Amex Platinum Card Hertz: Complete Guide to Membership and Benefits

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The Amex Platinum Card Hertz partnership offers a range of benefits to cardholders. You can enjoy a complimentary Hertz President's Circle membership.

As a Hertz President's Circle member, you'll get to skip the lines and have access to a dedicated customer service team. This can save you time and hassle when renting a car.

With your Hertz President's Circle membership, you'll also get a free upgrade to a higher car category, subject to availability. This can be a great perk if you're looking to drive a more luxurious vehicle.

You can earn 5X Membership Rewards points on Hertz rentals, which can be redeemed for travel, gift cards, or other rewards. This can be a great way to earn points quickly and efficiently.

Benefits and Features

As an Amex Platinum cardholder, you're entitled to a range of benefits that make car rentals a breeze. You can earn elite status with several popular rental car providers, including Hertz, which grants you perks like vehicle upgrades, exclusive offers, and expedited services.

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One of the most significant benefits is the car rental loss and damage insurance, which provides coverage up to $75,000 for theft of or damage to most rental vehicles. This insurance is secondary coverage, meaning it kicks in after you've filed a claim with the rental company.

You can also enjoy a fee-waived additional driver, allowing you to add another person to the rental agreement without incurring extra fees. This is especially helpful for families or groups of friends traveling together.

As an Amex Platinum cardholder, you'll also have access to a wide range of car rental benefits, including a one-car-class upgrade for rentals of more than 5 days, subject to availability. This means you can upgrade to a higher class of vehicle for free, giving you more space and comfort on your trip.

Here are some key benefits of the Amex Platinum card's car rental program:

  • Elite status with several popular rental car providers
  • Car rental loss and damage insurance (up to $75,000)
  • Fee-waived additional driver
  • One-car-class upgrade for rentals of more than 5 days (subject to availability)

These benefits can help you save money and make your car rental experience more enjoyable. By taking advantage of these perks, you can get the most out of your Amex Platinum card and enjoy a more convenient and rewarding car rental process.

Insurance and Coverage

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The Amex Platinum card offers secondary car rental insurance, which means you need to file a claim with your other insurance first before this coverage kicks in.

To be eligible for the coverage provided by American Express, you must pay for the entire rental cost with your Amex Platinum card and decline the collision damage waiver offered by the rental company. Exclusions include antique cars, certain vehicle types, and rentals in Australia, Italy, and New Zealand.

The coverage only applies to the first 30 days of a rental and has a maximum payout of $75,000 per rental agreement.

Here are some key coverage limits:

  • Accidental injury coverage limits are $5,000 per person.
  • Payouts for accidental death and dismemberment are limited to $200,000 per card member and $20,000 per passenger or authorized driver.
  • Personal property losses are limited to $1,000 per claimant and $2,000 total per accident.
  • There is a cap of $300,000 per car rental accident.

Liability Insurance

Liability Insurance is not included in the Amex Platinum's Premium Car Rental Protection, which is available for an extra fee. This means you'll need to rely on your own auto insurance policy or other means to cover liability costs.

If you're not satisfied with the Amex Platinum's coverage, you might want to consider other credit cards that offer primary liability coverage at no additional charge. The Chase Sapphire Preferred Card and Capital One Venture X Rewards Credit Card are two examples that provide this benefit.

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The Amex Platinum's Premium Car Rental Protection does have a flat price for the entire rental period, which can be a cost-effective option compared to buying insurance coverage from the car rental service. However, the exact cost depends on your state of residence and coverage level, ranging from $12.25 to $24.95.

To summarize the Amex Platinum's liability insurance situation, here's a quick rundown:

Keep in mind that liability insurance is an essential aspect of car rental protection, and it's crucial to understand what's covered and what's not before making a decision.

Coverage

The Amex Platinum card comes with secondary car rental insurance, which means you need to file a claim with your auto insurance provider before Amex's rental coverage kicks in.

To be eligible for this coverage, you must pay for the entire rental cost with your Amex Platinum card and decline the collision damage waiver offered by the rental company.

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Coverage is unavailable for certain vehicle types, including antique cars, cargo vans, and off-road vehicles.

You'll receive coverage when paying for your car rental with The Platinum Card from American Express, Membership Rewards points, or Pay with Points.

The built-in car rental insurance on The Platinum Card from American Express covers up to $75,000 per rental agreement when there is damage or theft of a rental car.

This protection is secondary coverage to your personal car insurance policy.

If you need primary coverage, it's available for an extra fee through Amex's Premium Car Rental Protection, which costs between $12.25 to $24.95 based on your state of residence and coverage level.

Here's a breakdown of the coverage limits:

  • Accidental injury coverage: up to $5,000 per person
  • Accidental death and dismemberment: up to $200,000 per card member and $20,000 per passenger or authorized driver
  • Personal property losses: up to $1,000 per claimant and $2,000 total per accident
  • Car rental accident: up to $300,000

Terms and Conditions

Terms and Conditions play a crucial role in understanding your insurance and coverage options when renting a car.

