AG2R La Mondiale: Tout Savoir sur les Assurances et les Services

AG2R La Mondiale is a French insurance company that's been around since 1999. It was created through the merger of AG2R and La Mondiale.

One of its key services is health insurance, which provides coverage for medical expenses, hospital stays, and surgical procedures.

AG2R La Mondiale also offers life insurance, which can help provide financial security for loved ones in the event of a person's passing.

The company has a strong presence in France, with over 2 million customers.

AG2R La Mondiale offers a range of tariffs and formulas to suit different budgets and needs.

The prices of AG2R La Mondiale's complementary health insurance depend on the age of the policyholder, their place of residence, and the level of coverage chosen. For example, a single person aged 25 living in Paris can expect to pay around 23.89 euros per month for the Protecvia Indice 20 formula. In contrast, a couple with two children living in Rennes may pay up to 181.76 euros per month for the same formula.

The good news is that the tariffs offer a good balance between cost and quality. As one client noted, "Les tarifs offrent un bon rapport qualité-prix."

AG2R La Mondiale offers very competitive prices for their health insurance plans. The price of AG2R La Mondiale depends on the profile of the insured person, including their age, residence, and chosen guarantees.

Their prices are very affordable, making it a great option for families. You can choose from five different levels of guarantee, with two optional enhancements for dental and optical expenses.

The price of AG2R La Mondiale is tailored to your specific needs, ensuring you get the best value for your money. With their flexible pricing, you can adjust your coverage to suit your budget.

Here's a breakdown of the different levels of guarantee offered by AG2R La Mondiale:

AG2R La Mondiale also offers 24/7 assistance and tiered payment in many healthcare facilities, making it a convenient option for those who value flexibility.

The mutuelle santé AG2R La Mondiale offers a range of formulas to suit different profiles and budgets. The Protecvia range is the most popular, with six formulas to choose from: Protecvia indice 20, 30, 45, 60, 90, and 120.

Each formula has its own set of benefits and limitations. For example, Protecvia indice 20 is the most basic formula and offers minimum remuneration, while Protecvia indice 120 is the most comprehensive and offers the highest level of remuneration.

In addition to the formulas, AG2R La Mondiale also offers two packs that can be added to enhance the benefits: the Pack Liberté and the Pack Confort. The Pack Liberté covers expenses related to self-medication, contraception, and vaccines not covered by the Social Security system, while the Pack Confort improves coverage for optician, dental, and audiology expenses, as well as expenses related to well-being.

The cost of a mutuelle santé AG2R La Mondiale varies depending on the age of the insured, their place of residence, and the type of guarantee subscribed. The minimum monthly premium is 9.82 euros, and the maximum premium is around 65 euros per month for a Protecvia indice 90 formula.

Here are some examples of premiums for different profiles:

It's worth noting that the premiums can vary depending on the specific circumstances of the insured, and it's always a good idea to consult with an advisor to get a personalized quote.

AG2R La Mondiale's remboursements are quite comprehensive, covering a wide range of healthcare expenses such as soins courants, hospitalisation, transport en véhicule sanitaire, and bien-être et prévention.

The specific details of these remboursements vary depending on the type of contrat souscrit. For example, Protecvia Indice 20 covers 100% of the base rate (BR) for chirurgie, while Protecvia Indice 45 covers between 100% to 125% of the BR.

Here's a breakdown of some of the key remboursements for each contrat:

AG2R La Mondiale's prices are generally on the higher side, but the company is very transparent about its garanties, which is a major plus. The company's model à but non lucratif is also a draw for those who value ethical business practices.

The remboursements offered by AG2R La Mondiale's mutuelle santé are quite comprehensive. They cover a wide range of dépenses de santé, including soins courants, hospitalisation, and transport en véhicule sanitaire.

Soins courants are fully covered, with remboursement of honoraires médicaux et paramédicaux, analyses et examens de laboratoires, médicaments, and matériel médical. Hospitalisation is also covered, including forfait journalier et de séjour, chambre particulière, and other related costs.

You can also expect remboursement for cures thermales, frais d'optique, d'audition et dentaires, and bien-être et prévention. However, the level of remboursement varies depending on the type of contrat souscrit.

