Australian Retirement Trust ABN and Super Fund Details

The Australian Retirement Trust ABN is 54 512 165 703. This is the unique identifier assigned to the trust by the Australian Business Register.

The Australian Retirement Trust is a superannuation fund that has been operating since 2015. It was established to provide a low-cost and flexible superannuation option for Australians.

The trust's superannuation fund details can be accessed through the Australian Securities and Investments Commission (ASIC) website.

A unique perspective: Finance Trust Fund

One of the most attractive features of the Australian Retirement Trust ABN is the Super Options it offers.

The Australian Retirement Trust ABN has a range of superannuation options, including MySuper, MyPension, and MyLumpSum.

Investing in a MySuper fund can provide a low-cost and hassle-free way to save for retirement.

The MySuper fund of the Australian Retirement Trust ABN has a management fee of 0.24%.

The Australian Retirement Trust ABN also offers a MyPension option, which allows members to take a lump sum payment from their superannuation account.

If this caught your attention, see: Collective Trust Fund

This option is available for members who meet certain eligibility criteria, such as being 60 years old or older.

Another Super Option is the MyLumpSum, which allows members to take a lump sum payment from their superannuation account.

The MyLumpSum option is available for members who meet certain eligibility criteria, such as being 60 years old or older.

Here's an interesting read: Life Income Joint and Survivor Settlement Option Guarantees

QSuper offers a range of investment options to suit different risk profiles and investment goals. There are 13 investment options available, including a cash option and a diversified option.

Members can choose from a range of asset classes, including Australian shares, international shares, property, and fixed interest. This flexibility allows members to tailor their investment portfolio to their individual needs.

QSuper's investment options are managed by experienced investment managers who aim to deliver long-term returns.

For more insights, see: Australian Reits

The Aspire 1 QSuper option is a great choice for those looking for a straightforward superannuation fund. It has a fixed admin fee of $62.4.

This fee is a one-off payment, not a recurring charge, which can be beneficial for those who want to avoid ongoing costs. The admin fee percentage is 0.13%.

One thing to note is that the admin fee is capped at $500, which means you won't be charged more than this amount, even if your investment balance increases.

Aspire 1 QSuper also charges 0.07% for general reserves, which is a relatively low fee compared to other funds. Investment fees and costs come in at 0.52%, and transaction costs are 0.05%.

Here's a quick rundown of the fees associated with Aspire 1 QSuper:

Sustain 1 QSuper is a great option for those looking for a reliable and affordable superannuation fund. The admin fee fixed for Sustain 1 QSuper is $62.4.

The admin fee percentage for Sustain 1 QSuper is 0.06%, which is a relatively low rate compared to other funds. This means you'll pay less in fees over time, which can add up to significant savings.

The admin fee cap for Sustain 1 QSuper is $500, which is a reasonable limit to ensure you don't get charged excessive fees.

General reserves for Sustain 1 QSuper are 0.07%, which is a standard rate for most superannuation funds.

Investment fees and costs for Sustain 1 QSuper are 0.34%, which is lower than some other funds on the market.

Transaction costs for Sustain 1 QSuper are 0.03%, which is a low rate that can help you save even more.

Here's a quick summary of the key features of Sustain 1 QSuper:

The Australian Retirement Trust (ART) offers two growth asset options: Balanced and Moderate.

The Balanced option has a higher percentage of growth assets at 62.8%. This means that a larger portion of your investment will be allocated to growth assets, which can potentially provide higher returns over the long term.

The Balanced option is categorized as a growth investment, which is suitable for those who can afford to take on some level of risk in pursuit of higher returns.

For another approach, see: Unit Investment Trusts

Admin fees for the Balanced option are fixed at $62.4, with an admin fee percentage of 0.1% and a cap of $500. This means that you'll pay a flat fee of $62.4 plus 0.1% of your investment balance, up to a maximum of $500.

In comparison, the Moderate option has a lower percentage of growth assets at 32.5%, making it a more conservative investment choice.

Here's a summary of the key differences between the Balanced and Moderate options:

The Moderate option also has lower investment fees and costs, at 0.28%, compared to the Balanced option's 0.48%. However, the Balanced option has slightly lower transaction costs at 0.08% compared to the Moderate option's 0.05%.

Curious to learn more? Check out: Balanced Retirement Portfolio

Australian Retirement Trust, with its ABN 119 864 697 008, offers various investment options to its members.

You can choose from a range of diversified funds, including the Balanced Fund, which has a mix of growth and income assets, such as shares, property, and fixed income securities.

The Australian Retirement Trust's Balanced Fund has a moderate level of risk, with a target return of around 5-7% per annum.

Some of these funds are designed to provide a regular income stream in retirement, while others are geared towards long-term growth.

For more insights, see: Child Trust Fund

Super Investment Options are a crucial part of any investment strategy. There are several options to choose from, each with its own unique characteristics.

Let's take a look at the Balanced (ART – QSuper) growth asset, which has a percentage of growth assets at 62.8%. This option falls under the growth investment category.

Admin fees for this option are fixed at $62.4 and also have a percentage of 0.1%. The admin fee cap is set at $500, while general reserves are 0.07% of the total. Investment fees and costs come in at 0.48%, and transaction costs are 0.08% of the total.

One of the key benefits of the Diversified Bonds (ART – QSuper) option is that it has lower investment fees and costs compared to the Balanced option. These fees come in at 0.41% of the total.

The Moderate (ART – QSuper) growth asset has a percentage of growth assets at 32.5%, making it a more conservative option. Its investment category is listed as conservative.

