Abn Amro Creditcard Types and Benefits Explained

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Abn Amro offers a range of credit cards to suit different needs and preferences. They have a credit card for everyone, whether you're a frequent traveler, a foodie, or a shopaholic.

The Abn Amro Creditcard Cashback has a cashback program that rewards you with 5% cashback on your daily expenses. This is a great option if you want to earn rewards on your regular purchases.

One of the benefits of the Abn Amro Creditcard Rewards is the flexibility to redeem your rewards points for travel, shopping, or dining experiences. You can choose how you want to use your rewards, giving you more control over your rewards program.

The Abn Amro Creditcard Credit Limit is determined by your creditworthiness, and you can check your credit limit online or through the mobile app. This allows you to manage your credit limit easily and make informed decisions about your spending.

Here's an interesting read: Axis Bank Rewards Credit Card

Credit Card Types

Abn Amro credit cards offer a range of types to suit different needs.

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You can choose from cashback, rewards, and low-interest credit cards.

The cashback credit card gives you 5% cashback on all purchases, with no annual fee.

The rewards credit card offers 1 point for every euro spent, redeemable for travel, shopping, and dining experiences.

Low-interest credit cards have an interest rate of 12.95%, with a 50-euro annual fee.

Some credit cards also offer travel insurance, car rental insurance, and purchase protection.

These benefits can be very useful, especially when traveling abroad or making online purchases.

Curious to learn more? Check out: Citibank Travel Credit Cards

Card Features

The ABN AMRO creditcard offers a range of convenient features that make it a great choice for those who want to manage their finances with ease.

You can make secure payments anywhere in the world, which is especially convenient when traveling. The card also offers car rental excess coverage and car legal expenses, which can be a huge relief if you're renting a car abroad.

Here are some key features of the ABN AMRO creditcard:

  • Purchases insured against theft, loss, and damage for 180-365 days
  • Car rental excess coverage
  • Car legal expenses
  • Pay with Apple Pay
  • Bestedingslimiet of €500-€5,000

The ABN AMRO creditcard is a versatile option that caters to different needs, from students to travelers and business owners.

Gold

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The ABN AMRO Gold Card is a premium option that offers some extra perks. It's a bit pricier, with an annual fee of €55.13.

One of the benefits of the Gold Card is that your purchases are insured for a longer period. Specifically, they're covered for 365 days against theft, loss, or damage.

If you're planning to rent a car while traveling, the Gold Card has got you covered. Your car rental excess is insured, which can be a huge relief.

Here are some of the key features of the Gold Card at a glance:

The Gold Card also comes with some other useful features, such as the ability to pay with Apple Pay and a flight delay insurance.

Student

As a student, you're likely on a tight budget, but that doesn't mean you can't enjoy the benefits of a credit card. The ABN AMRO Studenten Card is specifically designed for students and is the cheapest credit card offered by ABN AMRO, costing only €14 per year.

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With this card, you can make contactless payments and easily purchase items online, such as new outfits or festival tickets. You can even use it to buy things from foreign websites, which often require a credit card.

Your purchases are protected for 180 days against loss, theft, and damage, giving you peace of mind when shopping online.

The Studenten Card has a spending limit of €500 to €2,500, and it comes with a flight delay insurance and luggage delay insurance.

Kenmerken

The ABN AMRO credit cards offer a range of convenient features to make your life easier. You can make secure payments anywhere in the world, and your purchases are insured against theft, loss, and damage for a certain period of time.

One of the benefits of the ABN AMRO credit cards is the purchase insurance. You can choose from different cards, such as the Gold Card or the Student Card, which offer varying levels of insurance coverage. For example, the Gold Card provides 365 days of insurance, while the Student Card offers 180 days.

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You can also use your ABN AMRO credit card to pay for car rentals, and some cards even offer car rental excess coverage. This means you won't have to worry about paying for any excess fees if your rental car is damaged.

Another feature of the ABN AMRO credit cards is the ability to pay with Apple Pay. This makes it easy to make contactless payments and avoid carrying around a physical card.

