
If you're looking to earn valuable rewards on your everyday purchases, consider applying for an Aeroplan credit card. With these cards, you can accumulate points that can be redeemed for flights, upgrades, and other travel perks.
Aeroplan credit cards offer a range of benefits, including sign-up bonuses, anniversary rewards, and points multiplier. For example, the Aeroplan Credit Card offers a 25,000-point sign-up bonus after spending $1,000 in the first three months.
The cards also offer a variety of redemption options, including flights, hotel stays, and car rentals. With the Aeroplan Credit Card, you can redeem your points for a flight on Air Canada or one of its partner airlines.
Credit Card Options
If you're considering getting an Aeroplan credit card, you've got three main options: the American Express Aeroplan* Card, the CIBC Aeroplan Visa Infinite* Card, and the TD Aeroplan Visa Infinite* Card.
Each of these cards offers a welcome offer, with the American Express Aeroplan* Card offering up to 30,000 Aeroplan points, the CIBC Aeroplan Visa Infinite* Card offering 10,000 Aeroplan points on first purchase, and the TD Aeroplan Visa Infinite* Card also offering 10,000 Aeroplan points on first purchase.
The annual fees for these cards are $120 for the American Express Aeroplan* Card, $139 for the CIBC Aeroplan Visa Infinite* Card, and $139 for the TD Aeroplan Visa Infinite* Card.
Mid-Range
If you're looking for a mid-range credit card option, you've got three popular choices from Aeroplan: the American Express Aeroplan Card, the CIBC Aeroplan Visa Infinite Card, and the TD Aeroplan Visa Infinite Card.
The American Express Aeroplan Card offers a welcome offer of up to 30,000 Aeroplan points, with conditions applying. The annual fee for this card is $120.
You can earn points with the CIBC Aeroplan Visa Infinite Card, with a welcome offer of 10,000 Aeroplan points on your first purchase. The card's annual fee is $139, but you can get a first-year annual fee rebate.
The TD Aeroplan Visa Infinite Card also offers a welcome offer of 10,000 Aeroplan points on your first purchase. The card's annual fee is $139, but you can get a first-year annual fee rebate.
Here's a comparison of the three cards' earning rates:
CIBC Infinite Privilege
The CIBC Infinite Privilege card is a top-tier option for those who want to earn Aeroplan points and enjoy premium benefits.
You can earn up to 60,000 Aeroplan points with this card, including a welcome bonus of 20,000 points when you make your first purchase, and an additional 30,000 points if you spend at least $7,000 during the first four monthly statements.
One of the standout benefits of the CIBC Infinite Privilege card is access to Air Canada Maple Leaf lounges, which can be a huge perk for frequent flyers.
The card also offers 6 annual visits to airport lounge members of the Visa Airport Companion Program, hosted by Dragonpass International Ltd.
You'll also enjoy the first checked bag free for up to eight passengers traveling on the same reservation, when your travel originates on an Air Canada flight.
Here's a summary of the earning structure:
The CIBC Infinite Privilege card requires a significant amount of spending to earn the maximum rewards, but for frequent flyers, the benefits may be well worth it.
CIBC Aeroplan Credit Cards
CIBC Aeroplan Credit Cards offer a range of benefits, including welcome bonuses and earning structures. You can earn up to 60,000 Aeroplan points with the CIBC Aeroplan Visa Infinite Privilege* Card.
The CIBC Aeroplan Visa Infinite* Card offers a welcome bonus of 10,000 Aeroplan points when you make your first purchase, and up to 40,000 points with additional spending requirements. The CIBC Aeroplan Visa Infinite Privilege* Card offers a similar welcome bonus, plus additional points for meeting specific spending thresholds.
Here's a summary of the welcome bonuses and earning structures for CIBC Aeroplan credit cards:
These cards also offer additional benefits, such as free first checked bags and airport lounge access.
Entry-Level
The entry-level CIBC Aeroplan Credit Cards are offered by CIBC and TD, each with their own unique benefits. The CIBC Aeroplan Visa* Card has no annual fee, making it a great option for those who want to earn Aeroplan points without any extra costs.
You can earn 2,500 Aeroplan points on your first purchase with the CIBC Aeroplan Visa* Card, which is a great way to start building your points balance. Additionally, you'll earn 1 point for every dollar spent on Air Canada and Air Canada Vacations, gas, groceries, and other purchases.
The TD Aeroplan Visa Platinum* Card also offers a welcome offer of 10,000 Aeroplan points on your first purchase, which is a significant bonus. However, it does come with an annual fee of $89.
Here's a comparison of the two entry-level CIBC Aeroplan Credit Cards:
Both cards offer preferred pricing and no expiration for Aeroplan points, which is a great perk for frequent travelers. However, the TD Aeroplan Visa Platinum* Card offers more comprehensive insurance coverage, including trip cancellation, interruption, and delay insurance.
