
To use Apple Cash, you must be at least 13 years old. This is the minimum age requirement to set up and use Apple Cash.
If you're under 18, you'll need to have a parent or guardian set up Apple Cash for you. This is a requirement for minors.
To set up Apple Cash, start by opening the Wallet app on your iPhone or iPad. From there, tap the "+" icon to add a new card.
You'll then be prompted to enter your birthdate, which will determine your Apple Cash age. Make sure to enter the correct birthdate to ensure you meet the age requirement.
Here's an interesting read: Apple Cash Set up Now
What Is Cash?
Apple Cash is a digital card stored in your Apple Wallet that you can use to send and receive money through iMessage and shop online, in stores, or in apps that accept Apple Pay.
You can add money to the Apple Cash card by transferring funds directly from a bank account or using peer-to-peer payments.
If this caught your attention, see: Apple Cash Transfer

The Apple Cash card works like any other card stored in Apple Wallet, but instead of charging your debit or credit card through Apple Pay, the Apple Cash card deducts money from the balance you put on it beforehand.
With Apple Cash, you can set up the Apple Cash Family feature to give your child money that they can spend with their own Apple Cash card.
For another approach, see: How to Add Money to Apple Cash without Debit Card
Setting Up Child Support Basics
To set up Apple Cash for your child, you'll need to meet some basic requirements. At least one member of your family group must be younger than 18.
You'll also need to own Apple devices compatible with the latest version of iOS. This is crucial for setting up Apple Cash and ensuring it works smoothly.
To use Apple Cash, you must sign in to iCloud on each member's device using their Apple ID. This is a simple step, but it's essential for setting up the account.
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Two-factor authentication must be turned on for each Apple ID. This adds an extra layer of security to your account and helps protect your child's financial information.
To complete the setup, make sure the region on each device is set to the U.S. This is necessary for using Apple Cash and Apple Pay.
Here are the basic requirements you need to meet:
- At least one member of your family group must be younger than 18
- You must own Apple devices compatible with the latest version of iOS
- You must sign in to iCloud on each member’s device using their Apple ID
- Two-factor authentication must be turned on for each Apple ID
- The region on each device needs to be set to the U.S.
Frequently Asked Questions
Why can't my child use Apple cash?
To use Apple Cash, you must be at least 18 years old or have a family organizer set it up for you as part of Apple Cash Family. If you're under 18, you'll need a family organizer's help to start using Apple Cash.
Can under 16 use Apple Pay?
Children can add their Under 16s card to Apple Pay or Google Pay when they turn 13. They can then use mobile payments from this age onwards.
Can you have Apple Pay at 14?
Apple Pay is available at 14, but you'll need to have a parent or guardian's permission to add a card to the Wallet app
Why can't I send my child Apple cash?
You can't send Apple Cash to your child if they're under 18, as you need to set up Apple Cash Family with their family organizer first. This ensures a safe and controlled experience for minors.
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