
Zettle POS is a game-changer for businesses, especially those using WooCommerce. It seamlessly integrates with WooCommerce, allowing for a smooth checkout experience for customers.
With Zettle POS, you can process transactions quickly and efficiently, both online and offline. This is especially useful for businesses that need to handle large volumes of sales.
Zettle POS also offers a range of features that make it easy to manage your business, such as inventory tracking and reporting. This helps you stay on top of your sales and make informed decisions about your business.
Run Your Business with PayPal Point of Sale Solution
Running your business with a point of sale (POS) system can be a game-changer. PayPal Zettle is a complete POS solution that allows you to accept card, contactless, and mobile payments, making it easy to do business wherever you sell.
You can bring your online and offline stores together with the PayPal Zettle extension, which syncs easily with your WooCommerce store. This means you can manage your sales and inventory in one place.
Here's an interesting read: Zettle Card Reader Paypal

To get started with PayPal Zettle, you'll need to sign up for a PayPal Business account, download the PayPal Zettle POS app, and order your card reader. This process is quick and easy, and you can have everything set up in minutes.
PayPal Zettle has no monthly fee, which is a big plus. However, there are per-transaction fees, which can be broken down into four types: card-present transactions (2.29% + 9 cents), keyed-in transactions (3.49% + 9 cents), invoice fees (3.49% + 49 cents for PayPal payments and 2.99% + 49 cents for cards or alternative payment methods), and cash transactions (no fee).
Here's a summary of the fees:
- Card-present transactions: 2.29% + 9 cents
- Keyed-in transactions: 3.49% + 9 cents
- Invoice fees (PayPal payments): 3.49% + 49 cents
- Invoice fees (cards or alternative payment methods): 2.99% + 49 cents
- Cash transactions: no fee
Overall, PayPal Zettle is a solid choice for small retail businesses and pop-up stores, but it may not be the best fit for larger businesses or those with complex needs.
Unified Inventory Management
Managing multiple inventories can be a real headache. With WooCommerce and PayPal Zettle, you can manage a single inventory across platforms.
This means that your product data and inventories are synced automatically, saving you time and effort.
Mobile Payments
You can take payments anywhere with the PayPal Zettle card reader, which is built with a quick-charging battery that lasts up to 8 hours or 100 transactions.
The battery life is perfect for a long day of taking payments on-the-go.
Getting Started
Zettle is a digital payment terminal that allows businesses to accept card payments and manage their finances on the go. It's a great option for small businesses or those with limited space.
To get started with Zettle, you'll need to download the app and create an account. You'll also need to order a terminal, which can be done online or through the app.
Once you have your terminal, you can start processing payments immediately. Zettle also offers a range of features, including receipt printing and inventory management, to help you streamline your business operations.
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Get Started with PayPal
To get started with PayPal, you'll need to sign up for a PayPal Business account if you're a US merchant. This is the first step in the process.
Related reading: PayPal
You can download the PayPal Zettle POS app and order your card reader after signing up. This is also true for UK/EU/BR/MX merchants, who will need to sign up for a Zettle account instead.
To connect your PayPal Zettle account and configure inventory sync, you'll need to follow additional instructions. These instructions are not provided in this section, but they are crucial for getting your account set up correctly.
First, download the free PayPal Zettle extension from the provided page. This will give you access to the necessary tools for setting up your PayPal account.
Next, log in to your WordPress Admin dashboard and navigate to Plugins > Add New > Upload. From there, select the PayPal Zettle extension ZIP file and click Install Now.
After installing the plugin, click Activate on the Success page to complete the setup process.
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Warning: Payments Taken Before Christmas Are…
I've had a frustrating experience with Zettle, and I want to warn you about it. Payments taken before Christmas are disappeared in the system due to an unspecified error.

You might be wondering how this happened. Unfortunately, Zettle doesn't provide a clear timeline on when the issue will be fixed.
If you're using Zettle, be aware that funds may not be deposited for over a week, and nobody seems to have any answers. I know this from personal experience, and it's been a real hassle.
Lopay, on the other hand, has been a reliable alternative for me. It works essentially the same as Zettle, but with lower fees and a more flexible payment schedule.
Setup and Configuration
To get started with Zettle, you'll need to meet the minimum system requirements. You'll need an installed version of WordPress 5.4 or higher, WooCommerce 4.3 or higher, and a PHP version of 7.4 or higher.
You can then install and use the PayPal Zettle POS for WooCommerce with ease. The extension will sync with your WooCommerce store, allowing you to accept card, contactless, and mobile payments.
To set up multiple sales tax rates, you'll need to navigate to the PayPal Zettle Back-office. From there, you can create and mark default sales tax rates to be assigned automatically to newly created products.
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Installation