Discounts are available, but they're not applicable to all locations. The discount is off Hertz's publicly available retail rates, excluding Special Offers, and blackout periods apply.

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The discount only applies to the base rate quoted, excluding taxes and other charges. It doesn't apply to Collision Damage Waiver (CDW) and Theft protection (TP), Vehicle Licensing Fee (VLF), or any additional charges.

If you're planning to rent a car in India, Pakistan, Sri Lanka, or Taiwan, you won't be eligible for the discount. Japan has a 5% discount, but a one-car-class upgrade is not available.

Vans and commercial vehicles are not eligible for the discount. To get the discount, you need to quote CDP code 705500 or enter your American Express benefits-enabled Gold Plus Rewards membership number at the time of reservation.

Here's a breakdown of what's included in the discount:

  • Discount is off Hertz's publicly available retail rates (excluding Special Offers)
  • Discount applies to base rate quoted (excluding taxes and any other charges)
  • Discount does not apply to Collision Damage Waiver (CDW) and Theft protection (TP)
  • Discount does not apply to Vehicle Licensing Fee (VLF), surcharges, taxes, or any additional charges

Additionally, you can enjoy a complimentary one-car-class upgrade, subject to availability, for rentals of 5 or more consecutive days. However, this upgrade is not available for Vans and Special vehicles.

One more thing to keep in mind: if you need to add an additional driver, they must meet Hertz's driving requirements and request the complimentary additional driver at the rental location prior to collecting the rental car.

Additional reading: Amex Platinum Card Upgrade

Membership and Status

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As an Amex Platinum cardholder, you'll enjoy elite-level memberships with Avis, Hertz, and National, which come with special benefits and perks.

With these memberships, you can access exclusive discounts, upgrades, and services when renting a car. For example, with Hertz, you'll get a 20% discount on vehicle rentals, as well as a four-hour grace period on rental returns and guaranteed upgrades on economy through standard vehicle rentals.

You'll also receive free additional driver for your spouse or domestic partner, and dedicated customer service line. To enroll in Hertz Gold Plus Rewards and receive these benefits, use code CDP#211762 or call 800-525-3355.

Here are the benefits of Amex Platinum car rental memberships:

  • Avis: complimentary status bumps with Avis loyalty program
  • Hertz: complimentary President's Circle status with 20% discount on vehicle rentals, four-hour grace period on rental returns, guaranteed upgrades, and free additional driver
  • National: complimentary status bumps with National loyalty program

Hertz President's Circle

As an Amex Platinum cardholder, you'll receive complimentary Hertz President's Circle status, which comes with some fantastic perks.

With President's Circle status, you can use a designated code at booking to earn up to a 20% discount on vehicle rentals (taxes and fees apply and are not eligible for the discount).

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One of the best benefits of President's Circle status is the four-hour grace period on rental returns, which can save you a lot of money on potential extra day charges.

You'll also get guaranteed upgrades on economy through standard vehicle rentals, so you can enjoy a better ride without breaking the bank.

Another great perk is the free additional driver for your spouse or domestic partner, which can be a huge convenience when traveling with a partner.

And, as a President's Circle member, you'll have access to a dedicated customer service line, which can be super helpful if you encounter any issues with your rental.

Here are some of the key benefits of Hertz President's Circle status:

  • Up to 20% discount on vehicle rentals (taxes and fees apply)
  • Four-hour grace period on rental returns
  • Guaranteed upgrades on economy through standard vehicle rentals
  • Free additional driver for your spouse or domestic partner
  • Dedicated customer service line

How to Get Offers

To get offers, you need to activate the special privileges that come with your Amex Platinum card.

You can receive Amex's secondary car rental insurance coverage by paying for the entire rental cost with your Amex Platinum card and declining the optional insurance coverage offered by the rental car company.

To get member discounts, you may receive a special code to use when renting a vehicle, depending on the rental company.

What Is a Gold Card?

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The American Express Gold Card is a popular choice for those who want to earn rewards and benefits. It provides a rental car collision damage waiver insurance with a maximum limit of $50,000.

If you're considering getting a Gold Card, you should know that it offers some great perks. However, it's worth noting that the Amex Platinum rental car collision damage waiver insurance provides better coverage with a maximum limit of $75,000.

Frequently Asked Questions

What is the CDP number for American Express Platinum Hertz?

The CDP number for American Express Platinum Hertz is 633306. Adding this number to your profile and quoting it at the time of reservation unlocks exclusive benefits.

Felicia Koss

Junior Writer

Felicia Koss is a rising star in the world of finance writing, with a keen eye for detail and a knack for breaking down complex topics into accessible, engaging pieces. Her articles have covered a range of topics, from retirement account loans to other financial matters that affect everyday people. With a focus on clarity and concision, Felicia's writing has helped readers make informed decisions about their financial futures.

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