Chase Sapphire No Annual Fee Credit Card Review and Details

The Chase Sapphire No Annual Fee credit card is a great option for those who want to earn rewards without paying an annual fee. It offers 3X points on travel and dining purchases, which can be redeemed for travel, cash back, or other rewards.

This card is perfect for those who want to earn rewards on their daily purchases. You can earn 3X points on travel and dining purchases, and 1X point on all other purchases.

One of the best features of this card is that it offers a 0% introductory APR for 15 months on purchases and balance transfers. This can be a huge help if you're trying to pay off debt or make a big purchase.

Here's what you can expect to find on this page about the Chase Sapphire No Annual Fee card:

This page provides a detailed review of the Chase Sapphire No Annual Fee card, including its benefits and perks.

The Bottom Line section will give you a quick summary of the card's key features.

You can also find a list of the card's pros and cons in the Pros and Cons section, which can help you make an informed decision.

The Detailed Review section will provide a more in-depth look at the card's features and how they can benefit you.

If you're considering other credit cards, the Compare to Other Cards section can help you compare the Chase Sapphire No Annual Fee card to other options.

Additionally, the Benefits and Perks section will outline all the rewards and benefits you can earn with this card.

In the Drawbacks and Considerations section, you'll find information on potential drawbacks and things to consider before applying for the card.

Finally, the How To Decide If It's Right For You section will help you determine if the Chase Sapphire No Annual Fee card is the right choice for your financial needs.

The rewards and benefits of the Chase Sapphire no annual fee card are quite impressive. You earn extra points in multiple categories, including 5 points per $1 spent on all travel purchased through Chase.

The bonus rewards rates are as follows: 5 points per $1 spent on travel booked through Chase, 3 points per $1 spent on dining, and 3 points per $1 spent on select streaming services. Online grocery purchases also earn 3 points per $1 spent, but this excludes Target, Walmart, and wholesale clubs.

Travel-related purchases are far more lucrative if you book through Chase's travel portal, and you can earn bonus rewards on expenses like parking garage fees, bus fares, and campgrounds worldwide. This includes travel and dining purchases made outside of the US.

Here's a breakdown of the earning rates:

The 10% anniversary bonus boost also increases the effective earning rates, making it even more rewarding to use this card.

If you're looking for a rewards program that really delivers, the one with the big sign-up bonus is definitely worth considering. This program has long been a favorite among travelers, thanks to its high-value points.

Its high-value points are a major draw, making it a great option for those who want to get the most out of their rewards.

Multiple Category Rewards are a key feature of the Chase credit card, and they can be a bit complicated. You earn extra points in a bunch of spending categories, which is good, but also makes it complicated.

You can earn 5 points per $1 spent on all travel purchased through Chase, which is a great rate. Dining rewards are also generous, with 3 points per $1 spent on dining, including eligible delivery services and takeout.

Streaming services are another category where you can earn 3 points per $1 spent, which is useful if you're a heavy user. Online grocery purchases also earn 3 points per $1 spent, although this may not be as relevant if you don't shop online often.

Travel-related purchases outside of Chase's travel portal still earn 2 points per $1 spent, which is still a decent rate. And, as an added bonus, you'll earn 1 point per $1 spent on all other purchases.

Here's a breakdown of the rewards rates:

It's worth noting that these earnings rates are slightly higher due to the 10% anniversary bonus boost. For example, streaming services rewards effectively have a rewards rate of 3.1%.

Chase Sapphire Preferred points won't expire as long as your account is open.

Some rewards programs have limits on the number of points you can earn, but the Chase Sapphire Preferred doesn't have one.

You can earn a virtually unlimited number of points with this card.