Here's a summary of the purchase insurance coverage offered by the different ABN AMRO credit cards:

As you can see, the ABN AMRO credit cards offer a range of features to make your life easier and more convenient. Whether you're traveling, renting a car, or making purchases online, these cards have got you covered.

Private Banking

Private banking is a specialized service offered by banks to high net worth individuals. It provides a high level of personal service and customized financial solutions.

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These services often include investment management, wealth planning, and asset protection. Private banking clients typically have a minimum net worth requirement, which can vary by bank.

Private banking clients can enjoy exclusive benefits such as dedicated relationship managers, priority customer service, and access to exclusive investment opportunities. Some private banks even offer bespoke financial products tailored to the individual's specific needs.

Private banking services are usually fee-based, meaning clients pay a fee for the services rendered, rather than paying interest on loans or deposits. This fee structure allows private banks to offer more personalized and flexible services to their clients.

Expand your knowledge: Citi Bank Credit Card Offer

Card Management

You can manage your ABN AMRO creditcard through the ABN AMRO creditcard app, which is available for iOS devices from version 10.0 and higher, and for Android devices from version 6.0 and higher.

The app allows you to have constant insight into your expenses and see exactly how much you can spend. You can also use the app to pay all your creditcard bills quickly and easily.

One of the benefits of having an ABN AMRO creditcard is that you can use it to make purchases and withdraw cash worldwide, including in other currencies. However, be aware that there are costs associated with exchanging currencies, which you won't incur with services like Wise.

Block Your Card

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Blocking your card is a straightforward process that can be done in a few different ways. You can block your MasterCard yourself through the Advanzia website: www.mycapitolcards.com.

To block your card, you'll need to have some basic information handy, including the card number, the name of the card issuer (usually your bank), the account number associated with your lost or stolen card, and the personal details of the cardholder (usually yourself).

You can also contact the Advanzia Helpdesk by telephone on +352 26 15 74, or the Mastercard helpdesk at +1 636 722 7111. If you're in a hurry, you can ask your trusted ABN AMRO contact person to block the MasterCard for you during office hours.

If you're looking for a quick reference, here are the contact details you'll need to block your MasterCard:

  • Advanzia website: www.mycapitolcards.com
  • Advanzia Helpdesk: +352 26 15 74
  • Mastercard helpdesk: +1 636 722 7111
  • ABN AMRO contact person: during office hours

Hoe Werkt De App

The ABN AMRO creditcard app is compatible with iOS devices from version 10.0 and higher, and Android devices from version 6.0, 7.0 and higher.

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By downloading the app, you'll have real-time access to your spending and can see exactly how much you can afford to spend. You can also use the app to pay all your credit card bills quickly and easily.

The app allows you to keep track of your expenses and stay on top of your finances, no matter where you are in the world. With the app, you can access your account information and make payments anywhere, anytime.

One of the benefits of using the ABN AMRO creditcard app is that you can use your credit card to make purchases and withdraw cash in foreign currencies. However, be aware that there may be fees associated with currency exchange.

Card Benefits

With the ABN AMRO credit card, you get a range of benefits that can make your life easier.

One of the standout features is the inclusion of a 180-day purchase insurance. This means you're protected in case something goes wrong with your purchase.

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You also get a delivery guarantee and fraud prevention, which can give you peace of mind when making online transactions.

The card provides a clear transaction overview, even for transactions made by colleagues. This makes it easier to keep track of your spending.

Here are some of the benefits you can expect from the ABN AMRO credit card:

  • Inclusief aankoopverzekering van 180 dagen.
  • Inclusief Aflevergarantie en fraudepreventie
  • Helder transactieoverzicht, ook van medewerkers.

Card Application and Cancellation

To apply for an ABN AMRO creditcard, you need to have a bank account with ABN AMRO. You can easily apply online through their website, abnamro.nl.

To start the process, go to the "producten" tab and select "betalen en creditcards". Then, choose "Creditcard aanvragen" from the "Ik wil..." dropdown menu. From there, you'll be guided through the application process.

