
If you're a Medicare recipient looking to stay active and healthy, you're in luck. Many Medicare Supplement plans now come with SilverSneakers, a fitness program designed specifically for older adults.
SilverSneakers offers access to over 16,000 participating gyms and fitness centers across the US. This means you can choose a plan that fits your needs and budget while still getting the exercise you want.
The cost of a Medicare Supplement plan with SilverSneakers varies depending on the provider and your location. On average, you can expect to pay between $100 and $300 per month for a basic plan.
Understanding Medicare Supplements
Medicare supplements are designed to enhance Original Medicare and give you the freedom to choose any doctor who accepts Medicare. They come in a range of plans, from basic to more extensive options.
Plan F Extra and Plan G Extra are two of the more extensive plans offered, but they do not have a high deductible option. To get Part D coverage, you'll need to purchase a separate Medicare prescription drug plan.
Some Medicare supplement providers, like Blue Shield of California, offer a 12-month rate guarantee, so your rates won't change for a year as long as you don't change your plan or move.
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Medigap
Medigap is Medicare supplement insurance that helps pay out-of-pocket costs and fill coverage gaps for an individual with Original Medicare only.
Some Medigap plans also include SilverSneakers as one of their benefits, providing a free gym membership to their members.
Medigap plans can help save members a lot of money, especially those who are interested in exercising regularly.
The only cost with a Medigap policy is the monthly premium, which varies widely among plans and service areas. Some Medigap providers may offer discounts, including nonsmokers, females, married couples, paying yearly, paying with electronic funds transfer, and having multiple policies.
Individuals can check with the Medigap providers to find the most affordable plan for them.
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What's the Minimum Age
The minimum age to qualify for many Medicare-related programs is 65, as it's often given in conjunction with the age for Medicare.
This age requirement is also seen in the Silver Sneakers program, which is designed for seniors.
In order to qualify for Silver Sneakers, you have to be at least 65.
This age requirement can impact your eligibility for various Medicare supplements and related programs.
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Insurance Details
Some insurance companies offer Silver Sneakers as a valuable benefit, but many do not, and availability depends on where you live.
To find participating plans, check the Silver Sneakers eligibility page, which will tell you exactly which health insurance plans cover it.
Insurance companies that offer Silver Sneakers may save members a lot of money on gym memberships.
Availability of Silver Sneakers will vary depending on your location, so be sure to check the eligibility page for your specific area.
We help our clients compare Medicare insurance policies offering Silver Sneakers while ensuring they aren't overpaying for their coverage.
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Finding a Plan
Finding a plan that includes Silver Sneakers can be a game-changer for your fitness routine. More than 60 health plans nationwide have partnered with Silver Sneakers to offer this valuable benefit.
You can easily compare prices and see which plans offer Silver Sneakers using a tool that makes it easy to shop around. Most Advantage plans include fitness benefits, so if they don't provide Silver Sneakers specifically, they may offer a similar program.
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Some Medicare supplement and Medicare Advantage insurance plans include Silver Sneakers at no extra cost. Many of these plans are available through independent insurance agencies like Hyers and Associates.
If you're looking for a plan that includes Silver Sneakers, it's a good idea to contact an independent insurance agency that specializes in Supplements, Advantage plans, and Part D coverage. They can help you compare and contrast all your options and find the best plan for you.
Costs and Affordability
Medigap costs can vary widely among plans and service areas, making it essential to shop around for the best deal.
The monthly premium is the only cost associated with a Medigap policy, and some providers offer discounts for certain groups.
Nonsmokers, females, married couples, and those who pay yearly or electronically can potentially save money on their premiums.
Paying with electronic funds transfer or having multiple policies can also lead to discounts with some Medigap providers.
Individuals can check with the Medigap providers to find the most affordable plan for their specific situation.
Health and Fitness
Regular exercise is a vital part of maintaining good health, and SilverSneakers offers a wide range of fitness options to help you achieve your goals.
Exercise has been shown to enhance brain health, which can lower the risk of depression, anxiety, and insomnia. By exercising regularly, you can also strengthen your bones and muscles.
A well-rounded exercise program can also reduce the likelihood of developing functional limitations and decrease the risk of falls. This can be especially important as we age, as it can help us maintain our independence and live longer.
In addition to physical exercise, social engagement is also essential for overall health. As we age, social isolation can increase the risk of a decline in functional abilities and severe illness. By developing social relationships, we can reduce these risks and improve our overall health.
SilverSneakers offers a variety of social activities, including educational classes, yoga, and social events. This can be a great way to meet new people and stay connected with others.
Here are some of the benefits of exercise and social engagement:
- Enhanced brain health
- Strengthened bones and muscles
- Reduced risk of depression, anxiety, and insomnia
- Reduced likelihood of developing functional limitations
- Decreased risk of falls
- Increased chance of living longer
- Improved overall health
Silver Sneakers
Silver Sneakers is a fitness program that's available to many Medicare beneficiaries, offering access to over 17,000 participating gyms and fitness centers nationwide.
This program provides a great way to stay active and healthy, with classes and activities tailored to seniors' needs and abilities.
Some popular Silver Sneakers classes include yoga, Pilates, and cardio workouts, which can help improve flexibility, balance, and overall fitness.
What Is Sneakers
Sneakers are a type of footwear that originated in the mid-20th century.
They are designed for casual wear and are typically made of lightweight materials such as leather, synthetic fabrics, or a combination of both.
Sneakers often feature a rubber sole and a breathable upper for comfort and support.
They come in a wide range of styles, from athletic to fashion-forward designs.
Sneakers have become a staple in many people's wardrobes, with some individuals owning hundreds of pairs.
The popularity of sneakers can be attributed to their versatility and comfort.
Sneakers are often worn for athletic activities, such as running, basketball, and tennis, but are also worn as a fashion statement.
Many sneaker enthusiasts collect rare and limited-edition designs, which can appreciate in value over time.
Sneakers have become a significant part of popular culture, with many celebrities and influencers showcasing their sneaker collections on social media.
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Buying Sneakers
If you're a frequent gym-goer, you might be wondering how to get your hands on the coveted Silver Sneakers benefit. Silver Sneakers is one of the biggest perks, and some people choose a carrier based on this benefit alone.
You can save up to $60 a month on gym membership if you frequently use the gym.
Sources
- https://www.ohioinsureplan.com/medicare-insurance-plan-silver-sneakers/
- https://www.medicalnewstoday.com/articles/silver-sneakers
- https://www.medmutual.com/For-Medicare/Medicare-Supplement-Extra-Programs-and-Discounts.aspx
- https://www.blueshieldca.com/en/broker/medeligible/plans/medicare-supplement
- https://www.blueshieldca.com/en/broker/medeligible/plans
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