Axos Bank CD Rates and Account Options Explained

Axos Bank CD rates are a popular choice for those looking to save money and earn a decent return on their investment. Axos Bank offers a range of CD terms from 6 months to 5 years.

One of the benefits of Axos Bank CDs is that they are FDIC-insured, which means your deposits are protected up to $250,000. This gives you peace of mind knowing your money is safe.

Axos Bank CDs also offer competitive interest rates, with rates ranging from 2.00% APY to 4.75% APY. The rates vary depending on the term length and market conditions.

To open an Axos Bank CD, you'll need to deposit a minimum of $1,000. This is a relatively low minimum deposit requirement compared to other banks.

Axos is a bank that offers a range of financial services. It's formerly known as Bank of Internet USA.

Axos is an online bank, which means you can access your accounts and services from anywhere in the US. This is convenient for people who want to manage their finances on their own schedule.

Axos offers a high-yield savings account with a 0.61% APY. This means you can earn interest on your savings without having to worry about minimum balance requirements or monthly maintenance fees.

Axos also offers other accounts, including a high-yield money market account with a 0.25% APY and a rewards checking account with up to 1.25% APY.

Here are some of the services Axos offers:

Overall, Axos is a great option for people who want to manage their finances online and earn interest on their savings.

Axos Bank CDs are available in terms ranging from three to 60 months.

You can earn interest on your CD with daily compounding.

Axos Bank has no setup or maintenance fees for their CDs.

To open an Axos Bank CD, you'll need a deposit of at least $1,000.

If you withdraw your funds early, you'll face a penalty based on your CD term.

Early withdrawal penalties at Axos Bank can range from a month and a half of interest to 24 months' worth of interest.

Opening a CD at Axos Bank can be a great way to save money and earn interest. Your earnings on a CD are guaranteed, so you know exactly what you're getting.

One of the biggest advantages of CDs is that they help you save more effectively. With a CD, it's harder to dip into your savings on a whim.

Axos Bank CDs offer protection for your investment, too. Your CD investment at an insured bank or credit union is protected up to $250,000, offering you a sense of security.

Another perk of CDs is that they often come without monthly maintenance fees. This can save you money in the long run, especially if you have a low balance.

Here are some key benefits of opening a CD at Axos Bank:

Axos Bank takes the security of its customers very seriously. All checking, savings, and CD accounts offered by Axos Bank are covered by the FDIC insurance scheme, protecting deposits up to $250,000 in the event of a bank collapse.

Axos Bank has robust security safeguards in place to protect customer information and assets. You'll have peace of mind knowing your money is safe and secure.

Axos Bank is also known for its transparency when it comes to fees and charges. The platform clearly outlines what it charges and when, so you'll never be caught off guard by unexpected fees.

Your money is protected with Axos Bank, thanks to the FDIC insurance scheme that covers checking, savings, and CD accounts up to the first $250,000.

You can rest assured that your deposits are safe, even if Axos Bank were to collapse.

Axos Bank is also transparent about its fees and charges, so you won't be surprised by any hidden costs.

This transparency gives you peace of mind and helps you budget your finances more effectively.

The FDIC insurance scheme is a strong safety net that protects your money, and Axos Bank's transparency about fees is a bonus that sets it apart from other banks.

Axos Bank offers a range of customer support options, including a secure email form, live chat, and telephone.

You can contact Axos Bank 24 hours a day, 7 days a week, which is a big plus for customers who need help outside regular business hours.

The customer service team is available by phone at 1-888-502-2967.

Most public reviews of Axos Bank are positive, but some customers have complained about not receiving the promised 1.25% APY interest rate.

This is often because they didn't meet the minimum debit card transaction requirement.

Axos Bank is very clear about its terms and conditions, so customers know what to expect.

Axos Bank CD rates are determined by the length of time you're willing to keep your cash locked away, with the best rate offered for a 5-year CD account.