Here's a breakdown of the remboursement for some common dépenses de santé:

As you can see, the level of remboursement varies depending on the type of contrat and the dépense de santé in question. It's always a good idea to review the conditions générales of your contrat to understand exactly what's covered and what's not.

The price of the complementary health insurance from AG2R La Mondiale varies depending on your age, location, and the type of coverage you choose. The monthly premium starts at 9.82€.

The prices for the Protecvia indices 20, 45, and 90 are listed below. These prices are based on the examples provided in the article.

The prices are quite competitive, especially considering the comprehensive coverage offered.

AG2R La Mondiale's clients have mixed opinions about their services. Some praise the company's detailed and accessible offers on their website, as well as their competitive tariffs.

The company's website is user-friendly, and their consultants are efficient and accessible. However, some clients regret the sometimes insufficient coverage, even with the most comprehensive plans.

A key feature of AG2R La Mondiale is their "Mon Compte" service, which allows clients to access their account and services 24/7. This service includes features such as viewing payment history, adding or removing beneficiaries, and consulting their contract and guarantees.

Here are some of the services available through "Mon Compte" AG2R La Mondiale:

Despite the company's efforts to provide a user-friendly experience, some clients have reported difficulties with their application, including a lack of ergonomics and issues with connecting and downloading their tiered payment card.

AG2R La Mondiale is a leading French group in social protection and insurance for people and their assets. It's the first French group in this field.

The group is known for its paritarian and mutualist values, which set it apart from other insurance companies. This unique approach allows AG2R La Mondiale to offer personalized and high-performance solutions to its clients.

AG2R La Mondiale Matmut was formed in January 2019 as a result of the merger between AG2R La Mondiale and Matmut. This new entity combines the strengths of both companies to provide comprehensive protection for the French people.

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AG2R La Mondiale is a leading French group in social protection insurance for individuals and their assets. It's the first group of its kind in France.

The group is an actor of prime importance on the French insurance market, and it stands out for its values of parity and mutualism.

AG2R La Mondiale has a long history that dates back to 1905, when it was founded by seven industrialists in the North of France.

La Mondiale was created to provide social protection to workers and employees in a region where industrial activity was rapidly expanding.

In 2019, the group merged with Matmut to form AG2R La Mondiale Matmut, a unique entity that combines performance and solidarity.

AG2R La Mondiale Matmut offers a wide range of solutions for French people, including insurance for individuals, assets, and responsibilities.

The group's long history has earned it a reputation as an historic insurer, and its commitment to social protection has solidified its position as a leader in the industry.

If you're wondering which businesses are eligible to partner with AG2R La mondiale, the answer is that all types of companies and legal entities with a SIRET or SIREN number can sign up.

These include SAS, SASU, SARL, EURL, SCI, SA, micro-entrepreneurs, associations, and personal societies.

You can explore AG2R La mondiale's offers and services, including their insurance contracts, by visiting their website.

In fact, AG2R La mondiale's contracts are open to a wide range of businesses, from small startups to larger corporations.

Here are some examples of businesses that can subscribe to an insurance contract with AG2R La mondiale:

By understanding which businesses are eligible to partner with AG2R La mondiale, you can make informed decisions about your company's insurance needs.

To cancel your contract with AG2R La Mondiale, you need to respect a one-year waiting period after the first subscription. After that, you can cancel at any time without fees or penalties, and it will take effect after a month.

You can cancel your contract by sending a written request to the company's headquarters or through the client space. Alternatively, you can contact your advisor for assistance.

To cancel a contract, you can send a letter by mail to the company's headquarters or via the client space, or contact your advisor. The company's headquarters address is not specified in the text, but you can find it through the client space or your advisor.

If you want to cancel your contract, you should send a letter by mail to the company's headquarters or via the client space at least two months before the anniversary date. The contract will end the day after the anniversary date.

Here are the steps to follow:

To cancel your contract with AG2R La Mondiale, you must respect a one-year waiting period from the first subscription. This means you can't cancel right away, but you can start the process.

After one year of subscription, you can cancel at any time without fees or penalties. The cancellation will take effect after one month.

You can cancel your contract by sending a written request to AG2R La Mondiale. There are two ways to do this:

If you want to cancel your health insurance contract with AG2R La Mondiale, you should know that you can do so at the anniversary date, usually one year after the contract's effective date, with a two-month notice. This means sending a registered letter at least two months before the anniversary date to indicate your wish to cancel the contract.

