You can put money on Apple Cash without a debit card by using other payment methods. One option is to use a credit card, which can be added to Apple Cash through the Wallet app.
To do this, you'll need to have a credit card that's already added to your iPhone or iPad, and it must be a card that's issued by a bank that's partnered with Apple.
You can also add money to Apple Cash using a bank transfer from a bank account that's linked to your Apple ID. This can be done through the Wallet app or on the Apple Cash website.
Adding Money to Apple Cash
Adding money to Apple Cash is a breeze, and you don't need a debit card to do it. You can receive money from friends or family via Apple Cash, which is a digital card within Apple Pay.
To set up Apple Cash, go to Settings > Wallet & Apple Pay > Apple Cash and follow the prompts. Once it's set up, you can request money from a friend or family member who uses Apple Pay.
To request money, use the Messages app to send a request to the person you want to receive money from. They'll send the money to your Apple Cash balance, and you'll receive a notification when it arrives.
You can also transfer money from your bank account to Apple Cash, which can be done by linking your bank account in the Wallet app. Tap Apple Cash card > Three dots (•••) > Bank Account and follow the prompts to add your bank details.
Once linked, tap “Add Money” and choose the amount to transfer from your bank account. This way, you can add money to Apple Cash even if you don't have a debit card.
You can use Apple Cash with a credit card or any compatible pre-loaded card, making it a convenient option for managing your finances.
Workarounds and Alternatives
If you don't have a debit card, you can still add money to Apple Cash by using a bank transfer. This method is available for those who have an eligible bank account and a routing number.
You can also use a credit card to add money to Apple Cash, but keep in mind that this method may incur a fee. According to the article, this fee can range from 3% to 4% of the transaction amount.
For those who prefer a more low-tech approach, you can also add cash to Apple Cash at a participating retail location. Just remember to bring the required identification and a valid Apple ID.
Using Alternative Payment Methods
You can add money to Apple Pay without a debit card, which is super helpful if you don't have one.
One way to do this is by using a Cash App card or a gift card. You can also transfer money from another payment app, such as PayPal or Venmo, to your Apple Pay balance.
If you have a bank account but no debit card, you can link it to Apple Pay and transfer money directly. This involves setting up Apple Cash and linking your bank account in the Wallet app.
To use Apple Cash without a debit card, you can request money from friends or family members who use Apple Pay, or receive money from them. You can also transfer money from your bank account to Apple Cash.
Here are some alternative payment methods you can use with Apple Pay:
Using a Bank Account
Having a bank account can be a convenient way to manage your finances, but did you know that many people don't have access to traditional banking services?
You can open a bank account with as little as $25 to $50, depending on the bank and the type of account.
Some banks offer free checking accounts with no monthly fees, while others may charge a fee for certain services like overdraft protection.
In the US, banks are required to provide customers with a free monthly statement, as well as a way to access their account online or through a mobile app.
Having a bank account can also help you build credit, which can be beneficial for things like renting an apartment or getting a loan.
You can deposit checks using the bank's mobile app or by visiting a physical branch, and some banks also offer mobile deposit services through their apps.
In the US, the Electronic Fund Transfer Act requires banks to provide customers with a way to dispute errors on their account, such as unauthorized transactions.
Some banks also offer rewards programs or cashback on certain purchases, which can be a great perk for frequent users.
Sources
- https://www.iphonelife.com/content/add-money-to-apple-cash
- https://flokii.com/blogs/view/77518/how-to-add-money-to-apple-pay-without-a-debit-card
- https://vocal.media/education/how-to-add-money-to-apple-pay-without-a-debit-card
- https://www.technipages.com/how-to-add-money-to-apple-pay-without-debit-card/
- https://www.lifewire.com/add-money-apple-pay-8756817
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