Understanding the Sehat Sahulat Program in Pakistan

The Sehat Sahulat Program is a game-changer for many families in Pakistan. It's a health insurance program designed to provide financial protection to low-income households.

The program was launched in 2019 by the Government of Punjab to ensure that everyone has access to quality healthcare. It's a testament to the government's commitment to improving healthcare outcomes in the country.

Under the program, eligible families can get free or low-cost medical treatment at participating hospitals and healthcare facilities. This includes a wide range of services, from doctor consultations to surgeries and hospital stays.

The program has made a significant impact on the lives of many families, providing them with peace of mind and financial security in times of need.

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To apply for the Sehat Sahulat Program, you can start by checking your eligibility via SMS by texting your CNIC number to 8500. This is a straightforward process that requires just a few seconds.

You can also check your eligibility online by visiting the official Sehat Sahulat website and clicking on 'Eligibility Details.' Once you enter your CNIC number, you'll be able to see if you qualify for the program.

If you're eligible, you'll receive a text message with your Sehat Insaf Card number and the name of the card distribution centre in your district where you can collect it.

To collect your card, visit the assigned card distribution centre with your original CNIC or Special CNIC. Alternatively, you can apply for a Sehat Insaf Card online by following the same steps as before.

If you have a child born in an empanelled hospital to a registered family, they'll be eligible for the program. But if the child wasn't born in an empanelled hospital, you'll need to register them by submitting an application and the child's NADRA Form-B at the SSP help desk.

You'll need to gather some information and documents when you visit a hospital, including the Sehat Card, Original CNIC, and B-form (if the treatment is for a child).

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Under the Sehat Sahulat Program, you can get treatment for various medical conditions, including heart diseases, diabetes, kidney problems, and more. You can get up to Rs. 300,000 per year for family treatment, with additional coverage of Rs 300,000 if needed.

To get treatment, you'll need to hand over your Sehat Insaf card to the hospital staff, who will deduct the expenses from your card. You won't have to pay a single penny for the treatment, thanks to the program's coverage.

The program offers two treatment packages: Priority Treatment and Secondary Care Treatment. Here's a breakdown of what each package covers:

The Secondary Care Treatment package under Sehat Sahulat Program is a comprehensive coverage that helps you with various medical expenses.

You'll receive an initial coverage of Rs 60,000 per year for each family, and an additional Rs 60,000 for any additional charges.

This package covers a wide range of medical procedures, including surgeries and emergency hospitalizations.

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You'll also be covered for medical bills during pregnancy, antenatal checkups, and consultations for family planning, nutrition, and immunization.

In case of injuries or fractures, the Secondary Care Treatment package will also cover the associated medical bills.

After hospitalizations, you'll be reimbursed for the medical expenses.

You'll also receive Rs 1,000 for local transportation, but this is limited to three times a year.

If you need to be transported to another hospital for specific treatment, this package will also cover the transportation costs.

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Islamabad has a wide range of hospitals, including public and private institutions, that cater to various medical needs.

You can find several private hospitals in Islamabad, such as AKBER NIAZI TEACHING HOSPITAL, which is located on Dr. Akbar Niazi Teaching Hospital, and MAX HEALTH HOSPITAL, situated at G-8 MARKAZ, 12 K ROAD, ISLAMABAD.

Some of the public hospitals in Islamabad include the NUCLEAR, MEDICINE, ONCOLOGY, RADIOLOGY INSTITUTE, located at G-8, Islamabad, and PAKISTAN INSTITUTE OF MEDICAL SCIENCES, situated at IBN E SINA ROAD, G-8/3.

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Islamabad's private hospitals are spread across different areas, such as the Maroof International Hospital, located at F-10 Markaz, and the Global Health Services Pvt. Ltd. (QIH), situated near Golra Moor Peshawar Road-Rawalpindi.

Here's a list of some of the hospitals in Islamabad:

Islamabad's hospitals also include specialized centers, like the MEDIKAY CARDIAC CENTER, located at PARK ROAD, CHAK SHAHZAD ISLAMABAD, which provides cardiac care services.

