand.

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The company's Equity-to-Asset ratio is 0.07, suggesting that the majority of its assets are financed through debt rather than equity.

Banco Comercial Portugues has a low Debt-to-Equity ratio of 0.68, indicating that the company has a relatively low level of debt compared to its equity.

Here is a summary of the company's financial strength:

The company's Piotroski F-Score is 9/9, indicating that it has a strong financial position and is less likely to go bankrupt. The Beneish M-Score of -2.66 suggests that the company is unlikely to be involved in financial statement manipulation.

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Financial strength is a crucial aspect of a company's overall health. A high cash-to-debt ratio is a sign of financial stability, and a ratio of 0.91 indicates that the company has a manageable level of debt.

A low equity-to-asset ratio, however, can be a concern as it suggests that the company is heavily leveraged. With an equity-to-asset ratio of 0.07, it's essential to monitor the company's debt levels closely.

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The debt-to-equity ratio is another important metric, and a ratio of 0.68 indicates that the company's debt is significant compared to its equity.

The Piotroski F-Score is a measure of a company's financial health, with higher scores indicating better financial strength. A perfect score of 9/9 suggests that the company has a strong financial position.

The Beneish M-Score is another tool used to detect accounting manipulation, and a score of -2.66 indicates that the company is not likely to be manipulating its financial statements.

Here's a summary of the key financial strength metrics:

These metrics provide a snapshot of a company's financial strength, but it's essential to analyze them in conjunction with other financial metrics to get a complete picture of the company's overall health.

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Growth is a key aspect of financial analysis, and there are several metrics that can help us understand a company's growth prospects. The 3-Year Revenue Growth Rate is a significant indicator, and in this case, it's a whopping 17.1%.

This rate is impressive, and it's essential to compare it to the industry average to get a better understanding of the company's performance. Unfortunately, the industry comparison is not provided, but we can still look at other growth metrics.

The 3-Year EPS without NRI Growth Rate is a strong 75.4%, which is a good sign of the company's earnings growth. On the other hand, the 3-Year FCF Growth Rate is lower at 9%, indicating that the company's free cash flow growth might be slowing down.

It's also worth noting that the 3-Year Book Growth Rate is a relatively low 0.5%, suggesting that the company's book value growth might not be as strong as other metrics. Looking ahead, the Future 3-5Y EPS without NRI Growth Rate Estimate is a promising 7.92%, indicating that analysts expect the company's earnings to grow at a steady pace in the next few years.

Here are the key growth metrics in a concise table:

Momentum is a crucial aspect of financial analysis, indicating the strength and direction of a stock's price movement. It's often measured using various metrics, such as Relative Strength Index (RSI) and momentum percentages.

The 5-Day RSI can range from 0 to 100, with higher values indicating stronger upward momentum. For example, in one stock, the 5-Day RSI was 79.73, suggesting a strong upward trend.

RSI values above 70 often indicate overbought conditions, while values below 30 indicate oversold conditions. However, this stock's 5-Day RSI was above 70, but not excessively high.

In another stock, the 5-Day RSI was 70.86, which is relatively lower than the first stock's reading. This might indicate a less intense upward trend.

Momentum percentages, on the other hand, measure the rate of change in a stock's price over a specific period. For instance, the 6-1 Month Momentum % was 94.64 in one stock, indicating a significant increase in price over the past six months.

Here's a comparison of the 6-1 Month Momentum % for the two stocks:

As you can see, Stock 2 has a significantly higher 6-1 Month Momentum % than Stock 1, indicating a more substantial price increase over the past six months.

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The dividend growth rate of BPCGY is a crucial aspect of its financial performance. The company has a 5-Year Yield-on-Cost of 3.44%, indicating a steady increase in dividend payments over the years.

According to the dividend payout history, the company has a history of paying dividends, with a payout amount of $0.1834 in 2024. This is a significant increase from the unknown payout amount in 2019 and 2022.

The dividend growth rate can be analyzed by looking at the calendar year payout growth, which is not available for 2024 but was unknown in 2022 and 2019. This suggests that the company's dividend growth rate is not consistent.

Here's a summary of the dividend growth rate of BPCGY:

Note that the dividend growth rate is not consistent, and the company's financial performance may be affected by various factors.