Anthem BCBS Silver Sneakers is a Medicare Advantage plan that offers fitness programs and gym memberships through Silver Sneakers.
This plan is available in many states and has a network of over 15,000 participating fitness centers.
As a Medicare Advantage plan, Anthem BCBS Silver Sneakers provides comprehensive coverage, including medical, hospital, and prescription drug coverage.
With this plan, you can enjoy fitness classes, workshops, and personal training sessions at participating fitness centers.
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What Is Silver Sneakers?
SilverSneakers is a fitness program designed for adults 65+ that's included with many Medicare Advantage plans. It's a great way to stay active, social, and healthy.
SilverSneakers members can access live online fitness classes, an on-demand video library, and thousands of gyms and community centers across the nation. They can also download the SilverSneakers GO app to get their digital membership card and workouts.
The program is tailored to people aged 65 and up, with classes specially designed for all levels and abilities. You can find classes like SilverSplash, Cardio Circuit, and SilverSneakers YogaStretch, which are designed to help seniors with physical limitations and healthcare challenges.
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With a SilverSneakers membership, you get access to fully functional gyms with exercise equipment, including weight machines, free weights, cardio equipment, tracks, and even pools. You can track your progress on HealthwaysFIT.com, an online healthcare resource for members.
SilverSneakers also sponsors social activities and events in many communities, so you can stay connected and meet new people. Plus, you can access on-demand exercise videos, training videos that provide workouts and instruction you can access 24/7 and use at home.
Here are some of the benefits you can expect with a SilverSneakers membership:
- Gym Equipment: Access to fully functional gyms with exercise equipment
- Health Classes: Classes like SilverSplash, Cardio Circuit, and SilverSneakers YogaStretch
- Social Activities: Social events and activities in many communities
- Progress Tracking: Access to HealthwaysFIT.com to track your progress
- Program Advisors: Certified trainers and instructors to help you reach your health goals
- Mobile App: SilverSneakers GO app to get your digital membership card and workouts
- On-Demand Exercise Videos: Training videos that provide workouts and instruction
Eligibility and Enrollment
To enroll in the SilverSneakers program, you must have Medicare, which means those under 65 who are Medicare-eligible due to disability may be eligible.
You can check your SilverSneakers eligibility instantly if you have a Medicare Advantage plan. However, to enroll, a plan must be available in your area, and you must pay any extra fees associated with the gym membership.
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There is no formal age requirement for SilverSneakers, but the program is rarely offered to those under 65. To qualify, you must have enrollment in a plan that includes a membership, and you may need to pay a premium if the gym membership costs extra.
Here's a quick rundown of the eligibility requirements:
- Medicare-eligible.
- Enrollment in a plan that includes a membership.
- If the gym membership costs an extra fee, you must pay the premium.
Who Is Eligible?
If you're wondering who's eligible for SilverSneakers, the answer is Medicare beneficiaries. You don't have to be 65 or older to qualify, as long as you have Medicare.
SilverSneakers is a program that's included with many Medicare Advantage plans, and it's available to those under 65 who are Medicare-eligible due to disability. This means that if you're under 65 and have Medicare, you may be eligible for SilverSneakers.
To enroll in the program, you typically need to have a Medicare Advantage plan that includes a membership. If the gym membership costs an extra fee, you'll need to pay the premium. However, it's worth noting that not all Medicare Advantage plans include SilverSneakers, so you'll need to check your plan to see if it's included.
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Here are the basic eligibility requirements:
- Medicare-eligible.
- Enrollment in a plan that includes a membership.
- If the gym membership costs an extra fee, you must pay the premium.
Keep in mind that availability may vary depending on your location, so it's always a good idea to check with your health insurance company or visit the SilverSneakers online health plan finder to see if you have access to the program.
How to Enroll in an Insurance Plan
To enroll in an insurance plan, you should do a thorough plan comparison to ensure you can see your preferred doctors and get any other benefits you need at a price that's reasonable for you.
Choosing the right insurance plan can be overwhelming, but it's essential to take the time to research and compare different options. This will help you make an informed decision and avoid costly mistakes.
You should also consider health and wellness benefits, such as gym memberships or fitness classes, when selecting a plan. SilverSneakers, for example, is a popular program that offers access to gyms and fitness classes.
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Before switching or choosing a new plan, make a list of your needs and priorities to guide your decision-making process. This will help you stay focused and ensure you find a plan that meets your needs.
By following these steps, you can find an insurance plan that fits your lifestyle and budget, and provides you with the coverage and benefits you need.
Program Details
With Anthem BCBS SilverSneakers, you'll have access to a wide range of benefits that can help you stay active and healthy.
The basic mission of SilverSneakers is to increase health, mobility, and overall quality of life for adults over 65. This includes gym access, fitness programs, and social activities.
You'll have access to fully functional gyms with exercise equipment, including weight machines, free weights, cardio equipment, tracks, and even pools. Many gyms also offer pools, walking tracks, and pickleball courts.