To set up the PayPal Zettle POS for WooCommerce, you'll need to meet some basic requirements.
First, you'll need an installed version of WordPress, which should be at least 5.4.
You'll also need an installed and activated version of WooCommerce, which should be at least 4.3.
Additionally, your PHP version should be at least 7.4.
Here's a quick rundown of the necessary software:
- WordPress: 5.4 or higher
- WooCommerce: 4.3 or higher
- PHP: 7.4 or higher
Return
If you're using a payment provider like Zettle, you'll want to know what happens if something goes wrong with your equipment.
Zettle has a good track record of replacing faulty equipment quickly, with one user reporting that a replacement card reader was on its way after a single call to customer services.
Having a backup plan can be a lifesaver, and Zettle allows you to use your phone's NFC reader as a temporary solution until your replacement equipment arrives.
This flexibility is especially useful for tradespeople who need to stay mobile and take payments on the go, like the user who found Zettle's app and services to be very convenient.
Recommended read: Zettle Reader
Sales Tax Account

Setting up a sales tax account in PayPal Zettle is a straightforward process. You can set up multiple sales tax rates in the PayPal Zettle Back-office.
If you're using sales tax, you'll need to ensure that your country and currency match in both PayPal Zettle and WooCommerce. This is crucial for syncing prices correctly.
To set up default sales tax rates, simply enable the Default checkbox when creating a new product in the PayPal Zettle Product Library. This will automatically assign the merchant's default tax rates to the product.
If tax rates and calculations are disabled, you won't be able to sync prices, even if your country and currency match. This is a critical setting to check in WooCommerce.
In countries using sales tax, a PayPal Zettle merchant can set up multiple sales tax rates in the PayPal Zettle Back-office. The merchant can mark one or multiple of the created sales tax rates as “default” to be assigned automatically to newly created products in the PayPal Zettle Back-office.
Here's a quick checklist to ensure you've set up sales tax correctly:
- Country and currency match in both PayPal Zettle and WooCommerce.
- Tax rates and calculations are enabled in WooCommerce.
- Default sales tax rates are assigned to new products in the PayPal Zettle Product Library.
Features and Functions
Zettle's point-of-sale system is designed to be user-friendly and efficient, allowing businesses to process transactions quickly and easily.
The system features a simple and intuitive interface that makes it easy to navigate and use, even for those without extensive technical knowledge.
Zettle's mobile card reader is a key feature, allowing businesses to accept card payments on-the-go and process transactions in a matter of seconds.
The reader is small, lightweight, and portable, making it perfect for use at markets, festivals, or any other event where a traditional fixed-point-of-sale system wouldn't be practical.
Zettle's system also includes features such as inventory management and sales reporting, helping businesses to stay on top of their finances and make informed decisions.
By integrating these features, Zettle's system provides a comprehensive solution for businesses looking to streamline their operations and improve their bottom line.
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Pricing and Fees
Zettle has no monthly fee, which is a great perk for small retail businesses and pop-up stores. This is because the service wants to encourage as many customers as possible to make PayPal transactions.

The per-transaction fees are the only costs you'll need to worry about, and they're relatively reasonable. For card-present transactions, you'll pay 2.29% + 9 cents per transaction.
Zettle's fees can be broken down into four types: card-present transactions, keyed-in transactions, invoice fees, and cash transactions. The latter is free, which is a nice bonus.
With its generous free plan and reasonable transaction fees, Zettle earned a strong 4.2/5 score for pricing in our research. However, this means it's only a good fit for small businesses and pop-up stores, as the per-transaction fee becomes prohibitive with numerous transactions.
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Vat Account
In VAT countries, you need to set the VAT percentage value to zero or a valid VAT rate of your merchant's country in the PayPal Zettle Product Library. This is crucial to avoid errors in WooCommerce log files.
Trying to submit an invalid VAT percentage value will result in a VAT_NOT_ALLOWED_IN_COUNTRY error in WooCommerce log files. This can be frustrating, especially if you're not aware of the issue.