The minimum investment required to open a CD account is $1,000, and there are no fees to consider with Axos Bank's CD accounts.

Axos Bank offers a number of notable features, including competitive APY rates, with the 2.25% APY rate offered on a 5-year CD account being a reasonably competitive option.

A savings account is a type of bank account that helps you grow your money over time. It's a great place to stash your cash, and some savings accounts even offer interest rates to help your money grow faster.

The interest rate on your savings account can vary depending on the bank and the type of account you have. For example, Axos Bank offers different interest rates for their Business Savings Account and High Yield Savings Account.

Axos Bank's Business Savings Account offers a fixed interest rate of 0.20% APY, while their High Yield Savings Account offers a range of interest rates from 0.15% to 0.61% APY.

It's a good idea to check the interest rate on your savings account regularly, as rates can change without notice. You can find the most up-to-date information on the bank's website.

If you're looking for a high-yield savings account, you might want to consider Axos Bank's High Yield Savings Account. Just be aware that their rates can fluctuate, so it's essential to check the current rate before opening an account.

Axos Bank offers a number of notable features across its checking, savings, and CD accounts. These features make it an attractive option for those looking for a convenient and hassle-free banking experience.

One of the standout features is the lack of fees. Whether you're opening a checking, savings, or CD account, you won't have to worry about monthly maintenance fees or other charges. This is a big plus for those who want to keep their expenses low.

The bank also offers a range of digital account tools, including online bill pay and mobile check deposits. This makes it easy to manage your finances on the go, without having to visit a physical branch.

If you need to access your cash, you can request a complimentary ATM card. This is a convenient option for those who want to withdraw cash from ATMs or use their card for purchases.

Here are some of the key features of Axos Bank's accounts:

Overall, Axos Bank's features make it a solid choice for those looking for a convenient and hassle-free banking experience.

Mobile banking is a convenient way to manage your finances on-the-go.

You can access Axos Bank through a native mobile app, available for download on both Android and iOS devices for free.

The mobile app offers all the same account services as the online platform, including checking your balances and transferring funds.

With the mobile app, you can also set-up electronic debit agreements, giving you greater control over your finances.

You can download the Axos Bank mobile app and start managing your accounts from anywhere.

Axos Bank is a legitimate bank that's been around since 2000. It was originally known as Bank of Internet USA until it changed its name to Axos in 2018.

The bank is FDIC-insured, which is a big deal for savers. FDIC insurance protects your deposits up to $250,000, so you can rest easy knowing your money is safe.

Axos has a long history of providing banking services, and it's been operating under its new name for a few years now.

Axos Bank offers a range of credit and savings products, including personal banking options.

Their savings accounts, such as the Axos High Yield Savings, offer up to 0.61% APY with no balance requirements or monthly fees.

You can also consider the Axos High Yield Money Market, which offers up to 0.25% APY with no balance requirements or monthly maintenance fees, and includes checkwriting privileges and a debit card.

The Axos Bank Business Savings Account has a fixed interest rate of 0.20% APY, while the Axos Bank High Yield Savings Account offers a variable rate between 0.15% - 0.61% APY.

Here's a quick comparison of Axos Bank's savings accounts:

Axos Bank offers a range of traditional credit-based products in addition to its core checking, savings, and CD accounts.

The platform's credit products are designed to cater to various financial needs, providing customers with options to manage their finances effectively.

Axos Bank's credit products sit at the core of its business, alongside its core checking, savings, and CD accounts.

These credit products are worth mentioning, as they demonstrate the bank's commitment to offering a comprehensive range of financial services.

Axos Bank offers a variety of personal banking products that cater to different needs.

Their online banking platform is user-friendly and accessible from anywhere.

For an online bank, Axos Bank has a lot of account options and features.

One of the standout features is their high-yield savings account, which can earn you a competitive interest rate.

Axos Bank's personal banking products are designed to be flexible and convenient.

Their accounts are FDIC-insured, which means your deposits are protected up to $250,000.