CIBC
CIBC offers a range of Aeroplan credit cards with varying benefits and rewards. The CIBC Aeroplan Visa* Card comes with a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card.
The CIBC Aeroplan Visa Infinite* Card offers a more substantial welcome package, including up to 40,000 Aeroplan points and a waived annual fee for the first year. You can earn 10,000 Aeroplan points when you make your first purchase, 10,000 points for spending at least $5,000 in the first four months, and 20,000 points as a birthday bonus for spending at least $10,000 in the first year.
CIBC also offers the CIBC Aeroplan Visa Infinite Privilege* Card, which provides up to 60,000 Aeroplan points. This includes 20,000 points for your first purchase, 30,000 points for spending at least $7,000 in the first four months, and 10,000 points for spending at least $15,000 in the first year.
Here's a comparison of the welcome offers for each CIBC Aeroplan credit card:
The CIBC Aeroplan Visa Infinite Privilege* Card is ideal for Air Canada frequent flyers, offering access to Air Canada Maple Leaf lounges and 6 annual visits to airport lounge members of the Visa Airport Companion Program.
TD Aeroplan Credit Cards
TD Aeroplan Credit Cards offer a range of benefits for frequent flyers.
The TD Aeroplan Visa Platinum* Card is a great option for those who want to earn Aeroplan points without an annual fee for the first year. You can earn up to 20,000 Aeroplan points, including 10,000 points for the first purchase and 10,000 additional points when you spend $1,000 within 90 days of account opening.
Grocery stores, gas stations, and Air Canada purchases earn 1 point per dollar, making it easy to rack up points on everyday purchases.
The TD Aeroplan Visa Infinite* Card is designed for occasional Air Canada travellers, offering a welcome bonus of 10,000 Aeroplan points and a one-time anniversary bonus of 15,000 Aeroplan points. You'll also get a partial application fee rebate for NEXUS and share free first checked bags with up to 8 travel companions.
With the TD Aeroplan Visa Infinite Privilege* Credit Card, you'll earn up to 85,000 Aeroplan points, including a one-time anniversary bonus of 30,000 Aeroplan points. You'll also get access to Air Canada Maple Leaf lounges and up to eight passengers will enjoy their first checked bag free.
Here's a comparison of the TD Aeroplan credit cards:
Each TD Aeroplan credit card has its own unique benefits and earning structure, so it's essential to choose the one that best fits your travel habits and needs.
American Express Aeroplan Credit Cards
American Express offers several Aeroplan credit cards, each with its own benefits and rewards. The Aeroplan American Express Card offers up to 40,000 Aeroplan points, including 30,000 points after charging $3,000 in the first 3 months and an additional 10,000 points when you spend $1,000 in the 13th month.
You'll earn 2X the points on purchases made directly with Air Canada and Air Canada Vacations, and 1.5x the points on Dining and Food Delivery purchases in Canada.
The card also includes a free first checked bag for up to 9 people traveling on the same reservation on Air Canada flights.
One of the benefits of the Aeroplan American Express Card is that there is no minimum income requirement to apply.
The American Express Aeroplan Reserve Card offers an initial bonus of up to 65,000 Aeroplan points, including 35,000 points and a $100 statement credit after $3,000 spend within 3 months, and 5,000 points each of the first six months where you spend $1,000 or more.
You can earn 3x on Air Canada purchases, 2x on dining and food delivery in Canada, and 1x on everything else with this card.
The Aeroplan Reserve Card also includes access to Air Canada Maple Leaf Lounges, Maple Leaf Cafes, and Priority Pass – for the cardholder and 1 guest.
The small business American Express Aeroplan Business Reserve Card offers up to 65,000 Aeroplan points and a $100 statement credit, with similar earning rates and benefits to the Aeroplan Reserve Card.
The base level American Express Aeroplan Card offers 9,000 bonus points and a Buddy Pass after $1,500 spend, and 1,000 points each of the first six months that you spend at least $500 on the card.
Here are the details of the welcome offers for each of the American Express Aeroplan credit cards:
Benefits and Features
The Aeroplan Credit Card offers a range of benefits and features that make traveling easier and more rewarding.
You'll get instant Aeroplan 25K status for two calendar years, which includes perks like priority check-in, security, and boarding, as well as two one-time passes to Air Canada's Maple Leaf Lounges.
The card also provides a $100 statement credit every four years to put towards Global Entry or TSA PreCheck membership, which can save you time and hassle at the airport.