To ensure smooth integration, we check if the settings in PayPal Zettle and WooCommerce match in step 3 of the onboarding process. If the country and currency don't match, you won't be able to sync prices.
If the country and currency match, but tax rates and calculations are disabled, you won't be able to sync prices either. This is a common oversight that can be easily fixed.
Simple & Variable products are supported for synchronization with PayPal Zettle. This means you can easily manage your product inventory and pricing across both platforms.
However, if you're running your installation on a local instance, some synchronization features won't work correctly. This includes the synchronization of inventory data and receiving updates to stock data from PayPal Zettle.
PayPal Fees & Transactions
Zettle has no monthly fee, but it does charge per-transaction fees, so it's not completely free to use.
The transaction fees can be broken down into four types. Zettle charges 2.29% + 9 cents for card-present transactions, including QR code transactions.
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For keyed-in transactions, Zettle charges a higher fee of 3.49% + 9 cents.
Invoice fees are a bit higher, at 3.49% + 49 cents for PayPal payments and 2.99% + 49 cents for cards or alternative payment methods.
Interestingly, Zettle charges no fee for cash transactions.
The per-transaction fee can become prohibitive with numerous transactions, making Zettle a good fit only for small retail businesses and pop-up stores.
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How Does Pricing Compare?
Zettle's pricing is quite straightforward, with no monthly fee and only per-transaction fees.
Zettle's transaction fees can be broken down into four types, including card-present transactions, keyed-in transactions, invoice fees, and cash transactions.
The card-present transaction fee is 2.29% + 9 cents, which is the same fee for QR code transactions. This fee is lower than the keyed-in transaction fee.
The keyed-in transaction fee is 3.49% + 9 cents, which is higher than the card-present transaction fee. This fee is charged when a card number is physically typed into the system.

Invoice fees are a little higher, at 3.49% + 49 cents for PayPal payments and 2.99% + 49 cents for cards or alternative payment methods. Cash transactions, on the other hand, incur no fee.
Zettle's pricing is competitive, earning a strong 4.2/5 score for pricing. This is due in part to the generous free plan and reasonable transaction fees.
However, the per-transaction fee can become prohibitive with numerous transactions, making Zettle a good fit only for small retail businesses and pop-up stores.
In comparison, Square and Clover POS offer more features while remaining competitively priced, earning slightly better pricing scores than Zettle.
Zettle's pricing is also similar to Square POS, which is also free for a similar reason.
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Availability and Value
Zettle is available as a free plan, with no monthly fee charged to businesses.
You can access all of its features and functionality with this plan, making it a great option for those who want to test out Zettle's interface and features.
Setting up a demo account is not necessary, as you can simply create a free account to get started.
Consider reading: Bank Account for Payment
Hardware Cost

The upfront cost of getting started with Zettle is buying hardware, which is a one-time cost.
This cost can add up quickly, depending on what you're getting. All readers and terminals must be paired with the Zettle app, which is free to download.
Card readers are an inexpensive way to start selling through Zettle.
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Free Plan Availability
Zettle is only available as a free plan, and businesses aren't charged a monthly fee. They have access to all its features and functionality.
Setting up a demo account in Zettle is an option for developers who want to test a software development kit.
Final Thoughts on PayPal's Value
Zettle is free to get started, making it a potential pick for smaller operations that want to get off the ground quickly.
Square is another free option that our research team ranks much higher overall, offering features like email marketing, offline mode, and loyalty tools that Zettle lacks.
Zettle's pricing options are still great, including its hardware and transaction fees, but it falls short compared to Square.
Overall, Zettle isn't bad, but it ranks low on our list of the best POS systems.
Explore further: Square (financial Services)
Frequently Asked Questions
Why is Zettle charging me?
You're being charged per transaction, with no hidden fees or lock-in contracts. This means you only pay for the transactions you process, with no recurring costs.
What is Zettle payment?
Zettle payment is a mobile payment solution that allows businesses to accept card payments anywhere, anytime. It offers an intuitive point-of-sale app to manage sales, track inventory, and get paid easily.
How is Zettle different from PayPal?
Zettle is a specialized payment solution designed for in-person transactions, whereas PayPal is a broader online payment platform. While PayPal focuses on digital transactions, Zettle enables businesses to accept card payments anywhere, anytime.
What's the difference between PayPal here and PayPal Zettle?
PayPal Zettle replaced PayPal Here in 2021, offering enhanced features for tracking inventory and sales. If you're looking for a basic POS system or mobile card reader, PayPal Zettle is a good entry-level choice.
Is Zettle by PayPal legit?
Zettle by PayPal is a reliable payment solution, backed by PayPal's trusted brand. It's a secure and intuitive tool for managing sales, perfect for small and medium-sized businesses
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