SilverSneakers offers a variety of health classes, such as SilverSplash, Cardio Circuit, SilverSneakers YogaStretch, Weight circuit, and CardioFit. These classes are designed for every fitness goal and many are tailored to help seniors with physical limitations and healthcare challenges.
You can track your progress and access online health resources through HealthwaysFIT.com. This includes tracking your fitness progression, staying up-to-date on health-related current events, and even getting nutritious recipes.
You'll also have access to certified trainers and instructors who can help you reach your health goals and keep you accountable. And, if you need some guidance on how to get started, SilverSneakers has introductory programs to help you incorporate fitness back into your life in a safe manner.
Here are some of the benefits you can expect with a SilverSneakers membership:
• Cardio equipment, such as treadmills and rowing machines
• Strength equipment, such as weights and strength machines
• Amenities, such as pools, walking tracks, and pickleball courts
• Health classes, such as SilverSplash and Cardio Circuit
• Online health resources through HealthwaysFIT.com
• Access to certified trainers and instructors
• Introductory programs to help you get started with fitness
You can enroll in as many participating locations as you like and use any location in the SilverSneakers network, at any time.
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Availability and Acceptance
SilverSneakers is a fitness program designed for seniors, and it's available through some Medicare Advantage plans and a few Medicare Supplement Insurance plans. To be eligible, you must be enrolled in a participating plan and eligible for Medicare.
Anthem BCBS is one of the companies that offers SilverSneakers to its policyholders, so if you have Anthem, you're in luck. They also provide several other benefits beyond SilverSneakers, but we'll focus on that program for now.
If you're interested in using your SilverSneakers membership at a YMCA, you'll be happy to know that several locations accept it as a form of payment. However, not all YMCAs participate in the program, so be sure to check with your local branch to confirm their acceptance and any specific requirements or fees that may apply.
Some benefits of using your SilverSneakers membership at a participating YMCA include access to their facilities, classes, and programs. However, the specifics will vary depending on your local YMCA, so it's always a good idea to call ahead and ask about their SilverSneakers offerings.
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Benefits and Cost
SilverSneakers is a fantastic program that offers a lot of benefits, especially for those with Medicare Advantage or Medicare Supplement plans. With certain plans, SilverSneakers is completely free, so you can take advantage of its services without any additional cost.
You can access a wide range of amenities, including cardio equipment, strength equipment, walking tracks, and pools, with your SilverSneakers membership. This is a great way to stay active and healthy, and you can even find classes and locations near you using the SilverSneakers GO app.
Some services, like personal training, massages, or tanning, may require an additional fee, but you can still enjoy the basic membership plan without extra cost.
Does Original Cover?
Original Medicare doesn't cover SilverSneakers or any fitness membership. You can receive SilverSneakers with some Medigap plans, so you won't have to switch to a Medicare Advantage plan if you're interested in it.
Original Medicare (Part A and B) doesn't cover SilverSneakers, which is a fitness program.
Membership Benefits
SilverSneakers membership offers a range of benefits, including access to cardio equipment, strength equipment, and amenities like walking tracks and pools at participating gyms.
You'll also get to enjoy live online fitness classes and access to a video library of workouts through the SilverSneakers program.
The SilverSneakers GO app can help you find locations and classes near you, making it easy to stay active and engaged.
While some people might think a membership comes with a pair of silver sneakers, this program doesn't give out footwear, but you can purchase related items like water bottles, exercise bands, and T-shirts through an affiliated online store.
Here are some of the key benefits you can expect from a SilverSneakers membership:
In some cases, you may also be able to get a gym membership through SilverSneakers, which can be a great way to stay active and engaged in your community.
Frequently Asked Questions
Are silver sneakers part of Anthem?
Yes, SilverSneakers is included with most Anthem Medicare Advantage (Part C) plans and some Medicare Supplement plans. Learn more about your SilverSneakers membership benefits.
Why am I not eligible for SilverSneakers?
You're not eligible for SilverSneakers because your health care plan doesn't participate in the program. Check with your provider to see if they can add SilverSneakers to your plan or consider switching to a participating plan during open enrollment.
Is Blue Cross Blue Shield part of Silver Sneakers?
Blue Cross Blue Shield members may already have SilverSneakers membership as a free benefit, offering gym access and exercise classes. Check your plan to see if you're already enrolled.
How much is SilverSneakers per month?
If you have a qualifying health insurance plan, SilverSneakers is free with no monthly cost. Check your plan to see if SilverSneakers is included at no extra charge.
Sources
- https://medicarenationwide.com/guide-to-anthem-blue-cross-silversneakers-plan/
- https://www.medicarefaq.com/faqs/silver-sneakers-program/
- https://askchapter.org/magazine/senior-health-wellness/medicare-resources/what-insurance-plans-include-silver-sneakers
- https://www.nerdwallet.com/article/insurance/medicare/silversneakers-gym-access-online-fitness-classes-and-more
- https://www.silversneakers.com/blog/silversneakers-questions-answered/
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