Here are some of the key benefits of the Aeroplan Credit Card at a glance:
- Instant Aeroplan 25K status for two calendar years
- Priority check-in, security, and boarding
- Two one-time passes to Air Canada's Maple Leaf Lounges
- $100 statement credit every four years for Global Entry or TSA PreCheck membership
- Complimentary checked bag for you and up to eight travel companions
- No foreign transaction fees
You'll also get access to 24/7 concierge services and travel insurance coverage, including trip cancellation and interruption insurance, baggage delay insurance, and trip delay reimbursement.
Free Checked Bags
Traveling with Air Canada can be a breeze when you have the right credit card benefits on your side. One of the most valuable perks is the free first checked bag benefit.
Cardmembers and up to eight travel companions traveling on the same reservation will all enjoy free first checked bags when travel originates on an Air Canada flight. This can save you a significant amount of money on baggage fees, especially if you're traveling with a large group.
To receive this benefit, simply make sure you're traveling on an Air Canada flight and have your Aeroplan credit card with you. It's that easy!
Preferred Pricing
Preferred Pricing is a fantastic feature of Air Canada credit cards. As the Primary Cardmember, you can often book flight rewards for even fewer points.
You'll get access to preferred pricing, which can help you save even more on your flights. This is especially useful if you're planning to fly frequently or book flights at short notice.
Here are some ways you can benefit from preferred pricing:
- Elite members and co-brand credit card customers get better pricing, with more access to saver awards and inventory.
- Even if a saver award isn't available, elite members and co-brand credit card customers are more likely to get a lower price.
- Booking a more expensive Air Canada segment increases the price of the award proportional to distance, but this increase may be less if you have status, a co-brand card, or both.
Peace of Mind
Traveling can be stressful, but with the right card, you can have peace of mind. The Aeroplan Credit Card offers several benefits that let you travel and shop with confidence.

One of the key benefits is trip cancellation and interruption insurance, which reimburses you up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if your trip is canceled or cut short by sickness, severe weather, or other covered situations.
You'll also have access to baggage delay insurance, which reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Additionally, the card offers 24/7 concierge services, so you can get help whenever you need it. You can also enjoy a complimentary checked bag, up to 50 lbs, when traveling with Air Canada, which can save you time and hassle at the airport.
Here's a summary of the key benefits that provide peace of mind:
Air Serbia Partnership
Air Serbia is now a partner with Aeroplan, joining Etihad and other airlines in the program.
You can include Air Serbia flights in award tickets, but you won't be able to earn Aeroplan miles for paid travel on Air Serbia.
This new partner can be combined with other partners, including those in the Star Alliance, to create a single award ticket.
Aeroplan's new award pricing system means that Air Serbia flights will be priced the same as other partners.
You'll pay a CAD$39 partner redemption fee when including Air Serbia or other partners on an award ticket.
Benefits and Perks
The Aeroplan Credit Card comes with several perks aimed at helping avid travelers score an easier journey. Cardholders have access to instant Aeroplan 25K Status for the rest of the calendar year and the following calendar year, giving them access to more perks including priority check-in, security and boarding.
You can also maintain the same status level by spending $15,000 during a calendar year. This gives you a head start on earning rewards and perks.
Cardholders can elevate their Aeroplan status level to 35K Status or higher when they spend $50,000 during a calendar year. This opens up even more benefits and perks.
One of the best perks is the ability to enjoy a complimentary checked bag, up to 50 lbs, when traveling with Air Canada. This can save you a significant amount of money on baggage fees.
Other benefits include no foreign transaction fees, access to 24/7 concierge services, and travel insurance coverage. This includes trip cancellation and interruption insurance, reimbursement for trip delays, baggage delay insurance, roadside assistance, and an auto rental collision damage waiver.
Here are some of the key benefits and perks of the Aeroplan Credit Card:
- Instant Aeroplan 25K Status for the rest of the calendar year and the following calendar year
- Elevate Aeroplan status level to 35K Status or higher when spending $50,000 during a calendar year
- Complimentary checked bag, up to 50 lbs, when traveling with Air Canada
- No foreign transaction fees
- Access to 24/7 concierge services
- Travel insurance coverage
Frequently Asked Questions
How do I get the most Aeroplan?
To maximize your Aeroplan earnings, earn points on every Air Canada and partner airline flight, as well as on in-flight purchases and duty-free shopping. Plus, use an Aeroplan credit card to earn even more points on your purchases.
Sources
- https://milesopedia.com/en/guide/tutorials/aeroplan-credit-cards-comparison/
- https://www.cnbc.com/select/chase-aeroplan-credit-card-review/
- https://viewfromthewing.com/air-canada-aeroplan-launches-new-suite-of-credit-cards-adds-redemption-partner/
- https://thepointsguy.com/news/air-canada-aeroplan-chase-credit-card/
- https://creditcards.chase.com/aeroplan/benefits
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