In Gilgit-Baltistan and Fata, there are several hospitals that offer quality medical services. The Provincial Headquarter Hospital, Gilgit, is a public hospital located in Hospital Colony near the governor's house in Gilgit.

One of the private hospitals in Skardu is the Kwait Medical Complex Skardu, which is situated in Astana, Skardu, 16100.

The Maqpoon Hospital Skardu is another private hospital in Skardu, and it's located at Maqpoon Hospital Skardu.

Here's a list of some of the hospitals in Gilgit-Baltistan and Fata:

The Faisal Medical Complex in Khyber agency is a private hospital located in District Khyber Bera Bazar.

The Sehat Sahulat Program offers two treatment packages to ensure that families receive the medical care they need. These packages are designed to cover a wide range of medical expenses.

The Priority Treatment package covers Rs. 300,000 per year for family treatment, with an additional Rs. 300,000 available in case of any additional charges. This package covers a variety of medical procedures, including heart bypass surgeries, diabetes treatment, kidney disease, and more.

The Secondary Care Treatment Package offers Rs. 60,000 as the initial coverage per year for each family, with an additional Rs. 60,000 available for any additional charges. This package covers a range of medical expenses, including surgeries, emergency admissions, and medical bills during pregnancy.

Here's a summary of the two treatment packages:

Both packages aim to provide comprehensive medical coverage to families in need, ensuring that they receive the care they require without worrying about the financial burden.

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Treatment packages are designed to provide a comprehensive approach to addressing specific needs.

Each package typically includes a combination of therapies and interventions tailored to the individual's requirements.

A study found that packages with a focus on cognitive-behavioral therapy and medication management resulted in improved symptoms and quality of life for patients.

Research suggests that treatment packages with a multidisciplinary team approach, including psychologists, psychiatrists, and social workers, can lead to better outcomes.

The length and intensity of treatment packages can vary greatly, ranging from a few weeks to several months or even years.

The Priority Treatment Package is a comprehensive plan that covers a wide range of medical procedures and diseases. You can get up to Rs. 300,000 per year for family treatment, and in case of additional charges, you can get another Rs 300,000 per family.

This treatment package covers all types of medical and surgical procedures for patients.

The package includes diseases related to the heart, such as bypass surgery.

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Diabetes Mellitus is also covered, including treatment for complications.

In case of burns or implant procedures, you're covered.

The package also includes treatment for limb-saving procedures, prosthetics, and all types of kidney disease, including dialysis and last-stage kidney problems.

Rheumatology, HIV, Hepatitis, and other chronic infections are also covered.

The package covers live, heart, lungs, and kidney failure, as well as chemotherapy, surgery, and radiation therapy.

Neurosurgical procedures are also included in this package.

To use your Sehat Insaf Card, you'll need to bring the card, your original CNIC or Special CNIC, and Form B if you're a child to the representative counters at empanelled hospitals. The representative will guide you to the relevant department.

You can find the list of empanelled hospitals online, which makes it easy to plan your visit. The Sehat Sahulat Programme has set up representative counters at all these hospitals.

When you visit the hospital, show your Sehat Insaf Card to the representative and explain the reason for your visit. They will then help you with the next steps.

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To get your Sehat Insaf card, you'll need to check your eligibility for the Sehat Sahulat Program.

You can receive your Sehat card automatically after checking your eligibility.

Until you receive your Sehat card, you can use your CNIC or B-Form as a substitute.

To use the Sehat Insaf card, you'll need to bring the following documents to an empanelled hospital: the Sehat Insaf Card, original CNICs or Special CNICs for both the cardholder and the family member seeking treatment, and Form B if the patient is a child.

Visit the representative counters set up at empanelled hospitals to get started.

The Sehat Insaf Card is a valuable resource for many people. A beneficiary can use the card until the cash limit is available.

The financial limit for each beneficiary will be refreshed on an annual basis. This means you'll have a fresh start each year to make the most of your card.

You'll need to keep track of your remaining balance to avoid running out of funds.