TD Bank Target Credit Card: What You Need to Know

The TD Bank Target Credit Card is a popular choice for those who shop at Target stores. It offers 5% off on Target purchases in the first 12 months, up to $500 spent.

To earn this 5% discount, you must use your TD Bank Target Credit Card for all Target purchases. This means you can't use other payment methods, like cash or another credit card, to get the discount.

The card also has a $0 annual fee, making it a great option for those who want to avoid extra charges.

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TD Bank has been the exclusive issuer of Target's co-branded and private label consumer credit cards since 2013, when it acquired the retailer's U.S. credit card portfolio.

The bank has a multiyear contract extension with Target, which will continue through 2030. This partnership has enabled the two companies to innovate together and deliver a compelling card program for Target guests.

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Target's financial and retail services president, Gemma Kubat, noted that RedCard holders have saved over $9.7 billion over 12 years due to the card's 5% discount at Target and additional discounts at other locations.

Here are some key benefits of the TD Bank and Target credit card:

TD Bank has extended its partnership with Target, committing to be the exclusive issuer of Target co-branded and private label consumer credit cards through 2030.

This agreement builds on a decade-long partnership between the two companies, which has allowed them to innovate and deliver a compelling card program for Target guests.

The RedCard Mastercard program has been expanded, offering cardholders 5% savings at Target, as well as additional discounts at other locations.

Target's financial and retail services president, Gemma Kubat, notes that RedCard holders have saved over $9.7 billion in 12 years due to the card's discounts and benefits.

By deepening its partnership with TD Bank, Target aims to continue offering its guests everyday value through savings, free shipping, extended return times, and exclusive offers.

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The TD Bank and Target Credit Card offers a range of rewards and perks that can enhance your shopping experience. You can enjoy a 5% discount on Target purchases, which can add up to significant savings over time.

Other rewards include a Target Gift Card, where you can earn 2% back on gas and grocery purchases and 1% everywhere else. This is a great way to earn rewards on your everyday purchases.

You'll also get access to exclusive benefits like Mastercard ID Theft Protection, Mastercard Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance. These features can provide peace of mind and help you manage your finances with ease.

Here are some of the key benefits of the TD Bank and Target Credit Card:

Additionally, you'll enjoy extended returns at Target, with up to 60 days to return items, and free 2-Day Shipping on eligible items.

Target's credit card business is a significant part of their retail strategy. They have partnered with TD Bank to offer a co-branded credit card.

The Target RedCard credit card was launched in 2015. It offers 5% off on all Target purchases. The card also comes with free shipping and other benefits.

To be eligible for the Target RedCard credit card, you must have a good credit history. The credit limit is determined by your creditworthiness.

The Target RedCard credit card has no annual fee. You can also earn 5% off on purchases made in Target stores and on Target.com.

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