You can choose from three types of creditcards: ABN AMRO Credit Card, ABN AMRO Gold Card, and ABN AMRO Studenten Card. The application process typically takes 5-10 working days to complete.

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To cancel your ABN AMRO creditcard, you can do so online, by phone, or by mail. The opzegtermijn is 1 maand, and if you've prepaid for the year, you may receive a refund for the remaining period.

You can cancel your creditcard online by logging in to Creditcard Online and following the prompts. Alternatively, you can call ICS ABN AMRO Credit Card Services at +31 (0)20 - 660 01 23 or send a letter to International Card Services BV at Postbus 23225, 1100 DS Diemen.

Business Aanvragen

To apply for a business credit card, you need to meet certain requirements. Your business must be registered with the Chamber of Commerce.

To qualify, you must have annual financial statements from the past two fiscal years. If your business is still relatively new, the business limit will be reduced to €500, but you can still apply for a credit card.

You also need to have a positive status with the Credit Registration Office (BKR).

Applying for a Loan

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To apply for an ABN AMRO credit card, you need to have a bank account with ABN AMRO. You can easily apply online.

You can find the application process on the ABN AMRO website, specifically under the tab 'producten' (products) and then 'betalen en creditcards' (pay and credit cards).

The first step in the application process is to log in to your internet banking account and fill in the application form.

You'll then need to choose the credit card that best suits your situation from three options: ABN AMRO Credit Card, ABN AMRO Gold Card, or ABN AMRO Studenten Card.

Once you've chosen your card, click on 'aanvragen' (apply) and wait for International Card Services (ICS) to check your details.

If your application is approved, you can expect to receive your credit card within 5 to 10 working days.

How to Cancel

To cancel your ABN AMRO credit card, you have a 1-month notice period, which is a pretty standard timeframe.

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You can cancel your credit card online, by phone, or by mail, and it's essential to note that if you cancel your main card, any additional cards will automatically expire.

To cancel online, log in to Creditcard Online, go to 'Gegevens en instellingen' (Data and settings), and then select 'Card(s) opzeggen' (Cancel card).

If you prefer to cancel by phone, you can call ICS ABN AMRO Credit Card Services at +31 (0)20 - 660 01 23, a number you can find on the back of your credit card.

You can also send a letter to cancel your credit card, addressed to International Card Services BV, Postbus 23225, 1100 DS Diemen, and be sure to include your full name, address, customer number, and the card you want to cancel, along with a brief explanation of why.

Card Information

The ABN Amro Business Creditcard is a great option for businesses looking for a reliable credit card solution.

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The card is delivered by the credit card company ICS.

You can apply for the ABN Amro Business Creditcard through ICS.

The card comes with some great features, including a physical business Mastercard, truck-fast delivery guarantee, 24/7 fraud prevention, and online access to your credit card expenses at any time.

The card is issued by Abn Amro in The Netherlands, and the credit card numbers start with the Issuer Identification Number (IIN) 522078, which is a Mastercard credit card.

Here's a breakdown of the card information:

The first digit of the card number is the MII digit, which indicates the credit card's scheme, and in this case, it's a Mastercard card.

The first six digits of the card number, including the MII, are the IIN or BIN, which uniquely identifies the bank that issued the card, in this case, Abn Amro in The Netherlands.

Frequently Asked Questions

Is an ABN AMRO credit card a Visa or MasterCard?

ABN AMRO credit cards are Mastercards, accepted worldwide. They are not Visa cards.

How long does it take to get a credit card with ABN AMRO?

Get your ABN AMRO credit card in 15-20 working days after application approval. This includes 10 days for application review and 5-10 days for delivery

Carole Veum

Junior Writer

Carole Veum is a seasoned writer with a keen eye for detail and a passion for financial journalism. Her work has appeared in several notable publications, covering a range of topics including banking and mergers and acquisitions. Veum's articles on the Banks of Kenya provide a comprehensive understanding of the local financial landscape, while her pieces on 2013 Mergers and Acquisitions offer insightful analysis of significant corporate transactions.

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