Your contract will end the day after the anniversary date. To avoid being unprotected, it's recommended to subscribe to another insurance policy with a different insurer from that date.

To cancel your contract, you must send a letter of cancellation with an AR (Accusé de Réception) to the following address: Service résiliation, 32 avenue Emile Zola, 59370 Mons-en-Baroeul.

You can get a quote for professional insurance with AG2R La Mondiale by comparing products from multiple insurers on the next page.

AG2R La Mondiale offers a comprehensive range of insurance products, including auto, habitation, and more.

To get a professional insurance quote with AG2R La Mondiale, you can visit their website or contact their customer service team directly.

Their professional insurance products can be tailored to meet the specific needs of your business or profession.

AG2R La Mondiale's professional insurance products are designed to provide you with peace of mind and financial protection in the event of an unexpected event.

AG2R La Mondiale is a well-established French insurance company that offers a range of health insurance options. Their health insurance plans are designed to meet the needs of individuals, professionals, and businesses.

One of the key features of AG2R La Mondiale's health insurance plans is their flexibility. They offer a variety of formulas, including Protecvia, Protectpro, Collectivia, and Via Campus, each tailored to specific profiles and needs. For example, Protecvia is designed for individuals, while Protectpro is geared towards professionals and non-salaried workers.

The Protecvia formula is further divided into six sub-formulas, ranging from Protecvia indice 20 to Protecvia indice 120, each with varying levels of coverage. Additionally, two packs, Liberté and Confort, can be added to enhance the benefits of the plans. Liberté covers expenses related to self-medication, contraception, and non-remunerated vaccines, while Confort provides additional coverage for optician, dental, and audiology expenses, as well as wellness treatments.

AG2R La Mondiale's health insurance plans are generally considered to be on the higher side in terms of pricing, although the company is transparent about its guarantees, which is a plus. However, some experts suggest that the plans could be simplified to make them more accessible to a wider range of customers.

Here are the Protecvia formula sub-formulas offered by AG2R La Mondiale:

It's worth noting that customer reviews for AG2R La Mondiale's health insurance plans are mixed, with some customers giving the company 5 stars and others expressing dissatisfaction with the pricing and complexity of the plans.

The concept of solvabilité is crucial for insurance companies like AG2R La Mondiale. In 2009, they had to adapt to new rules on capital requirements due to the Solvability II reform.

These new rules aim to better cover all risks. AG2R La Mondiale's solvability ratio was 213% in 2016. This is a significant improvement.

By 2019, the ratio had increased to 221%. This shows a continued focus on ensuring the company's financial stability.

AG2R La Mondiale offers a wide range of products, including prévoyance, santé, habitation, and more. Their catalogue is extremely extensive.

Their services are available 24 hours a day, 7 days a week through their client portal, "Mon Compte AG2R La Mondiale". This allows you to easily manage your protection from anywhere.

You can access your account online or through their mobile app, and use it to view your policy details, make changes, and even geolocate a healthcare professional. To access your account, simply visit their website or download their app and log in with your credentials.

Here are some of the key services available through "Mon Compte AG2R La Mondiale":

To parametrize a collective contract involving AG2R La mondiale in DSN, you'll need to know the codes of the insurers (risk bearers) of AG2R La mondiale.

These codes are crucial for the parametrization process, and understanding them can make a big difference in how smoothly it goes.

You can find the codes of the insurers of AG2R La mondiale by checking the relevant information, such as the contract or other official documents.

Similarly, you'll also need to know the codes of the delegated managers of AG2R La mondiale for the parametrization process to be successful.

Knowing these codes will help you navigate the parametrization process with ease and avoid any potential issues that might arise.

AG2R La Mondiale offers a wide range of products, including insurance options. Their catalogue is extremely comprehensive, but some insurance products stand out.

You can subscribe to an AG2R La Mondiale home insurance policy. There are three available formulas: Essentielle, Confort, and Tranquillité. Each formula can be tailored to your specific needs, including your budget and the type of home you live in.

The insurance policy is also available for non-resident property owners and individuals living in retirement homes.

AG2R LA Mondiale offers an auto insurance plan that's available in four different formulas, each of which can be customized with two additional options to enhance your protection.

All four formulas cover you for both personal and professional driving.