Discover more: Vanguard 403 B Services Com Application

Here's a comparison of the admin fees for each of these options:

As you can see, each option has its own unique characteristics, and it's essential to consider these factors when making a decision.

International Shares Index (Hedged) is a solid investment option for those looking to diversify their portfolio. It's a type of investment that's hedged, which means it's protected against currency fluctuations.

The administration fee for this option is a fixed $62.4, which is a one-time payment. This fee is relatively low compared to other investment options.

Investment fees and costs come to 0.08% of your investment, which is a small price to pay for the potential returns.

You might like: Investment Trust

When considering investment options for your Australian Retirement Trust (ABN), it's essential to understand the various options available.

The Australian Retirement Trust offers a range of investment options, including a Balanced Fund, which has a 74% allocation to Australian shares and 26% to international shares.

Readers also liked: Retire Treasury Stock Journal Entry

Investing in a balanced fund can provide a stable return, with a long-term average annual return of 6.4% as of 2022.

The Balanced Fund also has a low fee structure, with an annual management fee of 0.25% as of 2022.

Investing in a diversified portfolio can help spread risk and potentially increase returns.

The Australian Retirement Trust also offers a Growth Fund, which has a 90% allocation to Australian shares and 10% to international shares, with a long-term average annual return of 7.3% as of 2022.

Investing in a growth fund can be a good option for those who are willing to take on more risk in pursuit of higher returns.

However, it's essential to consider your individual financial goals and risk tolerance before investing in a growth fund.

The Australian Retirement Trust also offers a Fixed Interest Fund, which has a 10% allocation to Australian government bonds and 90% to corporate bonds, with a long-term average annual return of 4.1% as of 2022.

Investing in a fixed interest fund can provide a relatively stable return with lower risk.

It's also worth noting that the Australian Retirement Trust offers a range of other investment options, including a Real Estate Fund and a Equity Fund.

Related reading: Pension Risk Transfer Market

Australian Retirement Trust offers a transition-to-retirement (TTR) pension investment option, allowing members to access their superannuation savings while still working.

They rank 2 in terms of total member benefits, valued at approximately $286.32 billion.

Australian Retirement Trust is a Public offer Industry fund and ranks 2 in terms of members, with 2,423,670 members.

They have experienced 5% growth in the number of members in the 2023 financial year, placing them at 31 of 95 funds in terms of growth.

One of the standout features of Australian Retirement Trust is their commitment to sustainability, as they are one of the 16 super funds that has pledged to achieve net-zero absolute carbon emissions in their investment portfolios by 2050.

Australian Retirement Trust offers a transition-to-retirement (TTR) pension investment option, giving you the flexibility to balance your super savings with a regular income while still working.

This is a great option for those who want to reduce their working hours or pursue a new career path without completely giving up their super savings.

See what others are reading: 457 Plan Withdrawal Rules

The TTR pension allows you to take a portion of your super savings as a regular income, while still allowing your super to continue growing.

You can choose to take a tax-free income from your super, or a taxed income that's added to your super balance.

It's essential to note that the TTR pension has some rules and restrictions, so it's crucial to consult with a financial advisor before making any decisions.

Discover more: Pension House

Australian Retirement Trust offers a Property Index investment option, also known as Australian Property – Index (ART – Super Savings). This option charges an admin fee of $62.4, which is 0.1% of your investment.

The admin fee cap is $500, and the general reserves charge is 0.07% of your investment. This is a relatively low fee compared to other investment options.

Australian Property – Index (ART – Super Savings) also has a low investment fees and costs charge of 0.08%. This is significantly lower than the 0.59% charge on the Super Savings option.

Here are the key fees associated with Australian Property – Index (ART – Super Savings):

Australian Retirement Trust has received numerous awards and recognitions for its outstanding services. The trust has won several awards from reputable rating agencies such as Chant West and SuperRatings.

One of the notable awards won by Australian Retirement Trust is the Corporate Solutions Fund of the year, which it received from Chant West. This award is a testament to the trust's excellent performance and commitment to providing quality services.

The trust has also been recognized for its Best Fund: Member Services award from Chant West. This award highlights the trust's dedication to providing exceptional services to its members.

Australian Retirement Trust has also won the Fund of the year award from both Chant West and SuperRatings. This award is a significant recognition of the trust's outstanding performance and commitment to excellence.

Here's a list of some of the notable awards won by Australian Retirement Trust:

Australian Retirement Trust ABN Number is 88 010 720 840, a unique identifier for the fund provider.

Australian Retirement Trust must hold an Australian Financial Services Licence (AFS licence) to conduct its business.

The AFS licence is governed by the Australian Securities & Investment Commission (ASIC).

Australian Retirement Trust AFSL Number is 228975.

Suggestion: Australian Number

As you consider Australian Retirement Trust (ART) as your fund provider, it's essential to understand the company's structure and ownership. ART is a public offer superannuation fund.

ART is a wholly-owned subsidiary of Hostplus, one of Australia's largest industry super funds. This means that ART benefits from the resources and expertise of its parent company.

ART has a large and diverse membership base, with over 1 million members across various industries. This scale provides ART with economies of scale and a strong bargaining position.

ART's investment approach is focused on long-term growth and stability, with a diversified portfolio of assets. The fund's investment strategy is designed to meet the needs of its members, both now and in the future.

ART's fees are competitive and transparent, with a focus on providing value to its members. The fund's expense ratio is lower than the industry average, which means more of your super is working for you.

Suggestion: Employer Can Offer 457b Plan Means