American Express Blue Cash Extended Warranty Protection and Coverage Details

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The American Express Blue Cash Extended Warranty Protection can extend the warranty of your purchases by 1 to 2 years, depending on the original manufacturer's warranty.

This protection can be added to your purchases for a small fee, typically ranging from 8.25% to 10% of the purchase price.

You can purchase this protection for items such as electronics, appliances, and furniture, which are commonly found in the home.

The protection covers repairs and replacements for mechanical breakdowns, but excludes normal wear and tear, misuse, and pre-existing conditions.

Filing a Claim

Filing a claim for your American Express Blue Cash Extended Warranty is a relatively straightforward process. You have 30 days from the date of loss to submit your claim.

To get started, you can file a claim online or by calling 800-228-6855. You'll need to provide an original store receipt or a printout of an online receipt as proof of purchase.

If your item was stolen, be sure to include a copy of the police report with your claim. This is an important step in the process.

You may be asked to send in a damaged item or a picture of the item for proof of loss, so it's a good idea to keep these items safe until your claim is resolved.

American Express Shopping Protection Policies

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American Express shopping protection policies are designed to provide peace of mind when making purchases. They can be surprisingly easy to use, as I've experienced firsthand.

The process of filing a claim with Amex is relatively quick and hassle-free. I've filed two claims in the past and was pleasantly surprised at how easy it was.

Amex will accept claims for purchases made outside of the store's return policy but still within 90 days of purchase. This allows you to return items that may not be eligible for a refund otherwise.

You can file claims online with Amex, which makes the process even more convenient. No need to dig through a shoebox full of receipts or deal with customer service representatives.

In some cases, Amex may ask for additional documentation, such as a signed letter from your landlord verifying the theft of a stolen item. However, this is not always necessary, as I've experienced.

For your interest: Amex Platinum Card Hertz

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Amex shopping protection policies can be a valuable asset when making purchases, especially for high-ticket items or items with limited manufacturer warranties.

Here are some key facts about Amex shopping protection policies:

Overall, American Express shopping protection policies are a valuable benefit for cardholders. They can provide peace of mind and protect your purchases from unexpected failures or theft.

Benefit Overview

The American Express Blue Cash extended warranty benefit is a valuable perk that can provide peace of mind when making purchases with your credit card.

You can extend a manufacturer's warranty by up to one year, or even double the original warranty period, depending on the credit card issuer.

Not all items are eligible for the extended warranty benefit, though - boats, cars, and antique items are typically excluded.

You'll need to check your credit card's terms and conditions to see what items are explicitly listed as not covered.

In general, any item with a valid manufacturer's warranty that you purchased with your eligible card should be covered, including refrigerators, washers, dryers, and laptop computers.

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The coverage amount varies by credit card, but a common maximum limit is $10,000 per claim on many credit cards.

To make a claim, you'll need to notify your card's benefits administrator within a certain number of days of your product's failure, and provide supporting documentation such as an original receipt and credit card statement.

American Express Cards

American Express cards offer extended warranty coverage on eligible purchases. This benefit can be found on cards like The Platinum Card from American Express and the Blue Cash Preferred Card from American Express.

With these cards, you can receive up to one additional year of coverage on purchases with manufacturer's warranties of five years or less. The coverage amount is up to $10,000 per covered purchase and up to $50,000 per eligible card in a calendar year.

The eligibility and benefit level varies by card, so it's essential to check your specific card's terms and conditions. You can find more details on American Express's website at americanexpress.com/benefitsguide.

Here's an interesting read: Discover Card Insurance Coverage

Eligibility Requirements

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To be eligible for extended warranty coverage on American Express cards, you'll need to know a few key things. The Platinum Card from American Express and the Blue Cash Preferred Card from American Express offer extended warranty benefits, but not all Amex cards do.

Eligible purchases must have manufacturer's warranties of five years or less. This is a key requirement to keep in mind. If your purchase has a warranty longer than five years, you won't be eligible for extended warranty coverage.

To receive the benefit, you must charge the purchase to an eligible card. The Extended Warranty benefit can provide up to one extra year added to the Original Manufacturer's Warranty.

Each cardholder can receive up to $50,000 total in claims per calendar year. This is a significant amount of coverage, but it's essential to keep in mind the overall limit.

If you have a card like the Blue Cash Everyday Card from American Express, it no longer offers extended warranty coverage on purchases made on or after Jan. 1, 2020. This is an important date to note.

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Here are some key eligibility requirements in a nutshell:

  • Eligible purchases must have manufacturer's warranties of five years or less.
  • Each cardholder can receive up to $50,000 total in claims per calendar year.
  • Some Amex cards, like the Blue Cash Everyday Card, no longer offer extended warranty coverage on purchases made on or after Jan. 1, 2020.

Card Options

American Express offers a range of card options to suit different needs and preferences.

The American Express Green Card is a great choice for those who want a more affordable option, with a lower annual fee of $95.

It's worth noting that the Green Card still offers a decent rewards program, with 1x points on eligible purchases.

The American Express Gold Card is a step up from the Green Card, with a higher annual fee of $250, but also offering 4x points at U.S. restaurants and 4x points at U.S. supermarkets.

The Platinum Card from American Express is a premium option with a high annual fee of $550, but it offers a range of luxury benefits and rewards.

The Business Platinum Card from American Express is designed for business owners, offering a range of benefits and rewards tailored to their needs.

The American Express Business Gold Card is another business-focused option, with a lower annual fee of $295 and a range of rewards and benefits.

For another approach, see: American Express Points Value in Dollars

Frequently Asked Questions

How to file an extended warranty claim with Amex?

To file an extended warranty claim with Amex, contact us within 30 days of the loss by calling 1-800-225-3750 (toll-free in the US) or 1-303-273-6498 (collect from overseas).

Angie Ernser

Senior Writer

Angie Ernser is a seasoned writer with a deep interest in financial markets. Her expertise lies in municipal bond investments, where she provides clear and insightful analysis to help readers understand the complexities of municipal bond markets. Ernser's articles are known for their clarity and practical advice, making them a valuable resource for both novice and experienced investors.

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