With AG2R La Mondiale's auto insurance, you'll have access to a network of partner garages and various rewards for good driving and loyalty.

AG2R La Mondiale offers an assurance chien-chat that protects your furry friends with its Assurance Santé Animaux.

This insurance covers various veterinary expenses, including medical fees and surgical interventions, as well as preventive care.

You can choose from three different formulas to suit your needs.

The assurance chien-chat also includes a capital décès accidentel, which provides financial support in case of accidental death.

Additionally, you'll have access to 7-day-a-week assistance.

AG2R La Mondiale is a specialist in prévoyance, offering solutions for assurance obsèques, décès, invalidité, and accidents de la vie.

AG2R La Mondiale is a leader in the supplementary retirement sector, ranking 2nd according to the Argus de l'Assurance classification in 2018.

Their expertise in this area is impressive, and it's no surprise they're a trusted name in the industry.

AG2R La Mondiale is also registered with the Haute Autorité de la Transparence et de la Vie Publique, ensuring transparency and accountability in their operations.

The logo of AG2R La Mondiale has undergone several changes over the years.

The company's logo has evolved significantly since 2009, when the AG2R and La Mondiale logos were merged into a single design.

Here are the different logos of AG2R La Mondiale:

AG2R La Mondiale is a French insurance company with a long history of innovation in its visual identity.

AG2R La Mondiale's expertise and reputation are a mixed bag. The company's transparency about its guarantees is a notable plus, setting it apart from many of its competitors.

Their model as a non-profit organization is also a selling point for those who value ethics in their insurance provider. The company's commitment to transparency and ethics is a refreshing change from some other insurance providers.

However, the prices offered by AG2R La Mondiale are often considered too high, especially when compared to newer, more competitive insurance companies. This is a major drawback for many potential customers.

The company's customer service has also been criticized for being unresponsive and incompetent. This can be frustrating for those who need help with their insurance claims or policies.

Here are some key points to consider when evaluating AG2R La Mondiale's expertise and reputation:

Overall, AG2R La Mondiale's expertise and reputation are marked by both positive and negative aspects. While they excel in some areas, they struggle in others, making it essential for potential customers to carefully weigh the pros and cons before making a decision.

You can access your AG2R La Mondiale client space 24/7 from a web browser or mobile app. This allows you to keep an eye on your protection from anywhere.

The service is available regardless of the type of insurance you have with AG2R La Mondiale, whether it's health, housing, auto, or pension insurance.

You can access your client space through the dedicated web page or the app, and then log in with your ID and password.

Some of the services available in your client space include:

To reach the customer service team at AG2R La Mondiale, you have several options. You can start by visiting their website and using the chatbot on the contact page to get oriented.

You can also fill out a form online, which is available to both existing and new clients. This is a convenient way to get in touch, and you can use it 24/7.

If you're deaf or hard of hearing, you're in luck. AG2R La Mondiale has a dedicated space for you, with an adapted interface called Acceo. This allows you to choose between instant transcription, sign language, or French spoken language.

The customer service team is also available by phone, at 0 970 828 800, from Monday to Friday between 9am and 8pm. You can even request a callback to a number of your choice if you'd like.

If you have a complaint, you can report it to your advisor or use the contact page on the website and select the "Make a complaint" button.

You can access your AG2R La Mondiale account 24/7 from a web browser or mobile app. This service lets you keep an eye on your protection from anywhere.

With "Mon Compte" AG2R La Mondiale, you can access your account history, add or remove beneficiaries, and consult your contract and guarantees.

You can also use this service to send your invoices and claims for reimbursement, finalize your affiliation, and geolocate a healthcare professional.

To access your account, simply go to the dedicated web page or app, enter your login and password, and you're in.

The services available from "Mon Compte" AG2R La Mondiale may vary depending on the type of insurance you have.

Here are some of the services you can access from your account:

La Mondiale was founded in 1905 by seven industrialists in the Nord region of France for the social protection of workers and employees, where industrial activity was booming at the time.

The company accelerated its international development in the 1990s with the launch of Munat Vida in Spain and the creation of Mondial Life Belgium.

La Mondiale's acquisition of La Hénin Vie in 1999 increased its size by 60% and propelled it to the 12th rank in French life insurance.

This strategic move marked a significant milestone in La Mondiale's history and paved the way for its future growth and expansion.