Standard Chartered Platinum Rewards Card Benefits and Features

The Standard Chartered Platinum Rewards Card is a great option for those who want to earn rewards and enjoy exclusive benefits. This card offers a 30,000 bonus point reward after spending $2,000 in the first 3 months.

One of the standout features of this card is its rewards program, which allows you to earn 1.5 points for every dollar spent on dining, entertainment, and groceries. You can also earn 1 point for every dollar spent on other purchases.

The card also offers a generous sign-up bonus, which can be redeemed for travel, cash, or other rewards. This is a great way to get started with the card and start earning rewards right away.

With this card, you'll have access to a range of benefits, including travel insurance, purchase protection, and concierge services. These benefits can help you feel more secure and confident when using your card.

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To be eligible for the Standard Chartered Platinum Rewards Credit Card, you should have a stable monthly income.

The applicant's age should be between 18 and 65 years. For add-on cardholders, the minimum age is 18 years.

You'll need to belong to credit card sourcing cities or locations of the bank. This is a requirement for all applicants.

Here are the documents you'll need to provide:

With the Standard Chartered Platinum Rewards Card, you'll enjoy a 0.83% benefit on fuel purchases and fine-dining spends.

Rewards points are earned at a rate of 1 point for every ₹1 spent, which translates to 25 paise (₹0.25) per point.

These points can be redeemed on the Standard Chartered Rewards Portal, known as R360, for a variety of products, vouchers, and more.

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The fees and charges associated with the Standard Chartered Platinum Rewards Card are straightforward. The joining fee is Rs 250 plus applicable taxes.

The annual fee is also Rs 250, but it's waived off if you spend Rs 60,000 or more. There's also a one-time fee of Rs 250 if you don't spend Rs 500 or more within 30 days from card issuance.

Here's a breakdown of the fees and charges:

The fees and charges associated with the Standard Chartered Platinum Rewards Credit Card can be a bit complex, but don't worry, I've got you covered.

The joining fee for this credit card is Rs 250 plus applicable taxes. If you apply through the online channel, you can avoid this fee if you spend Rs 500 or more within 30 days from card issuance.

The annual fee is also Rs 250, but it's waived off if you spend Rs 60,000 or more. There's no renewal fee from the 2nd year onwards, making it a great option for frequent spenders.

Finance charges are calculated at 3.75% per month, which translates to 45% per year. This means you'll be charged interest on your outstanding balance if you don't pay it off in full each month.

Late payment fees depend on the total payment due, and there's also a fee on international card transactions, which is 3.50% of the transaction value.

Here's a summary of the fees and charges:

The Standard Chartered Platinum Rewards Credit Card is a great option for those looking for a product with numerous benefits. You can earn additional 1,000 reward points if you transact within 60 days of issuance.

To get the most out of this card, it's essential to understand the various features and benefits it offers. The card comes with a range of rewards and discounts, including 5% discount on credit card spend and 20% cashback on Uber rides.

Here are some of the key benefits of the Platinum Rewards Credit Card:

To be eligible for this card, you should be between 21 to 65 years with a stable monthly income. You'll also need to submit identity proof, address proof, income proof, and a recent passport size photograph as part of the KYC process.

The application process is straightforward, and you can apply online by visiting the official site and entering your personal or professional information. You'll also need to upload your KYC documents and a recent colored passport size photograph.

To apply for the Standard Chartered Bank Platinum Rewards Credit Card, you'll need to visit the official website and click "Apply Now." The application process is straightforward and can be completed online.

You'll be asked to provide some basic information, such as your full name, email ID, and mobile number, which you'll need to enter in the first few steps of the application process.

Here are the steps to apply for the card:

Once you've submitted your application, you'll be notified instantly whether it's been accepted or declined. The bank will then process your application within 7-15 days.

To apply for a Standard Chartered Bank Platinum Rewards Credit Card, start by visiting the official website and clicking "Apply Now". You can also click here to apply now.

You'll be asked to select whether you have a relationship with a Standard Chartered Bank and click "Next". This is Step 1 of the application process.

Next, enter your full name, email ID, and mobile number, and click "Next". You'll also need to enter your residence zip code and click "Next" in Step 2.

Your source of income will be determined by selecting between salaried, self-employed business, or self-employed professional and clicking "Next" in Step 3.

Enter your annual income as per Income Tax Return (ITR) and click "Proceed" in Step 4. You'll also need to enter your gross monthly income and click "Proceed".

To verify your mobile number, enter the verification OTP sent to you in Step 5.

Continue entering your details such as company name, designation, industry, total work experience, salaried bank account, office email, office phone number, office address, office landmark, city, Pincode, income proof documents, annual declared income, basic monthly salary, and monthly variable bonus in Step 6.

Select your Identity documents, PAN, and other ID Proof, either driver's license, passport, or voter ID in Step 7.

Finally, submit your application with SC Bank in Step 8.

You'll be instantly notified if your application is accepted or declined. The bank takes 7 to 15 days or sometimes longer to process your application. After submitting the required documents, a Standard Chartered Bank representative will contact you to follow their instruction to get verified.

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Activation is a crucial step in getting the most out of your new benefits. You can receive up to 5% cashback on all retail spends, including supermarkets, restaurants, and entertainment outlets.

This cashback offer is a great way to save money on your daily expenses. You can earn up to Rs. 5000 in cashback, depending on your spending habits.

One of the standout benefits of activation is the complimentary insurance coverage. This coverage is worth up to Rs. 5 lakhs and protects you against accidental death, permanent disability, and critical illnesses.

To put this into perspective, having insurance coverage like this can provide significant peace of mind. It can also help you and your loved ones in case of an emergency.

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